Geoffrey Davis

Race Across the Sky

10-15-09

That is the title of a documentary about this year's Leadville 100 bicycle race. You may remember reading the news that this year Lance Armstrong won the event. It will be shown on October 22nd at 7pm Cinemark Plano West location. Shown just a few days before the Austin LiveStrong ride and yes, you can still join the FCC team or donate to us.

The date this move is shown is a special milestone for Lance. His cancer was diagnosed on October 2, 1996. "October 2, 1996. The day it all changed. The day I started never to take anything for granted. The day I learned to take charge of my life. It was the day I was diagnosed with cancer." -Lance Armstrong

Geoffrey Davis
FCC President

FriscoCycling.com

p.s. 3 Days on the Track- come watch or race, October 16th, 17th and 18th

p.p.s. There are 4600+ names on this survey via Bike Texas, you there?

1 Comment

National Night Out

10-12-09

Geoffrey Davis

Tuesday, October 13th is a big day here in Frisco. It's the day that Frisco residents participate in National Night Out. Local residents are encouraged to get out of their houses, and into their neighborhoods, to connect and have some fun together. While we'd normally have our Tankard Fellowship on Tuesday, we're going to move this month's fellowship to Monday, October 12 at 8:30p. This way we can still connect with each other as well as participate in our local National Night Out activities.

Geoffrey Davis

Davis Family Lending, LLC

214-975-1266- fax

214-529-9622- cell

www.DavisFamilyLending.com

God grant me the serenity to accept the things I cannot change, the courage to change the things I can, and the wisdom to know the difference.

1 Comment

Keith Cunningham is Live in Frisco, TX.

10-12-09

Geoffrey Davis

Keith Cunningham is Live in Frisco, TX. November 12, 2009, 8AM - Noon. Keith is an internationally-known speaker who has appeared with industry giants including Harv Eker, Brian Tracy, Tony Robbins and Robert Kiyosaki. Robert Kiyosaki, author of the best-selling Rich Dad, Poor Dad, acknowledges Keith in the forward for his "financial wisdom and inspiration."

Geoffrey Davis

Davis Family Lending, LLC

214-975-1266- fax

214-529-9622- cell

www.DavisFamilyLending.com

God grant me the serenity to accept the things I cannot change, the courage to change the things I can, and the wisdom to know the difference.

0 Comments

Here are some notes from my friend and Frisco City Councilman's day on the bike.

10-12-09

Geoffrey Davis

Here are some notes from my friend and Frisco City Councilman's day on the bike. He made me a promise to be in a Frisco jersey the next time he rides a bike. I have some cycling friends (you know who you are Geoffrey Davis and Bill Woodward) who have been trying to get me out to join them in the Frisco Cycling Club. Problem is, I only ride a bike around the neighborhood with my kids and probably have never gone further than a few miles.

I was invited to represent Frisco in the Make-A-Wish 100 wish Bike Ride (Maher Maso was out of town....how convenient!). This was a first year event to raise money to grant 100 wishes and over 1,000 cyclists turned out. They had mapped out a 10 mile course for myself and Plano Mayor Phil Dyer and McKinney Mayor Brian Loughmiller. Members of the Legacy Riders club rode with us for encouragement.

After the 10 mile marke, my rider coaches challenged me to make the 30 mile mark. The last mile felt like it was straight uphill but well worth the struggle. It was a great event and I hope it can kickstart me to finally join the Frisco Cycling Club on some rides!

Geoffrey Davis

Davis Family Lending, LLC

214-975-1266- fax

214-529-9622- cell

www.DavisFamilyLending.com

God grant me the serenity to accept the things I cannot change, the courage to change the things I can, and the wisdom to know the difference.

0 Comments

Where are we in the market today?

10-12-09

Geoffrey Davis

Last week I was able to attend a seminar featuring Steve Harney, one of the leading experts in the real estate industry. I was invited by one of my good friends - Sammy Garner. Sammy and I are in the same industry and have been friends for years. He was kind enough to not only invite me but to provide my ticket because he knew there would be information of value for us both.

A secondary benefit of the seminar was the opportunity to sit at the table with a Plano real estate legend - Mike Brodie of Keller Williams. Mike is not only a speaker and seminar presenter on real estate issues; he is also one of the best producing realtors in the North Texas market.

