Rolando Gill

I love Real Estate. I love my business.

I love it because I can help people.

I love helping people see that they can have a house that they love.

I love helping people establish roots for their family.

I love knowing that I am helping better their future and changing their family tree.

I love to see the smiles on children’s faces when they run through the house and pick out their rooms.

I love driving a family to the nearest schools to show them where their children will attend.

I love to see the smile on the mother’s face when she is imagining serving meals in the dining room.

I love watching the father survey the yard and garage as he imagines all his projects and improvements.

I love to put the deal together and confidently tell the family that they will move into their home soon.

I love seeing homes.

I love helping move up buyers find their dream home.

I love seeing their eyes light up when they know that they are in their dream home.

I love the challenge of negotiating for a great deal.

I love working with agents.

I love working with professional great agents.

I love working with young new agents and contributing to them from my experience.

I love working with tough miserable agents because it helps me appreciate all the good agents.

I love knowing that the contract represents a win-win transaction.

I love seeing new problems and remembering that there are real people with real goals and dreams involved.

I love solving those problems from that perspective.

I love helping people learn to invest in real estate.

I love reviewing cash flow on a multi unit property.

I love seeing the potential in a property and explaining it to my buyers.

I love learning how to do new transactions.

I love learning and teaching.

I love finding great deals with cash flow or potential equity and helping good friends profit from it.

I love learning about all the ways deals can be done.

I love putting together a plan for profit that includes many steps and seeing that plan through.

I love helping people sell their home.

I love setting up showings for motivated sellers.

I love telling people the truth about their homes value.

I love helping people accept reality and moving forward with their lives.

I love telling people the truth about their homes condition and helping them understand that I want to help them.

I love meeting people at a closing table after a job well done.

I love reviewing a contract with a family and helping them come to an agreement that benefits them.

I love talking to potential buyers and helping them through the steps of prequalifying and identifying what is important to them.

I love learning how to help people identify what is truly important to them.

I love delivering a high level of service.

I love knowing that I am a great agent.

I love knowing that my clients are working with a true professional.

I love keeping my promise to keep people informed and helping them understand.

I love helping people and answering questions even if it does not always lead to a transaction.

I love helping a homeowner figure out how to keep his home.

I love solving problems.

I love being a professional and being a resource for my community. I love working with great escrow officers and helping buyers and sellers understand and sign their documents.

I love working with great loan officers and knowing that docs got to the title company early.

I love inspection issues and helping people understand them and resolve them.

I love seeing the commission amount on the HUD’s.

I love easily reviewing HUD’s with my sellers.

I love depositing my check.

I love knowing that I will be at another closing soon.

I love knowing that I will get another check soon.

I love knowing that I can easily live my dreams when I focus on what I love about my business.

I love knowing that I can be happy by truly loving my business.

I love knowing that all of my problems are tiny in comparison to my love for myself, my business and my clients.

I love my business.

Rolando Gill

June 16, 2009

If you are interested in buying your first home, don't let myths and misunderstandings discourage you.

Many potential buyers believe they can't buy a house. Close to 15% of people in the United States state that they want to buy a home in the next few years but believe that it is financially impossible. Another 10% believe that they can afford a home, but for other reasons choose not to buy.

Myths about buying a home.

1. In order to qualify for a house you must have 20% down payment.

2. Lenders are required by law to provide you with the best possible interest rate.

3. You can't qualify for a house if you have been with your current employer for less than 5 years.

4. Your credit must be perfect.

5. Mortgage interest is not tax deductible.

The Truth.

1. It is in your best interest to do some comparative shopping when it comes to loans. There are 3% and 5% down loans available and there are some lenders and communities offering zero down payment loans.

2. Every lender works with their own rates. Rates change everyday, sometimes even during the day. So once you decide to buy a home, check rates with different lenders and check them everyday.

3. Job stability is important but the 5 year requirement is only a myth. If you have worked in the same field but changed jobs 3 times in the last 5 years many lenders will consider that continuous employment.

4. Credit is important when qualifying for any loan. However, if you have been out of a bankruptcy for 2 years and can provide a good letter of explanation it will usually be accepted.

5. When you make cost comparisons between renting versus owning, be sure to consider tax deductions. When buying a home the closing costs, mortgage interest and loan points are all tax deductible.

The next best move for a first time home buyer is to conduct research and ask questions. Interest rates are lower than they have been in a long time. So if you can buy a house this is a great time to do it.

What happens when you imagine owning a new home? What is important about buying a home to you? I don't know if I am the right consultant for you or if you are the right client for me but if I could ask you a few questions it may help you.

If you’re going to sell your house in West Valley City in the next six to 12 months, our free “Room-by-Room Review” will show you the most important things you can do now to prepare for your move. Get a true professional with experience and proven results working for you. Call me at 801.694.9955, or email at rolando@kw.com.

If you’re going to sell your house in West Valley City in the next six to 12 months, our free “Room-by-Room Review” will show you the most important things you can do now to prepare for your move. Get a true professional with experience and proven results working for you. Call me at 801.694.9955, or email at rolando@kw.com.

Unless you’ve been living under a rock, you are probably aware of what’s going on with the government bail-out. It looks like there is going to be a $700 Billion bail-out of the economy. Experience shows that when the government gets involved in anything, prices go up. As the bailout is implemented, it’s likely that fees, points and even interest rates will start to go up.

So right now there is an important window of opportunity. While Fannie Mae and Freddie Mac are flush with new cash, they are able to purchase more loans from the banks. Also, because interest rates are quite reasonable right now, it is a great opportunity for someone who is looking to buy their first home, someone who is looking to move into a larger, more spacious home, or someone who is looking to buy investment property. It is incumbent upon me as your Real Estate Consultant to let you know what your risks are of waiting.

If you or someone you care about is thinking about waiting until the beginning of next year to move forward with buying, selling or refinancing your home, you are risking that as the government bails out the economy, it will not raise fees, points, and interest rates to pay for this bail-out. I don’t think that this is a real good risk.

I recommend that we have a short high-quality conversation regarding what your risk tolerance is. If you have a low risk tolerance, this may be a smart time to take advantage of the low fees, points, and interest rates that are available in this economy right now.

Golden opportunity awaits.

If you’re going to sell your house in West Valley City in the next six to 12 months, our free “Room-by-Room Review” will show you the most important things you can do now to prepare for your move. Get a true professional with experience and proven results working for you. Call me at 801.694.9955, or email at rolando@kw.com.