Photos from Hope Goss Ventura Real Estate
Home for Sale in the Ventura Hillside neighborhood Ondulando.Located in: Ventura Hillside (Ventura, CA)
Do you own a home in Ventura County? Has your mortgage payment increased? Lost your job? Had a change in family status? You're not alone. If you are having a problem making your mortgage payment, there are options!
A survey by Freddi Mac concluded that a full two thirds of home borrowers were unaware of workout options if they became unable to pay their mortgage. These options include forbearance, which temporarily delays or reduces payments, and loan modifications, which can restructure the payment terms for a fixed period. Many servicers typically describe these options in their collection letters. However, it is up to borrowers to follow-up with their servicers to learn more about these options. So, it's important to pick up the phone and communicate with your lender about all the options.
Borrowers can find a comprehensive description of workout options at the Avoiding Foreclosure page of the Freddie Mac website.
In addition, you can get free counselling through the Homeownership Preservation Foundation. The help they offer is free.
This just in! The IRS has added information to their website regarding taxes for those who are losing their homes to foreclosure or short sales. Visit the site at IRS.gov
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There are always questions about the deposit money when we sit down to write an offer. The deposit is collected from the buyer when an offer is accepted. It is deposited in escrow and held until the close of escrow. It will go towards the buyers closing costs and down payment, or, it may be refunded to the buyer if not needed for down payment or closing costs.
In the case of an escrow cancelling, the deposit is disbursed according to the progression of the contract. If the buyer has not released all contingencies, the deposit would ordinarily go back to the buyer. If all contingencies have been released by the buyer, the seller may have claim to the deposit based on the buyer defaulting on their contractual obligations. In either case, both buyer and seller are required to sign the cancellation prior to all deposits being disbursed.
The typical amount we've been seeing here in Ventura County is about 1% of the purchase price. In going lower than this, it may express a lack of committment to the contract. The larger than 1% deposits may show the seller that the buyer is committed to completing the escrow, and that the buyer has the financial strength to make such a large deposit.
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The Ondulando Club hosts social evenings on the first Friday of each month from 6-9pm in the Clubhouse. The Clubhouse is located at 632 Skyview Terrace in Ventura. Members of the Ondulando Club are encouraged to come and mingle with your neighbors and fellow club members.
The clusb is looking for a new host to facilitate the social evenings gathering. Please phone Dick Gallagher at 642-5940 if you are interested in leading this festive event.
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I was reading through a blog that I've had for quite some time http://www.venturahomes.blogspot.com/ and came across a posting from the summer of 3005:
"Here's an interesting report from the National Association of Realtors. In several hot housing markets across the country, homeowners are heading off constant inquiries from eager buyers and developers by posting "Not for Sale" signs in their yards."
Funny, how times change and as sure as we are in different times right now, we'll be back at that frantic pace at some time in the future.
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Insurability is a big consideration when purchasing a home. Can the home be insured? How much will it cost? Checking with your insurance agent early on in the transaction is always a good idea. In addition, you can ask the seller to provide you with a C.L.U.E. Report that will give you information about any claims on the property over the past 5 years. Ask your Realtor about this report when you go to buy your next home.
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I am committed to providing my clients with a high level of service and negotiating expertise! I commit myself to learning something new everyday. I love what I do, and it shows!
I've been a resident of the beautiful city of Ventura for 20 years, and a real estate agent for 10 years. I've helped hundreds of home buyers and sellers buy and sell homes in Ventura County. I am a strong negotiator, and I really listen! I have experience negotiating short sales, as well as foreclosures. Ventura County is a beautiful place and I wouldn't choose to live and work anywhere else! The weather here is ideal with most days, winter or summer, in the hight 60's or low 70's. The quality of life is apparent with many jobs right here in our county giving residents the opportunity to work close to home. Spend a little time in our beautiful county and it will be evident why so many fall in love with where they live. Homes in Ventura County haven't been this affordable in years. It's a great time to buy!
I specialize in residential real estate in the cities of Ventura, Oxnard, Camarillo, Santa Paula, Fillmore, Port Hueneme, Somis, and Piru. I feel it is important that I continue to assist both buyers and sellers because this helps me understand current market conditions that affect both sides of the sale. As a top producer for the past 10 years, I bring the experience of hundreds of transactions, giving you the peace of mind that comes from dealing with a professional!
