As a mortgage professional with more than 20 years experience, I have seen many things over the years. Some good, some bad, but it has never been boring.
My attitude has always been about helping people realize their dream of home ownership, or help them improve their financial position. I know that if I do an excellent job of this the money will take care of itself.
But there have been, and still are, many lenders who only look at what their next paycheck will be, and how to make as much as possible on every loan. Their client's needs and wants are often secondary to the money generated for a commission.
What these lenders fail to realize is that if they take good care of their clients, the money will take care of itself. It's already built into the transaction when you quote a loan. This allows you to focus on more important things, like taking care of your borrower's needs.
If we focus on the right things, we will help more people in the long run, and the referrals we receive will help sustain our businesses for years to come.
Your Personal Mortgage Planner...For Life,
Guy Keith
4195 Viking Way, Suite 150 Long Beach, CA 90808
HUD APPROVED DIRECT LENDER
YOUR PERSONAL MORTGAGE PLANNER....FOR LIFE
My name is Guy Keith and I am a Personal Mortgage Planner. I have been in the mortgage business for over 19 years and have helped a lot of people with their financing needs. There are a lot of lenders who can process loans. Some of them even do a pretty good job. But, there is a lot more to mortgage loans than just the mechanics of processing a loan.
I want to make sure that whatever loan program I put together for you meets your needs not only now, but going forward for the next 3, 5, 10 or even 30 years. In the past, there were dozens of loan programs available to you. Now, there are only a few, but the concept remains the same. I try to integrate your loan into both your short term and long term financial and investment goals, as well as looking at your equity, cash flow and payment objectives. I will ask you many detailed questions to insure that whatever loan you end up with will truly be the best one for your specific needs.
As your Personal Mortgage Planner, I believe it is my duty to not only help you with your mortgage financing, but to also show you how to manage any debt you have so that it costs you the least amount of money and so I can help you get out of debt a soon as possible.
Please call me so I can go over your specific situation with you and get you on the road to financial independence!
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California Department of Real Estate License # 01215943 
My areas of expertise include:
1. 1-4 Family Residential Properties, Both Owner and Non-Owner
2. FHA, Conventional, VA and Construction Financing Options
3. Commercial Loans
4. Reverse Mortgages
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