Volunteer: It's Not Always About Real Estate by Geraldine Santiago
Last week, I spent an afternoon with a Grade 3/4 class in Richmond, BC. I was the 'art teacher' for the afternoon at Garden City Elementary where I helped some twenty-five students make an early Mother's Day surprise by drawing on canvas. It was a success!! I know it's rather early to be starting on Mother's Day projects, but it was something I wanted to do. That is, I wanted to share my passion, which is painting!
Our subject piece was a vase of flowers, but the students came up with their own variation on the theme. As you can see from the paintings below, the students were truly inspired!
I love volunteering this way! It's really not always about real estate!

Don't buy real estate in Vancouver BC Before......by Geraldine Santiago
www.vancouverhomes.info
Don't buy real estate in Vancouver BC before attending this home buying seminar! Buying a home is one of the biggest financial investment one will make, financially and maybe even emotionally. Whether you are a veteran or a novice, buying a home can be intimidating and worrisome. Understanding the buying process can give you the confidence you need to make the right decisions.
Geraldine Santiago, author of the Complete Home Buyer's Guide for Canadians" is written by an experienced real estate agent who specializes in working with first time home buyers. The book is written in an easy-to-iunderstand manner, guiding the home buyer from obtaining financing to the final paperwork.
Seminar experts will discuss: Where can I get a mortgage? What is the difference between a loan's officer and a mortgage broker? What kind of interest rates can I expect? What is better for me--fixed or variable? What are the costs involved in buying? What is a fair price when I place an offer? Can I hire a lawyer to read over the documents for me?
Attend our next home buying seminar November 25th, 2011 from 7-9pm. Register on-line: Email: charlaynemallare@yahoo.com Register before November 19th and receive a free buyer's package!

Maps and MLS, Save Time and Money by Geraldine Santiago
Information for Buyers: www.vancouverhomes.info and www.bchomebuyer.ca
Many years ago, I used a tool on my hand held phone called "GeoJet" e-mapping. (www.e-mapping.com through GeoJet Information Solutions Inc.) This was a great tool for real estate agents, especially those who specialized in buyers, because it provided potential home buyers with a directional map on my hand held phone, showing not only the precise location of the listing property, but other information on the MLS such as the price, number of bedrooms and bathrooms, etc.
My hand held was a Siemens SX56 which was a pocket PC phone offered through my real estate board, the Real Estate Board of Greater Vancouver.This service was invaluable, especially because it showed nearby schools, churches, hospitals, parks and shopping centres and more! A potential purchaser, while on a tour with me, could see all these features on my hand held phone, or I could also email them the directional map.

Unfortunately, today, this service is no longer available through my real estate board. It is, however, available if you have an iphone. A potential buyer will have to subscribe to get it through a real estate agent or consultant who has this feature on his/her website. If you'd like to try it out, please go to my website at www.bchomebuyer.ca --it is free of charge as well!
One can see first hand how amazing this tool is for potential buyers and real estate agents alike. Now, potential buyers can look and tour on their own time some of the areas, and communities. They can see the MLS listing for themselves if they were to drive by an area or neighbourhood. It's a great way for potential buyers to get pro-active in their home search and determine whether or not a community or neighbourhood is right for them.
FREE Home Buying Seminar in Filipino, Vancouver, BC
Date: February 16, 2011
Where: Dunbar Community Centre
Time 7-9pm
Are you a caregiver or new immigrant wanting to know about the housing market in Vancouver? Have you ever wondered if you can afford to purchase a home of your own? What about improving your credit score and saving for a down payment? Do you have an RRSP through your employer? If you are interested in home ownership, this course is for you. Filipina Geraldine Santiago is a published author and licensed real estate consultant. She and her team of experts will explain to you the benefits of home ownership and how to get there, as well as explaining how first time home buyers can avail of local and provincial tax exemptions, credits, and more. Some topics to be discussed are:
What does forced savings mean for me?
What are some of my options?
How can I afford to buy my own property?
What are some of the incentives for me?
Can I co-own a property?
This course is free but registration is required. Register early as space is limited: www.dunbarcc.com
Course language: Filipino
What to Expect When BUYING YOUR FIRST HOME
By Geraldine Santiago
Author, Realtor Vancouver, BC
What to expect when buying your first home?
Attend my home buying seminar in Greater Vancouver and find out what you need to know about buying your home before you buy. Buyers today need to know about housing market conditions, interest rates, forecasts, trends, market cycles and so on. Get information first hand from experts in the housing industry. A mortgage broker, lawyer, certified home inspector and realtor will help provide you with resources, tips and information free of charge.
Go to www.vancouverhomes.info for a list of seminars in your area. Registration is limited, sign up today!
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