Wow! Is it possible to buy a home without money?
As the loan guide line is tough now, it is very difficult to buy any home without down payment. Today I come across an interesting infromation that city of Santa clara. This city of Santa Clara Below Market Price Housing Program administered by neighborhood housing services silicon valley (NHSSV). It offers a 5 year deffed secondary loan of $125K with zero interest during the deferrment period, for the first time home buyers. You may contact NHSSV for a list of preferred lenders.
The applicants must not exceed the following income limits:
Income limits are based on the total gross before taxs annuyal income per household
You will need the proof of employment, residency and other list of preferred lenders, The applicants must submit a pre-qualification or preapproval letter froma direct lender for a 30 year fixed rate conventional loan.
What is the current Mountain View Ca Real Estate market? If we compare from May 2008 to May 2009, you will find some interesting changes:
1). Home inventory rose up from from last year's 56 to this year 86. The numbers of sold homes is the same from last year 31 to 31 this year.
2.) The average Mountain View homes sales price is lower. This May sales price is $931,506 vs last May's ' $1,046,080. The median sales of May 2009 is $890,000 which is dropped from last May's $975,000.
3.) Last May took average 32 days to sell a home however this year will need 53 days to sell a home.
This real estate trend is the same as last month. In May of 2009 there are ?? more home inventory and ?? less inventory in the Mountain View market. The average Mountain View sales price dropped ?? and the Mountain View median price homes dropped ?? from last May to this May. The above data information came from the www.reil.com.
Any home buyers and sellers need a good realtor to help them. If you or someone you know is thinking of buying or selling property in Santa Clara County (Sunnyvale, Cupertino, Saratoga, Mountain View, San Jose), California, please contact me because I offer a free 45 min. consultation to cover the complete local current real estate market. You can email me GraceKeng1@gmail.com
This photo is my Los Altos listing - 1456 Ranchita Court Los Altos asking 1.468 Millions and was sold in May 2009.
What is the current Los Altos Calif Real Estate market? If we compare from May 2008 to May 2009, you will find some interesting changes:
1). Home inventory rose up from from last year's 78 to this year 124. The numbers of sold homes has dropped from last year 41 to 22 this year.
2.) The average Los Altos home sales price is lower. This May sales price is $1,560.373 vs last May's ' $1,980.409 The median sales of May 2009 is $1.500,000 which is a drop from last May's $1,738,888.
3.) Last May took average 27 days to sell a home however this year will need 61 days to sell a home.
This real estate trend is the same as last month. In the may of 2009 there are 58.9% more home inventory and 46.3% less the Los Altos homes get sold. The average Los Altos sales price dropped 21.2% and the Los Altos median price homes dropped 13.7% from last May to this May. The above data information came from the www.reil.com.
Any home buyers and sellers need a good realtor to help them. If you or someone you know is thinking of buying or selling property in Santa Clara County (Sunnyvale, Cupertino, Saratoga, Mountain View, San Jose), California, please contact me because I offer a free 45 min. consultation to cover an over all current real estate market. You can email me GraceKeng1@gmail.com
What is the current Santa Clara county Ca Real Estate market? If we compare from May 2008 to May 2009, you will find some interesting changes:
1). Home inventory dropped from from last year's 6130 to this year 4445 . The numbers of sold homes increased from last year 874 to 987 this year.
2.) The average Santa Clara County homes sales price is lower. This May sales price is $645,774 vs last May's ' $976,263. The median sales of May 2009 is $490,000 which is dropped from last May's $772,500.
3.) Last May took average 71 days to sell a home however this year will need 86 days to sell a home.
This real estate trend is the same as last month. In the may of 2009 there are 27.48% less home in inventory and 12.92% more the Santa Clara County homes get sold. The average Santa Clara County sales price dropped 33.8% and the Santa Clara County median price homes dropped 36.56% from last May to this May. We have more homes sold and less inventory for sale form year to year. Both Median and average home price dropped about 1/3 year to year. The above data information came from the www.reil.com.
Any home buyers and sellers really need a good realtor to help them. If you or someone you know is thinking of buying or selling property in Santa Clara County (Sunnyvale, Santa Clara County, Saratoga, Mountain View, San Jose), California, please contact me because I offer a free 45 min. consultation to cover a complete current real estate market. You can email me GraceKeng1@gmail.com
Grace believes in integrity, advanced technology, and communication skills are the most important elements of the successful transactions. She represents repeat clients and their referrals.
When it's time to buy or sell your home...Choose the agent with the proven track record of success and a long list of satisfied customers in Silicon Valley. I have the passion of real estate and my success comes from my commitment and dedication to my clients. I was awarded the Hall of Fame award which is the most prestigious award from RE/MAX Real Estate Services.
No matter you need to sell or buy a home, I can help you all the way. Make sure to visit my web site www.gracekeng.com periodically, as the information is updated continuously. Also, since the quality of the school play a major role of home value, I can help you to pick the right home withthe best Santa Clara Schools. If there is any way that I can help you, don't hestitate to contact me. I would like to meet me in person to discuss your own real estate need. I serve the following cities:Sunnyvale, Cupertino, Santa Clara, San Jose, Gilory, Saratoga, Palo Alto, Los Altos, Los Altos Hills, Mountain View, Campbell, Los Gatos etc..
"The biggest satisfaction for me, in this business, is helping clients build their dreams into reality, whether it is to move into or out a home or maximize their investment."
This photo is credited to (c)Tomo.Yun (www.yunphoto.net/en/In )
you will never be forgotten....that you have sold our house in Sunnyvale in a snap, and hence we're able to move on and carry out our lives' plan smoothly and ahead of schedule. Above all, we felt priviledged and so proud to know and befriend a person like you! Professionally, you have wowed us. You have demonstrated great skills in real estate dealings. Your diligent efforts-working tirelessly; your pragmatic approach and the clear vision you have -minimal effort and amount of money spent for only absolute necessary upgrades to the house to get the house sold quickly; the knowledge and information you posessed on the field; your suppleness of mind; your strong negotiating power(like pounding on the table on the side of the represented..hehe, just kidding); your firmness and your flexibility; your speed of getting things done and above all, your unrelentless drives and motivations have much smeared
Love,
Billy Eeo & Vivien Chua
My sister and I retained the company of RE/MAX Real Estate Services and selected Grace Keng to be our agent in selling the family home that my parents had for over 39 years. She was able to contact the right people to aid in the repair and renovation that was required to put the home on the market. She actively advertised the home and worked with us to present the home when it was completed.
Grace obtained an offer that was $20,000 over our asking price. She handle the sale in the true professional manner. My sister and I were pleased in which she handled all the aspects of the sale. She also follows up to see that all the requirements of the sale were met and that all parties were happy.
I would strongly recommend Grace to represent you in obtaining or selling your hom.
Sincerely
Josephy Lucchesi Santa Clara, CA 95050
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