Tim Hart

The reason for this post is for one reason only and that is to make my clients up North jealous with pure envy!!

Ohhh the life of a Floridian....On December 21st I get to go fishing with my 19 month son and wife while we all wear shorts and t-shirts while the rest of country is snowed in!!

That day a client of mine in Massachusetts told me that the temperature outside was 2 degrees compared to our 75 degrees!

Check out some of what you are missing by not living in Florida!

With rates in the low 5% range on 2nd Home Financing in Florida, there is no better time to buy than now! Find out today if you qualify for your new 2nd Home or Primary Residence today by using our Hart Mortgage Services Free Purchase Assistant!

As I write this post the weather outside in Fort Myers Florida is 66.8 degrees. Freeeeezing!!

Last week my family and I had the chance to go to the Thomas Edison Home in Fort Myers Florida to check out the "Holiday at the Estates". It was a nice time with the family walking around and looking at the history of country and community all lit up with Christmas lights.

The Edison Home is open until January 3rd at 9pm so you still have a chance to visit.

The address is 2350 McGregor Blvd, Fort Myers, Fl. 33901

Here are a few of the pictures from our big night out:)

Enjoy!

Congratulations

Hart Mortgage Services would like to congratulate Casey and Christina Burnett for closing on their new home!

Casey, Christina and Abigail Burnett with Tim Hart and Claudia Hart

Casey and Christina Burnett signing documents with Abigail


Casey Burnett, Brent Semachko and Tim Hart laughing 

The closing table!

Claudia Hart handing over the keys to the new house!

Testimonial: Tim- Thanks for the great job that you did! We were so happy to find out about our low rate and had no idea that we could get a mortgage until we met you! Thanks again for everything that you did for us. 
Casey and Christina Burnett

Closing Date- 12/19/2008

Financing provided by:
Tim Hart
Hart Mortgage Services
O- 239-437-4278 ext 11
tim@hartmortgageservices.com
www.hartmortgageservices.com

Buyers agent:
Claudia Hart
Selling Paradise Realty
O-239-770-5950
claudiahart@sellingparadiserealty.com
www.flhomelink.com

WOW!! I can't believe what I have been seeing over the last few days regarding mortgage interest rates.If you are in the market to buy a home or refinance your current mortgage please look at these current rates as of 12/18/2008.

Conventional 30 year fixed rate- 4.625%
FHA 30 year fixed- 5.125%
USDA/Rural Housing- 5%

Remember that USDA/Rural Housing is a Zero Down mortgage with NO PMI!

These are amazingly low rates that won't be here for long. By the way when I say, "won't be here for long", I am guessing that rates will slowly creep back up as the economy stabilizes.

Find out today what interest rate you qualify for by obtaining a Free Interest Rate quote from Hart Mortgage Services!

Have a great day!

Congratulations

Hart Mortgage Services would like to congratulate Doug and Stephanie Miller for closing on their new home!

Doug, Stephanie and Ty Miller, Tim Hart and Claudia Hart

Doug, Stephanie and Ty Miller


Tim Hart reviewing documents with Stephanie Miller

Doug, Stephanie, Ty Miller and Claudia Hart

Testimonial: Tim-I just wanted to thank you for all of your help. You really went out of your way to help us out and I will never forget it. So THANK YOU, THANK YOU, THANK YOU! Stephanie Miller

Closing Date- 12/10/2008
Financing provided by:
Tim Hart
Hart Mortgage Services
O- 239-437-4278 ext 11
tim@hartmortgageservices.com
www.hartmortgageservices.com

Buyers agent:
Claudia Hart
Selling Paradise Realty
O-239-770-5950
claudiahart@sellingparadiserealty.com
www.flhomelink.com