Frank Wible, Foreclosure/Short Sales

MARCH 24th, 11am to 1PM

Broker's Open Tour and FREE Lunch! The Seller Would Love Your Feedback!

Brokers Open You'll be quite pleased with how well this property has been taken care of. Settle into this ranch 3-bedroom/2.1-bath home. This distinctive floor plan delivers a striking gathering room with marble floors, fireplace, built-in bookcases, first-rate kitchen with breakfast area, custom countertops, dishwasher, custom cabinets, pantry, large laundry, hobby room, large yard, lush garden, deck, 1-car garage, detailed woodwork, professional decor. New garbage disposal, all stainless steel appliances, with new 2-drawer dishwasher and new microwave; glass-top stove; new hardwood floors in kitchen, dining room and office, new carpeting in master bedroom and 1 bedroom, new lighting in kitchen and dining room, bedroom, both baths; interior painted throughout, new 30-year Timberline roof (all of old roof removed down to the studs) with new plywood sheathing; new landscaping; new gutters, new hot water heater, new air conditioning-heating system including entire duct system replaced;new water filtration system. A Must See PROPERTY FEATURES: Air Conditioning Central Heat Fireplace Hardwood Flooring Tile Flooring Family Room Living Room Bonus/Rec Room Office/Den Dishwasher Refrigerator Microwave Dryer Laundry Area-Indoor Yard Garage Cable Professional decor Glass-top stove Stainless steel appliances CONTACT INFO: Property For Sale MLS#: 5490225 318,000 Single Family Home 3 Bed 3.0 Bath Parking: 5 Car + Sq. Ft. Built 1969 Commission: 7 N Kings Hwy N Cherry Hill, NJ 08034 (click for map) Virtual Tour Local MLS Remax All Pros Frank Wible 5701 Rt 42 Turnersville, NJ 08012 Office: 856-228-7990 Cell: 856-745-7700 Fax: 856-228-4433 Email Me Visit My Website

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Services Provided.
Frank Wible is no stranger to foreclosures and difficult real estate markets. He has spent his entire real estate career focused on the people involved in foreclosure. As heard on the radio and seen on TV, Frank Wible is often called by the media to provide market analysis and assistance to call-in listeners when they face financial hardship with their homes. Frank is a well known real estate columnist and analyst for national newspapers, magazines and websites. He is recognized as a nationwide foreclosure, short sale, and loss mitigation expert.

As the short sale authority, many Realtors, brokers, and even lenders have hired Frank to assist in the closings on their short sales and foreclosure properties. Frank continues to grow his "Helping People" business and win award after award for service and dedication to the industry, and most importantly, homeowners in these financial troubles.

What do you mean by Short Sale?
There are many ways to lose a home but giving away ownership in a manner that destroys credit, embarrasses the family and strips an owner of dignity is one of the hardest. For owners who can no longer afford to keep mortgage payments current, there are alternatives to bankruptcy or foreclosure proceedings. One of those options is called a "short sale." When lenders agree to do a short sale in real estate, it means the lender is accepting less than the total amount due.

If you are facing financial difficulties and are behind on mortgage payments, or if your lender has contacted you in regards to foreclosing on your home, you are not alone. New Jersey has one of the highest foreclosure rates in the nation. Frank Wible and his team of experts can assist you by explaining all your options, and negotiating directly with your lender for a short sale. Frank Wible specializes in marketing properties where a short sale may be a seller's last option before the home is foreclosed. The key to a successful short sale is to call Frank as soon as possible to discuss your options. The call and your information will be kept strictly confidential.

Areas of Services:

NEW JERSEY...
Camden County
Burlington County
Gloucester County
Monmouth County
Atlantic County
Ocean County
Cape May County

FLORIDA...
Tampa Area
Hillsboro County
Pasco County
Pinellas County
Hernando County

Frank Wible
RE/MAX All Pros
Short Sale & Foreclosure Division
Home Retention Services

Cell: 856-745-7700
http://www.ShortSaleNJ.com

VIEW THIS VIDEO FIRST, IT'S SHOCKING: http://www.cnbc.com/id/15840232?video=1039849853

Dear Mr. Santelli & CNBC,

Your reporting on this topic today was an outrage. Are you calling my clients that have kept steady jobs for years, and now from no fault of their own, are possibly losing their home "losers?" Personally I think you are a pompous ass!

I agree that many people purchased homes that they could not afford, but why did the lenders place the stamp of "APPROVED" on the damn loan to begin with. Maybe the blame (not the trillions their getting) needs to go in that direction. And, is it wrong for someone that never had the opportunity to have the American dream of homeownership try to make it work? The lenders told these people they could afford it, so they bought. It's that simple.