According to Mr. Harney, in 10 years there will be people sitting down and talking about the market of 2009...saying that 'I could have done it....I should have done it'...talking about 'if I had bought that house'....Basically he's saying that prices are at their low and at some point they will begin to head back up, maybe not tomorrow, but pretty soon. He believes that there are many properties that are very distressed and that now is one of those times that people should buy so that in ten years they can be looking at the investment that they made instead of a missed opportunity. He said that in six months agents will be looking back at the help they had in selling houses from the tax break the government has given and from the low interest rates. It is an unbelievable time to be in real-estate and the agents in the business today should see an unbelievable year.

In discussing foreclosures, Mr. Harney said that 20% of Texas homeowners' value is under water. In other words, one in five Texans' home value is below their mortgage amount. The percentage is even worse nationwide: in 35% of occupied homes the mortgage is now greater than the value. He spoke at length about foreclosures and said that he has found that 25% of the homes that have gone into foreclosure have been strategic foreclosures. In other words, these are people who have made their mortgage payments without a hitch for years but have recognized that they are now so upside down in their property that it becomes a good business decision to allow it to go into foreclosure. His studies are showing that the higher the person's FICO score is, the more likely that they will make such a strategic move.

Mr. Harney's advice for Realtors was that they should strive to be the 'expert' in their market and be able to answer the questions about foreclosure, short sales, etc. Although it will be a challenge to predict the future of real estate, it is important for them to be the people with all the answers. Steve's view is that Realtors and the housing industry will have the largest impact on the economy for 2010, let's hope he is right!

Geoffrey Davis

Davis Family Lending, LLC

214-975-1266- fax

214-529-9622- cell

www.DavisFamilyLending.com

God grant me the serenity to accept the things I cannot change, the courage to change the things I can, and the wisdom to know the difference.

1 Comment

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Geoffrey Davis
Davis Family Lending, LLC

Geoffrey Davis: Mortgage Company in Frisco, TX

Office: (972) 712-2004

Mobile: (214) 529-9622

I help my clients find the best deal possible on a mortgage that meets their needs whether they are looking for a competitive interest rate, certain monthly payment or special loan terms.

About Us:

I am a Broker--not a Banker
I chose to become a Broker, rather than a traditional mortgage banker, because I wanted to offer my clients more options than just one bank's programs. When you are a "loan officer" at a bank, you can only offer clients your bank's programs--whether those programs are right for the clients or not. Which means if they don't have a mortgage that meets your needs, they will try to put you into something "close". When it comes to one of the most important and expensive purchases of your life, you deserve to have the right loan to meet your particular situation. As an Independent Broker, I have access to all the larger Lender programs such as CITIMortgage, Countrywide and Chase to name a few. This means you have an expert to shop all the available programs based upon your mortgage criteria and come back to you with the strongest offerings from all companies.

Areas of Expertise

Big Lender, Big Fees
As you probably have noticed, large Lending companies have nice offices, robust marketing budgets and large staffs. In other words, they have "overhead" which has to be paid by someone during the transaction--and, that someone is you. When you approach a major Lender, consumers will receive an off-the-shelf rate versus the competitive rates professional Mortgage Brokers can obtain. As an Independent Mortgage Broker we can obtain competitive rates while keeping our costs low. This means that I can pass these savings on to my clients while still taking advantage of large scale discounts and pre-negotiated rates.

Testimonials

Thanks for taking such good care of my guys this year; they all said you did a great job getting them into their homes. Woody says you run your business like ours, customer service as your first priority, guess I taught you something.
Jim Hoyt, Owner, Richardson Bike Mart http://www.bikemart.com/

I don't know if you remember my telling you that this house is the one that we inquired about several years ago. At that time you gave us some pointers on improving our credit...good advice! Ever since then, I have made it a point to drive by it several times a week to see if it was up for sale again. Then on that one Thursday night, there was a 'For Sale' sign in the front yard. You were so kind to answer our questions via cell phone and email over that weekend. We put a contract on the house within a few short days, thanks to your quick response in helping us get pre qualified. As a matter of fact, the house was not even officially listed yet, and we had a contract on it.

