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Greg Novak

Part 3 - The Seven Qualities of a Successful person

11-05-09
Greg Novak

High standards for quality. Every successful person must have very high standards when it comes to producing quality output. Whether you manufacture products, or provide a service, you can be assured that a successful person will make sure it is the best it can be.

A person who expects quality from themselves and others typically also have traits such as honesty, integrity, and a concern for people.

Why is it that successful people have these personality traits? Well because successful people understand that you make more money on repeat business and referrals than you do on first time customers or clients. Why would someone do business with you or come to your establishment more than one time? It is because they had a good experience the first time, and felt that they got their money's worth. If you treat people with honesty, integrity, and have a genuine concern for them and that they are getting the absolute most for their money, then they will easily recognize the high standard of quality that you provide.

When you put an emphasis on quality in everything you do, you will essentially be putting your personal seal of approval on your produces or services. Never do anything that you would be embarrassed to put your name to.

You should always ask yourself these questions as a benchmark to determine if you are providing the highest standard of quality.

1. Someone is going to use the product or service I provide, are they going to fully get their money's worth.
2. Am I going to be embarrassed if the person using my product or service finds out that I am the one who produced it.
3. Is there any chance that the person using my product or service could be hurt in any way or put in a worse position than they were prior to using my product or service.
4. Would I use this product or service and feel confident that I received the highest standard of quality.

I am a mortgage lender, and every time I write a mortgage for someone I ask myself these very questions. I want to make sure my clients are getting their full money's worth of service from me and my office staff. I make sure that someone is available anytime for them to ask a question or get an update. I do my very best to make sure that the people I work with are given a mortgage that best fits their goals and needs, and that they will be in a better position after they close on the loan. And lastly, I always ask myself would I sign these papers and take this mortgage if were in their shoes, would I be getting the absolute best loan that I can get?

If you ask yourself these questions, and are truly proud of the answers, then you know you are holding yourself to the highest standard of quality.

It's a Good Life!!!
Greg Novak MBA
Branch Manager
Eagle Nationwide Mortgage Company
Office - 386-756-8228
Cell - 386-846-6686
Fax - 386-756-8108
Web site - www.MyNationwideLender.com

Oh, by the way, if you know someone who is thinking about buying or refinancing a home, please give me a call with their name and number, I will be happy to follow up with them for you.

Here is a list of Mortgage Loans we are able to close.

  • Fixed Rate Mortgage Loans for new purchase and refinance
  • Adjustable Rate Mortgage Loans for new purchase and refinance
  • Conventional Mortgage Loans for new purchase and refinance
  • VA Mortgage loans
  • FHA Mortgage loans
  • FHA 203k Rehab Mortgages
  • USDA & Rural Development Mortgage Loans
  • First Time Homebuyer Mortgages
  • Reverse Mortgages, for seniors 62 and older


Our Main area's of service include the Greater Daytona Beach Area, Daytona Beach, Port Orange, Ormond Beach, Volusia County, Palm Coast, Flagler County, Florida, Alabama (AL), Alaska (AK), Arizona (AZ), Arkansas (AR), California (CA), Colorado (CO), Connecticut (CT), Delaware (DE), Florida (FL), Georgia (GA), Hawaii (HI), Idaho (ID), Illinois (IL), Indiana (IN), Iowa (IA), Kansas (KS), Kentucky (KY), Louisiana (LA), Maine (ME), Maryland (MD), Massachusetts (MA), Michigan(MI), Minnesota (MN), Mississippi (MS), Missouri (MO), Montana (MT), Nebraska (NE), Nevada (NV), New Hampshire (NH), New Jersey (NJ), New Mexico (NM), New York (NY), North Carolina (NC), North Dakota (ND), Ohio (OH), Oklahoma (OK), Oregon (OR), Pennsylvania (PA), Rhode Island (RI), South Carolina (SC), South Dakota (SD), Tennessee (TN), Texas (TX), Utah (UT), Vermont (VT), Virginia (VA) , Washington (WA), West Virginia (WV), Wisconsin (WI), Wyoming (WY)

Part 2 - The 7 Qualities of a Successful Person

09-30-09
Greg Novak

Discipline, The Second Quality of Success.