You calling people that are behind on their mortgage, some for very valid reasons, "losers", only makes you look like a complete jerk and goes to the creditability of your bias reporting.

What do you propose? Shall we put all these people on the streets? Will that cost tax payers less? Your ignorance on this topic is baffling on so many levels.

The housing market is the backbone of our economy and needs to be corrected. The corruption and outright greed at the governmental and executive (CEO) levels created this nightmare we all live in today and needs to be addressed in order for this country to move forward. Just for the record, a personal friend of mine was dismissed (fired) from a national lender in 2005 for declining too many loans. It's fairly obvious where this problem started!

Someone I know needs to transfer to another state because it's the only way to keep his employment and means to feed his family. Their home has dropped over $200,000 in value and requires lender or governmental intervention or he will surely lose it, are they "losers?"

Let's hope for your sake you never lose your job reporting for CNBC (which by the way, I think you should), and are not required to sell your home that has dropped significantly in value. If so, I will be the first one at your door step picketing with a "LOSER" sign on your lawn.

In closing, some people have saved all their lives, built enough cash to purchase their first home, then catastrophe struck and they lost not only their income, but their savings due to the 60% drop in the market. They ask the lenders/government for assistance and you tag them as a "loser!" As far as I am concerned Mr. Santelli, you are not only an ignorant jackass, but an extremely poor reporter, and all around human being.

You're so damn smart, what do you propose? Stick your head in the sand and ignore this hoping it will just go away? I can only hope the next short sale I have approved for my "NON-LOSER" client, the loss comes directly from your tax dollars personally. Nothing would make me happier!

Thank you for your time and showing your true self. Character is identified during the bad times, and you have now shown yours clearly...

Frank Wible
RE/MAX All Pros
Short Sale & Foreclosure Division
Home Retention Services

Don't get sucked into by the hype!  Remember what your mother and father used to say, "If it's too good to be true, it normally is!"  Your home, most of the time your largest investment; when it becomes your largest problem, you quickly look for a solution....and that sometimes leads you down the wrong path!

Investors, agents, and every loan modification company in the world will contact you. Your mailbox will become more "full of crap" than most politicians.  Choose wisely. It's important to ask the following questions:

•1.)    How many short sales and foreclosures have you done? What was the outcome and how long did it take?

•2.)    What relationships with which banks do you currently have?

•3.)    Do you negotiate the deal yourself, or do you sub-contract it out to a lawyer or someone else?

•4.)    Ask for references from other deals they have done.

•5.)    If anyone asks you to place your deed in another name, in trust, or company name without a closing taking place with a real title company, tell them you want to speak to your lawyer first. Never, ever sign your deed to anyone. This will make for a mess!!!

Short sales are complex sales. There is no easy way to deal with them, and yes they do take a while to accomplish. Don't listen to the people that say they will have them done in less than 20 days.  In most cases, and unless it's a local bank, it's almost never possible!

Investors hate me for saying this, but the cheaper they get your house under contract for, the higher your risk of having to repay the money at the end of the transaction in the form of a personal note. Remember, unless done correctly, you may have just sold your home, and walked away with a personal note for the full remaining balance that you owe!

Contact me today for advice on your situation and your property...no obligations.

Frank Wible
RE/MAX All Pros
Short Sales and Foreclosure Department
Cell: 856-745-7700
office: 856-228-7990
fwible@remax.net
www.ShortSaleNJ.com

It's quick and easy....

Lately, I have been overwhelmed with listing homes.  Everyone who thought that they may be able to work a deal out with their mortgage company are starting to feel the frustration, hopelessness and despair. Then they decide to give up and list the home.

Unfortunately, most loan modifications and forbearances rarely work out.  The mortgage company strings you along until you are so desperate you make any deal to save your home. Remember, they are "negotiators", that's what they do, and they know how to win.

When you decide enough if enough and you list your home, make sure the agent you use has the experience in order to handle this type of sale. There are so many ways you can get hurt if the transaction if not done correctly. It's important you understand the situation and how to minimize your exposure to the lender.

This year I was one of the top agents in South Jersey, and 99% of my transactions were short sales.  I know how to get them done and make them happen.  I personally want to thank ActiveRain, as they have realistically provided me the ability to deliver the true and real message about short sales to people in need of these services!

Frank Wible
RE/MAX All Pros
Short Sale and Foreclosure Department
Cell: 856-745-7700

Have a question about your home?   Feel free to call me ANYTIME!!

It's quick and easy....