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Glenn Colley

A Affordable Pool & Spa Carrollton, TX

01-25-11
Glenn Colley

A Affordable Pool & Spa Carrollton, TX

A Affordable Pool & Spa is the goto company for any pool maintenance, repair or chemical needs.

They are located at 1616 W. Hebron Parkway in Carrollton, Tx which is located at the corner of 121 and Hebron Parkway. The phone number is 972-416-4487. You may also visit there website at www.aaffordablepoolspa.com

I have been a client of A Affordable Pool & Spa Carrollton,TX and love the service routine that provide andA Affordable Pool & Spa Carrollton, TX also they gave me a list of items that should be performed to protect the motor and internal workings of the pool. They also brought to my attention items that may need attention later but wanted me to know what they are seeing.

Common pool repair problems that A Affordable Pool & Spa Carrollton, TX detect in our area are; cracks in the pool walls, computer control issues, heater repair, motor issues, pool pumps and pool tears in the lining.

Texas is brutal in the summer and many families enjoy hanging by the pool. We must though remember safety. For any families that have pools PLEASE make sure that you have fences and gates around the swimming pool. Another important item is door alarms on any exterior door or doors that lead to the swimming pool. And lastly please make sure all electrical outlets have power safety covers.

A Affordable Pool & Spa Carrollton, TX

A Affordable Pool & Spa Services offers our valued customer pool and spa maintenance and technical repairs.

Our maintenance crew performs weekly cleaning service, one time clean ups, drain and cleans, and vacation cleans to pools and spas.

Our technical crew is trained to repair and install all brands of pool equipment. Installation of automatic controls, pumps, motors, filters, lights, and heaters on existing systems is our specialty. We perform pool leak detection and repair. We also repair portable and in‑ground spas of all brands

Call A Affordable Pool & Spa today and get your swimming pool ready!! 972-416-4487

Economic News in Carrollton TX

10-01-10
Glenn Colley

Economic News in Carrollton TX

More good economic news as the 2nd quarter gross domestic product numbers were revised up, the Chicago Purchasing Manager's Index showed stronger than expected demand by companies in the mid-west, and the Case-Schiller Housing Index for the top 20 cities showed continued improvement in residential real estate pricing. Personal Incomes and spending rose in August and consumer sentiment came in higher as well. But these ‘better' numbers are based off a depressed economic level and the closely watched ISM index showed that the economy has slowed from earlier this year. But I don't think we'll see a double dip. There are too many green shoots starting to emerge.

That said, remember that real estate is more local than national. If you want to know what will happen in YOUR market, look at your job growth. If you see job growth in your market you'll see improvement in your real estate. If your job market is flat, your real estate values will be flat. The national economy affects local real estate because it affects local jobs. In Colorado, Georgia, North Carolina, Texas and other states in the south, the job outlook is good. Gather the job growth numbers for your area and use this fact with your buyers to convince them that now is the best time to buy because as jobs grow, so do the values in real estate.

If you need anyone preapproved in Texas or Louisiana over the weekend please give us a call!!

The right time to refinance

09-15-10
Glenn Colley

The right time to refinance

Isn't that the million dollar question we all wished we knew the answer to? We can all acknowledge thathe right time to refinancet rates are low, but just like being in front of a slot machine, we get greedy. We want to be the big winner with the lowest interest rate.

But while we are sitting on the fence waiting for them to drop we fail to remember that just as easily as they fall, they can rise. What happens when they rise? We decide to hold out thinking they will drop again to that rate that we should have secured at first missing out on the right time to refinance.

But they don't fall, they rise again and before we know it we get frustrated and do nothing, forgetting about refinancing all together. So we all miss the right time to refinance and we all end up losing. Not only do we lose the ability to refinance you but the service providers including appraiser, attorneys, and title companies lose.