Anyway, thanks so much for your genuine interest in our family and for all of your effort. We do appreciate you!
Michael and Teri Carter

We couldn't have been happier with the service we got from Geoff. He worked hard to find us a mortgage, and despite the fact that my wife and I were both changing jobs at the time, he found us a great rate. Then he went the extra mile -- the day before closing, he found us a better rate!
Steven and Martha Bell

I really felt like you took great "care" in all of our needs and concerns regarding our transaction and beyond.
Michele and Ryan Moore

"We just purchased our first home and Geoffrey exceeded all of our expectations. He answered every question and even showed up at closing. We would highly recommend him to anyone looking for a honest and hardworking mortgage guy."
Julie and Ken Howell

"In today's overly hectic working and family environment, you need the process of financing a new home to be so simple and painless that it almost happens without you even being involved. To do this you need a broker you can totally trust to give you the best deal available and to proactively manage all of the potential issues that delay closing long before the closing date arrives. Geoff is exactly this type of broker. I trust him like a brother. I also know that buying a house with him is a stress-free process, because he shoulders the stress for you."
Allen Abell

"Geoff refinanced our home for us in 2002 and out of the 4 loan process's I've been through, it was the quickest and easiest. He managed a very smooth process and left no questions unanswered even though I was in Colorado and he was in Texas."
Joe Triplett

Geoff is the most honest, sincere, caring person in this line of work in North Texas. His primary concern, by far, is that the deal goes smoothly, painlessly, and without any of that hype or doubletalk that is prevalent in the mortgage business. There are certain things in life you trust only to a very small number of people; watching your kids, your finances, and buying a home. Geoff is one of the people I know I can trust without one shred of doubt. In this day and age it is almost impossible to find someone who does what they say, when they say without making excuses. Geoff Davis is one of the last people in the service industry that does this. I would never ever consider another mortgage guy - he is mine for life!
Ken Munson

"I would like to refer to my experience with Geoff as the EXCEL method...it goes like this E engaged (from the beginning to the end) X explore (questions were asked and answers were provided).C communication (casual and professional discussion). E empower (encouragement was provided to consider options). L launch (complete satisfaction built on trust)
Sue Monroe

As a former client, I was very impressed with Geoffrey's promptness, professionalism, and knowledge of the industry. I trusted him for my mortgage, I've recommended him to other people who have used and been impressed by his services, and I recommend him for yours. I'm also an appraiser with my family business (Jones Appraisal Services, Inc.). We're very careful about who we associate our family name with, especially in business. I have been so impressed with Geoffrey's personal, family, and business values, that we have developed a successful business relationship with him as well. Geoffrey is a very well rounded upstanding and honest guy. Anyone would count himself/herself lucky to associate with him either personally and/or in a mortgage transaction.
Robert Jones

"It's refreshing to do business with a person who still knows how to give GREAT customer service, sound advise and does what he says. I have done multiple loans with Geoffrey and hope to continue to do business in the future."
Luis Aparicio

Using Geoff for our mortgage needs was a very wise decision. With only three weeks to close and Geoff's hard work and knowledge our deadline was reached. We will surely recommend Geoff to family and friends.
Eric Renyer

"Geoff's service should be called Intelligent Mortgages. He analyses your financial situation, goals, abilities; compares to options available in the market, and finds the best mortgage tailored to provide the best value. The Frisco mortgage guy IS your mortgage guy."
Sam Ang

Geoffrey's attention to detail and follow-up is what caused us to build trust with him quickly. He's professional and yet easy to work and talk honestly with. I never felt I was asking a dumb question since Geoffrey always treated me professionally and with respect.
Michel Eichamer

We have been through other brokers, but we continuously have used Geoffrey since he always given us fast prequalifications, hasty feedback through the mortgage process, and always recommended the best loan for us. With his honesty and preparation, we have always come to the closing table on time and with no surprises.
David Morley

Impeccable, high quality service is clearly job one for Geoff. Working with him on my mortgage refinance was as painless and quick as this complex transaction can be. When unexpected hurdles arose, Geoff identified clear solutions and proactively kept me informed of the status. He stays on top of every detail and gets the job done on time and at a fair price. There is no need to look further for the best mortgage broker around.
Sandy Herndon

My wife and I have known Geoff for years through our volunteer work with Habitat for Humanity. When the time was right, Geoff promptly and professionally obtained a home equity loan for us to purchase our dream retirement property.
Mark and Alice Shaw