Discipline -
"Orderly or prescribed conduct or pattern of behavior, Self Control, A rule or system of rules governing conduct or activity" Webster's Dictionary. As most of you know I do a lot of reading and studying information about leaders and people who have achieved success in their lives. In addition to the first quality where we discussed ambition, Self Discipline resonates through almost every successful persons account for how they have achieved their status.


Self Discipline is really about taking small steps which lead you down the path for big things. You see, self discipline builds upon its self, and builds, and builds. All you have to do is start with one simple thing that you want to make into a habit. Let's say you want to start working out, but for years have put it off. Why don't you start with 10 pushups in the morning and 10 pushups before you go to bed. You see it is not necessarily what you do, but simply that you do something, and you make it a habit. Self discipline is more about forming habits than anything else. On the other hand, self discipline may also be about breaking habits. I know too many people who waist time on face book or twitter, or e-mail during the day, when they should be working. I got into the habit of leaving my face book up on a tab on my computer and checked it throughout the day. Then one day I inventoried what I accomplished that day and realized how much time I really did waist just by having it open in the background. You do not have to completely cut those things out, but maybe schedule them into your day. Set a certain time to catch up on those items for say 20 minutes, then shut it off and keep it off and move on with the important things.


Win the Day! One problem is that too many people feel that they have to be perfect in order to be self disciplined. Trying to be perfect will destroy self discipline. Thanks to Robin Hood, most people think a perfect archery shot will be a direct bulls eye, and then you have to be able to repeat that shot and split the first arrow with your second. Did you know that it is really impossible to split an arrow with another arrow. You see when an archer releases an arrow from his bow, the arrow bends and wobbles as it flies through the air which makes it deflect off the end of the first arrow, preventing it from being split all the way down. This is very much like you and I in regards to self discipline. We may have certain goals and tasks that we want to accomplish in a day or a week. And some days we might get all of these activities done and hit the bulls eye, but other days we wobble a bit and miss the target all together. I follow a philosophy called Win the Day. This concept requires you to plan out your day. Make a list of all of the things that you need to accomplish in a certain day. If you accomplish 80% of those items in that day, then you win the day. If you win 4 days out of 5, then you have won the week. If you win 3 weeks out of the month, then you have won the month, and if you win 8 months out of the year, then you have won the year. You see, you do not have you be perfect, you just have to be consistent.

Self Discipline is in your head. I say this because self discipline is more about believing in yourself, than anything else. Those who believe in themselves have a much better chance of staying on track than those who do not. If you think and talk about yourself as someone who is a self starter, disciplined, and stays on task, then you will be. And if you fall off track, then there will be that nagging voice in your head talking to you, telling you to get yourself back headed in the right direction.

"The first and best victory is to conquer self." - Plato

"Talent without discipline is like an octopus on roller skates. There's plenty of movement, but you never know if it's going to be forward, backwards, or sideways." - H. Jackson Brown

"Nothing is more harmful to the service, than the neglect of discipline; for that discipline, more than numbers, gives one army superiority over another." - George Washington


It's a Good Life!!!
Greg Novak MBA
Branch Manager
Eagle Nationwide Mortgage Company
Office - 386-756-8228 Cell - 386-846-6686 Fax - 386-756-8108
Web site - http://www.mynationwidelender.com/

Oh, by the way, if you know someone who is thinking about buying or refinancing a home, please give me a call with their name and number, I will be happy to follow up with them for you.

Here is a list of Mortgage Loans we are able to close.

  • Fixed Rate Mortgage Loans for new purchase and refinance
  • Adjustable Rate Mortgage Loans for new purchase and refinance
  • Conventional Mortgage Loans for new purchase and refinance
  • VA Mortgage loans
  • FHA Mortgage loans
  • FHA 203k Rehab Mortgages
  • USDA & Rural Development Mortgage Loans
  • First Time Homebuyer Mortgages
  • Reverse Mortgages, for seniors 62 and older