The biggest loser is you, the consumer. You will be missing out on the right time to refinance by missing the lower rate and the monthly savings. Another big loser is our economy. How does the economy lose? The potential savings you would have had saved montlhy would had somehow ended up in the hands of retailers. When the retailer wins, we all win by having a stronger economy!The right time to refinance

So, when is the right time to refinance? The right time is different for each individual client. We would need to sit down and see how long you plan on being in your home. How many years do you currently owe on your home. Are you wanting to pay it off fast so therefore a shorter term suits your needs better? That is why you need to work with someone you can trust that will look out for you, the consumer.

Call our office if you would like to see what we could do for you. Maybe right now is the right time to refinance for you.

Or click here to fill out an online application: TheRightTimeToRefinance

The right time to refinance

Mortgage Interest Rates Carrollton Texas

09-01-10
Glenn Colley

Mortgage Interest Rates Carrollton Texas

Whether you are looking to purchase or refinance in Carrollton Texas you need to look at the impact lower mortgage interest rates will have on your new payment.

As reported by all news agencies about this being the lowest that mortgage interest rates have been I strongly urge the clients floating or thinking about refinancing to secure your mortgage interest rate. These rates will not last, take advantage of them while they are available.

Market Comment - Week of August 30th, 2010

Mortgage bond prices fell slightly last week pushing interest rates higher. Unfortunately the seesaw trading pattern continued with rates rising and falling throughout the week. We started the week with stronger than expected Industrial Production and Capacity Use data pressuring mortgage interest rates higher. Stocks fell mid-week following a shocking 27.2% decline in existing home sales and weaker than expected durable goods orders. This helped us recover some of the earlier losses. Friday was choppy with 1/4 point up and down swings occurring throughout most of the morning. Despite all the volatility we were able to stay relatively flat overall for the week as rates rose by about 1/8 of a discount point.

The employment report Friday will be the most important release this week. Expect more volatility.


Economic Factors

Economic Indicator

Release Date Time

Consensus Estimate

Analysis

Personal Income and Outlays

Monday, Aug. 30, 2010

Up 0.3%, Up 0.3%,

Important. A measure of consumers' ability to spend. Weakness may lead to lower mortgage rates.

PCE Core Inflation

Monday, Aug. 30, 2010

Up 0.1%

Important. A measure of price increases for all personal consumption. Weaker figure may help rates improve.

Consumer Confidence

Monday, Aug. 30, 2010

51.3

Important. An indication of consumers' willingness to spend. Weakness may lead to lower mortgage rates.

ADP Employment

Tuesday, Aug. 31, 2010

-20k

Important. An indication of employment. A large decrease in payrolls may bring lower rates.

ISM Index

Tuesday, Aug. 31, 2010

53.3

Important. A measure of manufacturer sentiment. Weakness may lead to lower mortgage rates.

Revised Q2 Productivity

Wednesday, Sept. 1, 2010

Down 1.5%

Important. A measure of output per hour. Improvement may lead to lower mortgage rates.

Factory Orders

Wednesday, Sept. 1, 2010

Up 0.5%

Important. A measure of manufacturing sector strength. Weakness may lead to lower rates.

Employment

Friday, Sept. 3, 2010

9.6%, Payrolls -120k

Very important. An increase in unemployment or a large decrease in payrolls may bring lower rates.

Productivity

Productivity is the rate at which goods or services are produced. It is most commonly defined in terms of labor, which is the contribution of people to the process. Labor costs represent about two thirds of the value of the output produced. The Bureau of Labor Statistics of the US Department of Labor releases the most widely cited productivity statistics quarterly and annually. Increased productivity is often credited for economic growth with little signs of inflation.

Productivity is significant in that as it increases, businesses can produce more with the same or less input. This wealth building effect is vital to the US economy. As productivity increases, the US economy generally performs better. As productivity decreases, the economy generally suffers. While the bond market generally favors signs of weakness in the economy, bonds tolerate growth as long as the economic environment shows little or no inflationary pressures. Keep in mind that rates remain very favorable. Now is a great time to avoid the uncertainty surrounding continued market volatility.