I have worked with a number of other mortgage lenders in the past. Previously I just called several banks or lenders after online searches to obtain a mortgage. I must say that I've never had anyone follow up with me as consistently as you do. Candidly, as an investor with rental property your follow-up and assistance to ensure I've got tenants is amazing as I know you only gain good will from this effort. You've truly gone above and beyond. I have no hesitation referring you to anyone. Thank you,
Eric Austin

As an independent rep in the bike industry, I know how difficult it can be securing loans for big ticket items, as the securitization level seems to be a bit higher. This could have been even more difficult as Sabine had just quit her computer job and had come on board with me at Tri Marketing. As far as the loan process went, I can honestly say that we virtually did nothing; filled out no paperwork, provided no documents, life history, etc., and just let you work the loan through. If more people knew that, they would be knocking on your door more often! Please feel free to refer me as a satisfied client at anytime in the future. Our Best,
Sabine Bildstein and Greg Allen

As a first time home buyer, and an educated consumer in the realm of credit, I had high expectations from a mortgage lender; but had no idea where to start to find the right person. As luck would have it, based on a referral, the first person we spoke to was Geoff Davis, and knew immediately that this was a sincere and intelligent guy. Geoff, along with my realtor, made our mortgage process a pleasure - seriously. We were laughing and smiling throughout the entire morning, Geoff even came to the closing! I know 'financing guys' in many industries, and he is one of the good guys.
Torrey Remmert & Todd Landry

This was the best way I could describe what Geoff did for us, he thinks of others 1st. Without Geoff we would never have been able to buy a house. I personally do not think another mortgage person would have gone through that he did for us. We will never forget it, and he will be our mortgage guy for life.
Ted and Crystal Renyer

I just wanted to write you a quick note to tell you that YOU RULE! I bought a house with a temporary construction loan from a bank. That loan was only good for 12 months. I originally intended to fix up the house and sell it, but I decided to live there instead. When I tried to refinance with the bank after the construction was finished, they told me that I didn't qualify for a mortgage with them because I had another mortgage payment for the condo I was living in, and some credit card debt. But when I called you, you found several different lenders for me to choose from, even though on top of it all I was also self employed. In fact, you even got me a low interest rate that I never expected with a stated income loan. Here's where the story gets even better though! Several months later, I sold the condo and paid down most of my credit card debt. You found another loan for me that was such a terrific rate that I refinanced again and locked in an awesome 30 year mortgage deal. Since then, I recommend you to all my friends who are buying a house or talking about refinancing. Thanks!
Lars Hundley

My wife and I have just completed our refinance with Geoff Davis. Even though I have known Geoff through Rotary for over two years, I am the type person who checked with several Brokers and directly with 3 mortgage companies, before I decided to work with Geoff. I am an experienced mortgage and real estate person, who has closed literally hundreds of real estate transactions over my career. I must say that Geoff worked harder, was more accurate and honest, plus he kept me better informed than any mortgage person I have ever worked. His knowledge, integrity and personal hands on approach made my wife very comfortable. I would recommend him to anyone seeking a mortgage loan for any reason.
Mike & Jane Wyant

Buying a house with a new spouse should be the most fun in your life. Thanks to Geoffrey, it was exactly as it should be - a blast. The fun didn't end there, as the mortgage was cheaper than we expected, and Geoff was up-front about all costs. There was absolutely nothing hidden, no surprises, no 'little things' we found out about after signing up. After buying many cars and getting back to the finance office, we expected to have some last minute negotiations with finance. It did not happen. I have and would recommend Geoff Davis of Mortgages USA to every relative and close friend I have.
Josh & Laurie Vinyard

I spent a lot of time researching the best way to get a loan. Even though I had direct offers from lenders I decided to go with Geoffrey. He was able to get me what I wanted - low interest rates, no closing costs, and no down payment. We got money back at the closing! He was always available to answer my questions! I highly recommend him.
Kelly Spradley

While several of the "traditional" lenders gave me the impression that I should be thankful to give them the opportunity to loan me money, it was truly a privilege to work with Geoff Davis. One of the best things about working with Geoff was that he worked with me to setup goals and criteria for my mortgage experience, rather than simply getting my information and giving me a one shot "best" deal on whatever day I happened to call him. Not only did Geoff do an excellent job explaining anything and everything I didn't understand, but at the end of the process there was no doubt that I had gotten the best deal without anyone having to sell me on it. Geoff's customer service, knowledge, and personal interest were incomparably better than anyone else who tried to bid my loan. I would highly recommend Geoff Davis to anyone who is looking for a mortgage, regardless of the type and size.
Jake & Amanda Crain