In addition to having a total understanding of the current market, I put the extra effort forth to market your home where buyers are looking - on the internet! Seller's will find their home listed on both of my websites, which rank high on the first page of Google for a few of the most popular search phrases used by home buyers looking for a home in Ventura County. In addition to this, I will make the effort to keep listed homes on Craigslist, as well as sites like Trulia, Oodle, and Zillow. Of course it doesn't end there. I will market your home through direct emails to more than 400 local agents and more than 1500 possible buyers. I do what it takes to get your home sold!
I can't believe it has been almost a month since we closed, time is going so quickly! I meant to send this sooner, but life keeps getting in the way. I just wanted to thank you for everything you did to help us with the condo. I really appreciate all the time you put in with the advertising, the showings, working with Kathy, making arrangements with the broker, fixing the fence, etc., etc., etc. I know you work a lot, sacrificing personal time and time with your family to get the job done. Thanks for meeting with us at 8 at night and doing weekend open houses on top of the many hours you spend at the office.
Sara Wall
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Hope Goss has been my Realtor for several home purchases and sales over the past 5 years. During each transaction she was always professional, and reliable. Her experience and knowledge of the complex real estate business is excellent. On numerous occasions she readily provided valuable guidance which helped me make some critical decisions. What I also enjoy about Hope is her keen ability to make a potentially stressful experience a breeze. I can whole heartedly recommend her.
Christine Landen
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My wife and I felt in control and we were never forced or coerced to make snap decisions. We were educated and supported throughout the process. We didn't know we could afford to buy and we certainly didn't know what kind of house our money would buy. We weren't very good at putting into words what we wanted in an actual floor plan and neighborhood. Hope listened and did all of that and more. What could have been a scary and enormous undertaking was in fact fun, and very,very gratifying.
Bill and Laurie Wilson
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This was a tough move for us. We were moving into our first house from a condo. My husband and I had a very different idea of the perfect house. Needless to say Hope worked for her money when it came to us. She was always avalibile when we needed her. We were house hunting for weeks. She listened to our needs for everything. The perfect neighborhood, schools, ect. Then we came across this house that seemed a little out of our reach. We called Hope on a Sunday and she got us into the house. She helped us to understand how we could afford this house. It was everything I was looking for and my husband loved it to. Hope was great, she did everything in her power to make the process as painless as possible. All issues were addessed promptly and she made sure we were happy with everything before we signed anything. If ever we buy again we will be calling Hope. Also we refer all of our freinds to her. She never pressured us into anything. The one thing she said to me that really stuck was "I am not here to spend
your money". She truely is an honest and great person. Sad to say you don't find many people with a heart like hers in her profession. Truely, thank you for everything!!
Anthony, Heather & Amanda Ciccone
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Thanks for all of your help, we really couldn't have done it without you. I don't know a lot of folks buying homes, but if I do, (or we get the itch again) we'll give you a call. Thanks!
Anthony and Mallory VanLeeuwen
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I first met Hope when I was in the market for an investment property. Hope provided me with several options and ideas. She was patient and supportive in assisting me in finding a property that made sense. Hope made the extra effort to keep in touch and make me feel comfortable with the process. I have total faith in her expertise and continue to seek her help when I am in need of a real estate expert. She has since listed and sold multiple properties for me.
Connie and Gregory Brose
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When getting ready to purchase our first home we met with Hope. She worked with us for three years before we finally purchased. She was sure to keep in touch, and continued to contact us after the sale to make sure everything was going well. She is the BEST when it comes to helping folks find their first home.
Tanya and Todd Bauguss
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When I first contacted Hope, I had little thought that I really could find anything I could afford or would like. After all, I had such unreal expectations! Hope never gave up, continued to look for me, and offer suggestions, and eventually found THE house that fit me perfectly! It was literally on the market only a few hours when she contacted me about it. Since I was out of town at the time, she did a preliminary check to ensure it was exactly what I was looking for. After she told me about it, I cut my trip short because I knew that she had something that was real. She stuck with me throughout unexpectedly long closing and walked me through all the paperwork and procedures. Her expertise and professionalism cannot be challenged.
I guarantee that when I start looking to upgrade, I WILL be going through her for all my real estate needs!
Paul Mayfield
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