Rob Becker - Designated Broker, Gilbert, Arizona

Choice National Realty officially changed its name to NuEquity Realty earlier this month.

We are hiring successful agents under our 90/10 split with No Fees program.

Enjoy a beautiful office with a luxurious conference room at your disposal located at Cooper and Elliot in Gilbert.

Stop paying Franchise Fees. Stop paying Transaction Fees. Stop paying per transaction E & O Fees. Eliminate the fluff!

We also have a niche on helping buyers and sellers buy and sell in a non-conventional way, as needed.

Call Rob Becker Today for a confidential interview at (480)215-2525.

Well - I haven't posted any blogs lately. So, here it goes.

From my own personal experiences lately, I would say that the market is picking up.

Each time I write an offer for a client in the $150K market, we are in competition with a couple of other offers....!

I don't want the competition, but I do want the competition. That tells me that things are getting better. And, it has even been reported "In the News" that February home starts and sales have risen to much more than anticipated.

Now is the time to BUY!

Rob Becker

Loan Modifications - A New Wave

What is a Loan Modification? Well, it is where the existing bank or lender will change the terms of the current loan that a borrower has. They may change the principal balance owed to them. Or, they may change the interest rate charged to the borrower. They may even do both. And, they may change the type of loan it is. Example - You may have an interest only adjustable rate mortgage. The lender may opt to change the loan to a low fixed rate mortgage.

Are banks really doing Loan Modifications? Yes. Banks are leaning toward doing loan modifications over taking back a property through foreclosure.

Why? Well, banks are not in the business of selling inventory homes. And, I believe that banks will only receive funding from the government bailout if they are doing loan modifications.

I have become associated with a company doing loan modifications. They have an on-staff attorney negotiating on behalf of the borrower. And, the fee that is charged up front to do the loan modification is fully refundable if they cannot negotiate a loan modification. And, they guarantee at least a 10% reduction in current mortgage payment. However, in most cases, they are getting around a 40% reduction in the monthly mortgage payment. So, for a borrower that has a $1500 a month payment, that could go down to $900 a month. This is what is normal for these modifications with this company. I have also heard of instances of a 2nd mortgage being reduced from $100,000 to $8,000 principal balance/payoff. This program does not work for everyone. However, if the borrower truly needs a loan modification, it usually works.

This is a new wave or trend that is happening now.

This is helping families avoid foreclosure and allowing them to stay in their homes with an affordable payment.

Call me at (480)215-2525 if you think you know of someone that might benefit from this.

Gilbert, Arizona - What a Place to Live!

I have seen recently reports on TV as well as the internet that Gilbert, Arizona is one of the safest, best places to live. I want to add my conviction to that.

My family and I moved here from Mesa, Arizona(only about 20 miles away) close to about 5 years ago. We have loved it here ever since we moved. New stores, schools, freeways, malls, and the like have built up around us. So, the convenience factor is definitely there. Safety - This is HUGE! We live in a friendly family oriented community that just feels safe. CNN Money.com stated in an article that, 1 in 1000 people experienced a Personal Crime Incident. That is half of what other Best Places averages were.

Gilbert is near and part of the Phoenix Metropolitan area. But, it has that smaller feel to the town. In fact, Gilbert is still a town, not a city.

I am not knocking the other neighboring cities, including Mesa where I was born and raised. However, my family and I have chosen to stay right here. I like the environment we live and work in.

Sincerely,

Happy in Gilbert-

Rob Becker

If you have clients or you are interested in moving to the Gilbert, Arizona area, let’s work a referral and both benefit….

Gilbert Days Parade - Saturday November 15, 2008

My family and I ventured out to the Gilbert Days Parade this last Saturday. It was great to get out in the perfect weather. Right now is virtually perfect weather here in Gilbert, Arizona. The sun shines without being overbearing. There is a bit of a cool breeze, but no need to have on a sweater or a jacket. Anyway, my wife, 3 children and I enjoyed a beautiful morning curb-side at the parade. There were marching bands, old restored cars, churches, military jeeps, swat trucks, motorcyclists from the American Legion, rodeo queens, dance squads and even Sheriff Joe Arpaio. I am posting some pictures from the parade.

My Family Rodeo Queens

American Legion Motorcyclists Gilbert Days Program

Sheriff Joe Arpaio

You people out there that live in colder climates wish you were here! Maybe you should move here......Just a thought.

Rob Becker (480)215-2525