As first time homebuyers, my husband and I only had a vague idea of what we were getting into. Geoffrey was able to walk us through and explain every step in the process. Not only is he helpful, straight forward, and honest, but he got us a great loan at a great rate and to the closing table within 3 weeks of finding our home. He really made our first home buying experience easy and we definitely recommend him to anyone purchasing home. He'll be our mortgage guy for life!
Tom and Suzanne Bates

Geoffrey did an excellent job of keeping everyone informed of where we were in the process of providing a loan for my buyers (my daughter and son-in-law). I will definitely be sending him more of my business.
Ceil Snoddy, Keller Williams Realty

As a real estate investor, I can't say enough good things about Geoff and Good Guy Lending! My loans are always handled professionally and efficiently and most important of all, there are no big bad surprises at the closing table! That is a must in my business where having a deal crumble at the end can break your back financially. Geoff makes sure that I get great and efficient service not only from his people but from the title company and the lender as well. You just can't go wrong with that kind of professionalism, service, and dedication. My thanks to Geoff and the great people at Good Guy Lending!
James Donaldson

We've moved twice in 4 years, and have just completed our 2 nd mortgage with Geoff, and couldn't have been happier with the process and his service. He understands that his business is built on the trust and the referrals of his clients, and will find the loan that's best for you. He also stays on top of the many details involved in a home loan and will educate you through the process to make sure you are comfortable and fully understand this very important financial decision.
Todd & Joellen Joy

With so many issues to deal with when buying a new house, it really helps that Geoff makes the mortgage shopping experience easy for his clients. You have the feeling that Geoff is friend as well as your representative in the process, and he is the only broker we know that takes the time to attend the closing at the Title Company to make sure all goes well to the completion of the loan.
Don and Kathy Barnwell

We really enjoyed working with Geoffrey for the mortgage on our first house. He made it very easy for us to get a loan from California so we were able to purchase our house in Texas with as little travel as possible. Also, he was able to set our minds at ease throughout the entire process. He fully explained the entire mortgage process. With his help we were able to move into our new home with ease.
Amanda and Phillip Foose

How do you write a testimonial about your buddy? In true Geoff Davis fashion, I say with the utmost sincerity that he is and always will be our only "mortgage guy"! My wife and I were lucky to have great people with us every step of the way, through our home buying process. Since Megan hasn't known Geoff as long as I, we "shopped around" and compared other mortgage people. Believe it or not, this was Geoff's idea. He wanted to make sure that everyone was "on the same page". We talked to others, but never got that secure feeling we have with Geoff. Geoff's honesty, knowledge and accessibility are second to none! Thanks for everything and we will definitely send all of our Austin referrals to you.
Thank you, Eddie & Megan Church

Elizabeth and I were both surprised and actually comforted by your presence at the closing. I have never heard of a broker attending the closing. The mere fact of you being there got us our keys within a few minutes of signing the final docs. Not to mention the absolute amazing customer service that you provided throughout the entire process, even with Julie giving birth right in the middle of the whole thing. Awesome is not a powerful enough word to describe your work. Thanks for getting us into our new home on time!
Greg and Elizabeth Bobo

Geoffrey did an incredible job not only ensuring a competitive closing fee and an even lower interest rate, but more importantly he guided me and Michelle every step of the way in the largest investment of our lives.
Adam and Michelle Byrd

I've had the pleasure of working with Geoff several times and on every occasion my client has had a positive experience. Each person I've referred has come out of the process better educated and with the best deal they could get. Geoff is great with communication, anticipates problems and has consistently had everything ready for closing early, which is rare. He once helped a client close a purchase in a day and a half! Most of all, he's someone you can trust.
Nick McCoy- Keller Williams

Geoffrey Davis

Race Across the Sky

National Night Out

Keith Cunningham is Live in Frisco, TX.

Here are some notes from my friend and Frisco City Councilman's day on the bike.

Where are we in the market today?

Geoffrey DavisDavis Family Lending, LLC

About Us:

Areas of Expertise

Testimonials

Geoffrey Davis
Davis Family Lending, LLC