Our Main area's of service include the Greater Daytona Beach Area, Daytona Beach, Port Orange, Ormond Beach, Volusia County, Palm Coast, Flagler County, Florida, Alabama (AL), Alaska (AK), Arizona (AZ), Arkansas (AR), California (CA), Colorado (CO), Connecticut (CT), Delaware (DE), Florida (FL), Georgia (GA), Hawaii (HI), Idaho (ID), Illinois (IL), Indiana (IN), Iowa (IA), Kansas (KS), Kentucky (KY), Louisiana (LA), Maine (ME), Maryland (MD), Massachusetts (MA), Michigan(MI), Minnesota (MN), Mississippi (MS), Missouri (MO), Montana (MT), Nebraska (NE), Nevada (NV), New Hampshire (NH), New Jersey (NJ), New Mexico (NM), New York (NY), North Carolina (NC), North Dakota (ND), Ohio (OH), Oklahoma (OK), Oregon (OR), Pennsylvania (PA), Rhode Island (RI), South Carolina (SC), South Dakota (SD), Tennessee (TN), Texas (TX), Utah (UT), Vermont (VT), Virginia (VA) , Washington (WA), West Virginia (WV), Wisconsin (WI), Wyoming (WY)

Part 1 - The 7 Qualities of a Successful Person

09-14-09
Greg Novak

I am sure you have all heard of the book the seven habits of highly effective people. Well, I have been doing a lot of reading and studying various books and authors who have written positive thinking, and self help books, and I have come up with my own 7 qualities of a successful person. Below is part 1 of my new weekly series, The Seven Qualities of a Successful Person.

Part 1 - The 7 Qualities of a Successful Person!!!

Ambition - "Keep away from those who try to belittle your ambitions. Small people always do that, but the really great make you believe that you too can become great." Mark Twain.

All successful people are ambitious, all self-made millionaires are ambitious. Webster's dictionary defines ambition as a "mean strong desire for advancement". When you do research on ambition or ambitious people, you will find a common denominator, desire.

Another online definition of ambition is "an earnest desire for some type of achievement or distinction, as power, honor, fame, or wealth, and the willingness to strive for its attainment."

There you go again, desire, when we study successful people, you will find a strong desire to win. Ambitious people not only desire to win, but they have drive, and unstoppable determination.

The quality of ambition gives successful people the energy needed to hurdle obstacles and tackle the seemingly impossible tasks.
Ambition is one of the strongest forces in the human arsenal, and is often the main reason things get done. However, ambition can also be one of the most dangerous qualities a person can have, "that drive to grab the biggest slice of the pie before anyone else and sometimes even the entire pie. Julius Caesar (101-44 BC) had plenty of ambition. Early in his career he happened upon a bust of Alexander the Great. Comparing himself to the great king, Caesar lamented that he was the same age as Alexander had been when he died but that by age thirty-two Alexander had conquered a world and so far he had done practically nothing. Vowing that would change, Caesar entered the Roman political arena and the rest is history." Steve Forbes

Zig Ziglar teaches that you cannot be successful and happy when you reach your achievements at the expense of others. If your ambition drives you to succeed no matter what, no matter who you hurt, or trample over, you may gain some money, but you will never be truly successful.

Therefore, whether you are struggling during these tough economic times, or just simply want to get a promotion, or climb the corporate ladder, you need to go out and get some ambition and desire to achieve. One of the best ways to develop ambition is to read motivation books, and to listen to tapes, and even attend personal growth seminars.

So, are you an ambitious person, do you have internal drive, and desire to achieve beyond your wildest dreams. If not, go get some, because you can achieve greater success.

Here are some quotes on ambition.
"The very substance of the ambitious is merely the shadow of a dream." William Shakespeare
"It is my ambition to say in ten sentences what others say in a whole book." Friedrich Nietzsche
"A man's worth is no greater than the worth of his ambitions" Marcus Aurelius

It's a Good Life!!!
Greg Novak MBA
Branch Manager
Eagle Nationwide Mortgage Company
Office - 386-756-8228 Cell - 386-846-6686 Fax - 386-756-8108
Web site - www.MyNationwideLender.com

Oh, by the way, if you know someone who is thinking about buying or refinancing a home, please give me a call with their name and number, I will be happy to follow up with them for you.

