Lorraine and Loretta Kratz-Certified Negotiation Expert,

California Median Home Price---September 09: $296,090 (Source: C.A.R.)
Calif. highest median home price by C.A.R. region September 09: Santa Barbara So. Coast $750,000 (Source: C.A.R.)
Calif. lowest median home price by C.A.R. region September 09: High Desert $117,820 (Source: C.A.R.)
California First Time Buyer Affordability Index. - Second Quarter 2009: 67 percent (Source: C.A.R.)
Mortgage Rates - week ending 11/5/09 30-yr. fixed: 4.98% Fees/points: 0.7% 15-yr. fixed: 4.40% Fees/points: 0.6% 1-yr. adjustable: 4.47% Fees/points: 0.5% (Source: Freddie Mac)

Brookfield Homes, out of Del Mar, California will joint efforts with their Riverside Division to begin breaking ground on the site of there new master-planned community called Foothills, which is right across from the newly proposed Carlsbad Unified School District High School Campus.

This fashionably chic community will be on 157 acres right off Cannon Road just east of El Camino Real. The grand opening of the Foothills is slated for the first quarter of 2010 and construction is now under way on the recreation center. This community will boast of a 2.6 acre recreation center, swimming pool, children's pool, picnic area with BBQ's paddle courts and grass playing areas. The first phase of new homes will include four neighborhoods of single-family homes sized from approximately 1700SF to 3000SF. Pricing to begin at the low $500,000. to the upper $700,000.

When you think about saving energy think about saving water, too, because there's a connection. San Diego Gas & Electric has assembled a special Free kit containing useful items to help you save water and the energy used to heat it. By saving energy and water you'll also be helping to protect the environment by conserving precious natural resources.

The Kit Includes:

• One low flow showerhead
• One faucet aerator for your kitchen
• Two faucet aerators for your bathrooms.

These devices allow air to enter into the water stream, maintaining a high pressure flow while reducing overall water usage.

Going green is now easier than ever San Diego Gas and Electric is available @ SDGE.com/thermkit. or you can contact them at 1-800-644-6133.

Here is the statical data for the month of October 2009 sales in the community of San Marcos, Ca.

Detached homes sold in zip code 92069 32

Detached Homes sold in zip code 92078 42

Attached Homes sold in zip code 92069 16

Attached Homes sold in zip code 92078 18

Total homes sold for the month of October Detached - 74

Total homes sold for the month of October attached - 34

Sold homes including detached and attached 108

San Diego Gas & Electric is restructuring and raising the rates come January 1, 2010. The reason for the restructuring is to charge those that use the least amount of electricity with an increase in there rates and lower the rates for those who use the most.

Beginning Jan 1, 2010 SDG&E wants to increase rates 5 % for customers who use less than 130 percent of "baseline" usage, representing the minimum amount of power a family needs.

SDG&E, says electricity for those customerrs is subsidized by those who pay more than twice as much for the power use beyond 130% of the baseline. Those higher rates would go down 4% to 5%.

California Public Utilities Commission is reviewing the plan.