A short sale means the seller's lender is accepting a discounted payoff to release an existing mortgage. Just because a property is listed with short sale terms does not mean the lender will accept your offer, even if the seller accepts it.
Be aware that the seller need not be in default -- to have stopped making mortgage payments -- before a lender will consider a short sale. A lender may consider a short sale if the seller is current but the value has fallen. The seller may have over-encumbered, owe more than the home is worth, so a discounted price might bring the price in line with market value, not below it.
.723 Acre Highlands Golf Course Lot located on the 15th Fairway near the Tee Box. Good golf course view. Partially cleared at building site. Call 256-239-1465 for showing or visit www.gregnafziger.com

| 100 Harbor Pl unit 612, Dadeville, AL Map It! | |
| Bed/Bath/Parking: 2/2.0/Parking Space Living Area: 1,042 Features: Waterview Condo, Pool |
Year Built: 1995 Subdivision: Stillwaters Price: $179,900 |
|
This 2 Bed, 2 Bath villas comes complete with all the furnishing and Appliances. Nicely decorated and is ready to rent. This 2nd floor unit has a water view, Currently on rental program with good rental history, Good Investment opportunity |
Call Greg for showing at 256-239-1465 or you may view this listing at www.gregnafziger.com

| 185 Sunset Dr. unit 631, Dadeville, AL Map It! | |
| Bed/Bath/Parking: 2/2.0/Parking Space Living Area: 1,158 Features: Water front, Pool, Boat slip |
Year Built: 2004 Subdivision: Stillwaters Price: $319,900 |
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This 2 bed, 2 bath second floor unit comes completely furnished and is ready to rent. There are 2 balconies that over look the water and has its own boat slip. This unit has everything you need, all you need to do is bring your suit case and come to the lake!! |
Call Greg for showing at 256-239-1465 listing may also be viewed at www.gregnafziger.com or email gcnaf@charter.net

| Department | Extension | |
|
Executive Directs office operations |
D. Philip Lasater Executive Director |
30804 |
| Patricia Anderson Assistant Executive Director |
30807 | |
|
Accounting Manages accounts payable and receivable |
Molli Jones | 30814 |
| Shontrail Hughes | 30826 | |
| Hattie Thomas | 30823 | |
|
Administrative Support Coordinator |
Robina Jenkins | 30831 |
| Melissa Floyd | 30802 | |
|
Education Manages approval and regulation of instructors, courses, and schools |
Ryan Adair | 30850 |
| David Bowen | 30848 | |
| Julie Norris | 30813 | |
| Pam Oates | 30873 | |
| Connie Rembert | 30849 | |
|
Information Technology Manages Commisson technological systems, equipment and Online Services |
Nancy Barfield | 30834 |
| Brett Scott | 30838 | |
| Matt Davis | 30843 | |
| Steve Brown | 30841 | |
| Codey Cherry | 30835 | |
|
Legal Investigations, complaints, company audits, and License Law |
Charles Sowell | 30805 |
| Chris Booth | 30859 | |
| David Erfman | 30815 | |
| Chuck Kelly | 30817 | |
| K.C. Baldwin | 30867 | |
| Phillip Bunch | 30819 | |
| Denise Blevins | 30818 | |
| Anthony Brown | 30818 | |
| Vickie Shackleford | 30818 | |
| Reginald Foster | 30852 | |
|
Licensing Manages license eligibility and issuance for salesperson, broker, company, and time-share |
Marilynn Pressley | 30836 |
| Rose Stephens | 30830 | |
| Princess Scott | 30803 | |
|
Public Relations Manages communication, publications, and Web site |
Vernita Oliver-Lane | 30839 |
| Lori Moneyham | 30851 | |
| Building Maintainance | Floyd Garber | 30857 |
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