Part 2 - Your keys to Success

09-04-09
Greg Novak

12 Tips For Overcoming Anxiety
By Remez Sasson

Anxiety in various forms and degrees seems to be a wide spread problem, affecting people of all ages and in every country.

If you are prone to anxiety you have two options:
A) Give in to it.
B) Learn to overcome it.


By giving in you will continue to suffer and feel unhappy, stressed and anxious. It is far better to learn to overcome anxiety or at least reduce its power.


Anxiety just wastes your time and energy and weakens you mentally and physically. You help no one and don't solve any problem by being anxious. Our planet will go on revolving, even if you stop worrying and being anxious.


Always know you have a choice - to give in to anxiety, or try to overcome anxiety, at least partially.


Here are 12 tips for alleviating and overcoming anxiety:
1. Lack of control over your thoughts strengthens your anxiety. As negative thoughts get stronger and stronger, your anxiety gets stronger. You need to learn to control your thoughts.

2. Feelings and emotions fuel and strengthen anxiety. You need to learn some self discipline and control over your feelings, and you also need to develop emotional and mental detachment.

3.When you go to bed at night, and first thing when you wake up in the morning, think about the good things that are happening to you. There are always some good things happening, even if small and insignificant.

4. Start the day with several minutes of positive affirmations. Tell yourself how would like your day to be. Use positive, cheering and motivating words.

5. Be busy, do something. By doing something you keep your mind off your anxiety. When you wake up in the morning start doing something right away, and keep busy all day. Cleaning the house, washing the dishes or working in your garden, reading, studying, meditating or exercising your body can help you keep your mind away from anxiety. Just sitting around and thinking about your problems and worries won't make them go away.

6. Set a goal and work everyday to achieve it. This action will direct your thoughts and feelings away from worries and anxieties, toward something more positive.

7. Talk about your anxieties to someone you trust. Talking about your anxieties and feelings often alleviate them and put them in the right proportions, provided you talk objectively, and with a real desire to reduce or get rid of your anxiety.

8. Exercising is a good way to keep from letting your fears overwhelm you. You can walk, do yoga or aerobics or any other sport.

9. Find reasons to laugh. This will bring light and happiness into your life and drive anxiety away. Watch comedies, be with happy and amusing friends or read something that makes you laugh.

10. Use positive words in your conversation and in your inner talk.

11. Affirm and visualize positive situations and events. Visualize a happy and positive solution to your problems.

12. If watching the news fills you with anxiety - turn off the TV! Limit the time you watch the news, and don't watch anything that may upset you before you go to bed.

The information in this article does not replace professional advice.

Peace of Mind in Daily Lifeby Remez SassonA book that teaches clearly and in an easy to understand language, how to overcome anxiety, stress, lack of concentration and restless thinking, and attain peace of mind.Step by step guidance that will lead you to inner peace, inner balance and happiness.Peace of Mind in Daily Life

It's a Good Life!!!
Greg Novak MBA
Branch Manager
Eagle Nationwide Mortgage Company
Office - 386-756-8228Cell - 386-846-6686Fax - 386-756-8108
Web site - http://www.mynationwidelender.com/

Oh, by the way, if you know someone who is thinking about buying or refinancing a home, please give me a call with their name and number, I will be happy to follow up with them for you.

Part 1 - Your Keys to Success

08-21-09
Greg Novak

Hello,

I am starting a new weekly blog entitled "Your Keys to Success". Below is an article I found online that I think does a great job of outlining ways to stay positive, and why staying positive is a key to your success. Positive thinking has been the cornerstone in my success and my ability to move forward when so many are giving up and moving backward. Zig Ziglar is quoted as saying "Positive thinking will not give you the ability to do All things, but it will let you do All things better than negative thinking will". I hope you enjoy.

Positive Thinking Your Key to Success

by Remez Sasson

Positive thinking brings inner peace, success, improved relationships, better health, happiness and satisfaction. It also helps the daily affairs of life move more smoothly, and makes life look bright and promising.

Positive thinking is contagious. People around you pick your mental moods and are affected accordingly. Think about happiness, good health and success, and you will cause people to like you and desire to help you, because they enjoy the vibrations that a positive mind emits.

In order to make positive thinking yield results, you need to develop a positive attitude toward life, expect a successful outcome of whatever you do, but also take any necessary actions to ensure your success.

