Jamie Ramos- New Haven Connecticut Real Estate Agent

The North Branford Touchdown Club and Cheer Club will be selling cow chip raffle tickets to this years cow chip event being held August 9th at 1pm. This year the cows will be doing there "thing" in conjunction with the Roasted Corn and Baked Potato Festival. The festival, a North Branford Annual event, will be held this year August 7-9th at Augur Farm for the 2nd year.

The Cow Chip Tickets will be $20 but there is a limited supply. 6 prizes..Top prize is $5000!!!!

The money raised by the clubs will go to support the football and cheerleading programs throughout the year. This is a great opportunity for any alumni cheerleaders or football players to help the next generation keep up with the funding necessary for uniforms and tumbling for example.

If you live in town or grew up in North Branford please consider purchasing a ticket and contributing to keeping our kids in the sports they love.

Contact me for ticket info.

Jamie Ramos

203-215-6566

Debt and poor credit scores can weigh heavily on even the most fiscally responsible people. According to Jean Sherman Chatzky, author of Pay It Down!, a book on reducing debt, the average American family has 16 credit cards and carries a debt load of more than $8,000. No matter what your profession there is a chance that you are in a similar situation.

That's why the theme of my Client Appreciation Program is on the topics of debt and credit scores. Whether you're looking to refinance your home, eliminate one of your credit cards, or pay off your student loans, developing a plan for eliminating debt and raising your credit score is the first step toward accomplishing those financial goals. It is my hope that my monthly flyer may help in this regard.

On the back side, you will find information about what your credit score is, why it's important, how debt can affect it and how you can make your credit score work for you. So whether you're a spender or a saver, read it to make sure that your debt and credit situation are where they should be....and turn them in the direction you want them to go.

To sign up for my exclusive Client Appreciation Program and receive my April mailing Dumping Your Debt please email me with your name and address.

Jamie Ramos

Re/Max Alliance

Provehito In Altum

Some quick facts on the 1st time homebuyer tax credit...

$8,000 Home Buyer Tax Credit at a Glance

• The tax credit is for first-time home buyers only.
• The tax credit does not have to be repaid.
• The tax credit is equal to 10 percent of the home's purchase price up to a maximum of $8,000.
• The credit is available for homes purchased on or after January 1, 2009 and before December 1, 2009.
• Single taxpayers with incomes up to $75,000 and married couples with incomes up to $150,000 qualify for the full tax credit.

For more information on the tax credit or to get started on purchasing your first home please contact me.

203-488-1641 x 252

203-215-6566 cell

jamieramos@remax.net

The North Branford T-Birds Varsity basketball team played East Hampton tonight. North Branford won with a clear 73-43 victory over East Hampton.

In the Class S CIAC State playoffs North Branford advanced to round 2 after defeating the East Hampton Bell Ringers.

The T-birds jumped off with an early 5-0 lead which was answered by East Hampton. The quarter ended with the T Birds leading 14-10. The second quarter went back and forth with the T Birds closing 30-21. The T Birds then went on to score 21 points to the Bell Ringers 6 in the 3rd quarter. With the score now 51-27 the T Birds continued to push ending with a 30 point victory!

John Lasko scored 19, Alex Robertson scored 12 and Justin McGinley finished with 11.

In the final minutes of the game Sophomores Zack Johnson and Taylor Gamache each scored a basket and Mike Forgione, a freshmen also scored a point.

They play again Thursday March 12 at 7pm.

Go T Birds!

I seem to be suffering from a serious case of bloggers block. Don't ask me how with everything going on with the housing market and the economy. Maybe that it is. Maybe I am so burned out from reading about it that my mind is choosing to block it out! The saying out of sight out of mind has new meaning here. Or is it out of ideas.... out of my mind??? As I read back through some of my old blogs I feel like they were written by someone else.

Where is that funny, self confident blogger? Maybe I should ask the consumers what they want to read about.

Hey consumer! Yes I am talking to you! What can I write about that would interest you? What would make you come to my blog to read it? What real estate topic do you want to know more about? Do you want to know where to get great Italian food in New Haven? Where the local dog parks are?

Short sales? Foreclosures? Low interest rates? The Fed is talking about lowering the rate to 4%!!!! If that happens that will be something to write about. I better write that down..wait what was I talking about again?

Although I thoroughly enjoy reading my own blogs I am not writing them for me. Okay well some of them I am writing for me as a way to get some frustration out. I think I should take up jogging.

So I put it to you...people of the CT shoreline. Tell me what my next blog should be about.