Homemade Mortgage

About Us:

Homemade Mortgage, Inc is committed to helping you find the right
mortgage product for your needs. We understand that every borrower
is different, and we offer a variety of products to meet your individual
requirements. We make the process of securing a mortgage simple
and straightforward by offering you the latest in financial tools that
enable you to make sound financial choices.

Homemade Mortgage, Inc prides itself on our service and commitment
to our borrowers. Whether you are a first time home buyer,
consolidating debt, making improvements to your home, or a savvy
investor; Homemade Mortgage, Inc will be there for you every step of
they way. We will be your lender today and tomorrow and provide you
the confidence to refer your friends and family

Homemade Mortgage Inc. is a company founded and staffed by mortgage professionals looking for a
better way to serve you the client. The small company is founded on deep beliefs of ethics, honesty, and the
need to build a lasting relationship with every client we come across.

I am currently licensed in the state of WA as a mortgage loan originator and have completed all of my continuing education courses. My company and others in it are also licensed for Oregon and Idaho. Please feel free to contact me about other states as I am always expanding my licensing and furthering my education.

Areas of Expertise

We have a sloution for you!

Whether you are purchasing a primary residence, or investment property, I am here to assist you with the best financing solution. Whether you have perfect credit, or you have experienced some financial ups and downs along the way, you can be sure I will work hard and find the right loan for you in a very timely manner. I take my clients directly from the application process right through the funding to ensure a smooth transaction. Even after your deal is closed, I am always available to you for any questions that may arise at a later date. Being a very energetic person that loves to help people, I have found that by being in the mortgage business, I can truly help people accomplish their dreams. When I am not at work, I enjoy spending quality time with my family, doing outside activities, and volunteering at the school. I am here to further grow my business as I continue to build relationships with my clients by providing them with the highest level of service, integrity, and dependability. I understand that every client's situation and loan is different. I take pride in being able to meet the needs of each client and provide a positive experience that keeps them coming back again and again for all of their mortgage financing needs.

Purchase
Purchase a home with little or no money down! depending on your situation and
credit profile, you may qualify for a mortgage with little or no money down. First
time home buyer programs are also available for you to choose from.

Lower your current interest rate
If your current interest rate is higher than you would like, refinancing to lower it
would be your primary choice. Lowering your interest rate can lower your
monthly payment depending on the mortgage term you select.

Reduce your mortgage term
If your goal is to pay off your mortgage sooner, refinancing to reduce your term
is the answer. By reducing your term, you payment may be higher depending on
your rate and term you choose. The shorter the term, usually the lower the
interest rate.

Receive cash from your equity
People always need money for one reason or another. By cashing out the equity
in your home you can get the cash you need.

Consolidate Debt
Reduce your monthly outgo by consolidating your high interest credit cards in to
one easy to manage monthly payment.

Testimonials

Fixed Rate Mortgages The traditional fixed rate mortgage is the most
common type of loan programs, where monthly principal and interest
payments never change during the life of the loan.

Adjustable Rate Mortgages (ARM)
Adjustable Rate Mortgages (ARM)'s are loans whose interest rate can
vary during the loan's term. These loans usually have a fixed interest
rate for an initial period of time and then can adjust based on current
market conditions.

Hybrid ARMs (3/1 ARM, 5/1 ARM, 7/1 ARM, 10/1 ARM)
Hybrid ARM mortgages, also called fixed-period ARMs, combine
features of both fixed-rate and adjustable-rate mortgages.

Interest Only Mortgages
A mortgage is called "interest only" when its monthly payment does not
include the repayment of principal for a certain period of time.

Components of an ARM
To understand an ARM, you must have a working knowledge of its
components.

Balloon Mortgages
Balloon mortgages have a note rate that is fixed for an initial period of
time, and then the remaining principal balance is due at the end of the
term.

Graduated Payment Mortgages
Graduated Payment Mortgage is a loan where the payment graduates
(increases) annually for a predetermined period (e.g. five or ten years),
and then becomes fixed for the duration of the loan.

What kind of loan program is best for you?
So what kind of mortgage is best for you? Fixed rate? Adjustable rate?
Government loans? The truth is, there is no one correct answer