Effective positive thinking that brings results is much more than just repeating a few positive words, or telling yourself that everything is going to be all right. It has to be your predominant mental attitude. It is not enough to think positively for a few moments, and then letting fears and lack of belief enter your mind. Some effort and inner work are necessary.
Are you willing to make a real inner change?
Are you willing to change the way you think?
Are you willing to develop a mental power that can positively affect you, your environment and the people around you?

Here are a few actions and tips to help you develop the power of positive thinking:

  • Always use only positive words while thinking and while talking. Use words such as, 'I can', 'I am able', 'it is possible', 'it can be done', etc.
  • Allow into your awareness only feelings of happiness, strength and success.
  • Try to disregard and ignore negative thoughts. Refuse to think such thoughts, and substitute them with constructive happy thoughts.
  • In your conversation use words that evoke feelings and mental images of strength, happiness and success.
  • Before starting with any plan or action, visualize clearly in your mind its successful outcome. If you visualize with concentration and faith, you will be amazed at the results.
  • Read at least one page of inspiring book every day.
  • Watch movies that make you feel happy.
  • Minimize the time you listen to the news and read the papers.
  • Associate yourself with people who think positively.
  • Always sit and walk with your back straight. This will strengthen your confidence and inner strength.
  • Walk, swim or engage in some other physical activity. This helps to develop a more positive attitude.

Think positive and expect only favorable results and situations, even if your current circumstances are not as you wish them to be. In time, your mental attitude will affect your life and circumstances and change them accordingly.

Follow the tips and suggestions in this article, and prove to yourself the reality the power of positive thinking. More advanced and powerful techniques, instructions and exercises can be found in the following books:

Visualize and Achieve
Affirmations - Words of Power

When you expect success and say "I can", you fill yourself with confidence and joy.

Fill your mind with light, hope and feelings of strength, and soon your life will reflect these qualities.

I hope you enjoyed the above article by Remez Sasson.


Greg Novak MBA
Branch Manager
Eagle Nationwide Mortgage Company
Office - 386-756-8228
Cell - 386-846-6686
Fax - 386-756-8108
Web site - www.MyNationwideLender.com

Oh, by the way, if you know someone who is thinking about buying or refinancing a home, please give me a call with their name and number, I will be happy to follow up with them for you.

Here is a list of Mortgage Loans we are able to close.

  • Fixed Rate Mortgage Loans for new purchase and refinance
  • Adjustable Rate Mortgage Loans for new purchase and refinance
  • Conventional Mortgage Loans for new purchase and refinance
  • VA Mortgage loans
  • FHA Mortgage loans
  • FHA 203k Rehab Mortgages
  • USDA & Rural Development Mortgage Loans
  • First Time Homebuyer Mortgages
  • Reverse Mortgages, for seniors 62 and older

We offer great rates, excellent service, and we really do succeed in catering to you, the borrower.

Our Main area's of service include the Greater Daytona Beach Area, Daytona Beach, Port Orange, Ormond Beach, Volusia County, Palm Coast, Flagler County, Florida, Alabama (AL), Alaska (AK), Arizona (AZ), Arkansas (AR), California (CA), Colorado (CO), Connecticut (CT), Delaware (DE), Florida (FL), Georgia (GA), Hawaii (HI), Idaho (ID), Illinois (IL), Indiana (IN), Iowa (IA), Kansas (KS), Kentucky (KY), Louisiana (LA), Maine (ME), Maryland (MD), Massachusetts (MA), Michigan(MI), Minnesota (MN), Mississippi (MS), Missouri (MO), Montana (MT), Nebraska (NE), Nevada (NV), New Hampshire (NH), New Jersey (NJ), New Mexico (NM), New York (NY), North Carolina (NC), North Dakota (ND), Ohio (OH), Oklahoma (OK), Oregon (OR), Pennsylvania (PA), Rhode Island (RI), South Carolina (SC), South Dakota (SD), Tennessee (TN), Texas (TX), Utah (UT), Vermont (VT), Virginia (VA) , Washington (WA), West Virginia (WV), Wisconsin (WI), Wyoming (WY)