Henry Pailles Chula Vista Real Estate San Diego Real Estate, San Diego Realtor

Eastlake CA – Many agents get frustrated because they know who the short sale negotiator is, but they don’t have any way to communicate with them.

Most short sale negotiators communicate by email. But, they usually wait until they are well into the transaction before they give you their e-mail.

Click here to discover how other sellers successfully did a short sale and avoided foreclosure.

We try james.rush, jim.rush, jim.a.rush, james.a.rush, and run thru all the middle initials in the alphabet. The bad e-mails get get a notification that they couldn’t get thru.

We know which e-mail is the correct one because it doesn’t come back. This even works for finding the CEO’s e-mail. We sent an e-mail to ken.lewis @ bankofamerica.com and received a response soon thereafter. No, I don’t think that e-mail ever reached Ken Lewis. But, someone is checking it and they responded.

I think the closest a Stop Foreclosure Institute Member has ever gotten to talking to a CEO is when one found the direct line to Sterling Edmunds, the CEO of Suntrust. Reaching a CEO is exciting, but it isn’t the goal. Our goal is to get a competent person to review the short sale.

They will approve it when we show how it makes financial sense to do so. Thinking about a short sale? I can help you short sale your property and never pay the bank another penny. Send me an e-mail at henry@houseinsandiego.com.

I will contact you for a free consultation. When we talk, I will explain how the process works in detail and answer any questions you may have. Or, if you prefer, you can call me at 619-517-6791 Discover how other sellers successfully completed a short sale and request a free consultation by clicking here. Thinking about a loan modification?

Our Eastlake loan modification kit has the instructions you will need to get a loan modification approved with your bank. Click here to request a copy.

Thanks for reading this, Henry Pailles. Henry is a Real Estate Broker at houseinsandiego Realty. Eastlake Short Sales Realtor: Phone: 619-517-6791. henry@houseinsandiego.com. Are you at risk of losing your home? ...We can help! View My homes for sale at www.houseinsandiego.com.

Henry Pailles specializes in loan modification assistance and short sales in Eastlake California. Eastlake Loan Modification Help, Eastlake Short Sales. Eastlake Short Sale Realtor. Chula Vista CA Loan Modification Help, Chula Vista CA Short Sales. Chula Vista CA Short Sale Realtor. Eastlake CA Short Sales. Eastlake Realtor. Copyright 2011 SFI Marketing Institute, LLC. All Rights Reserved.

Important Notice Henry Pailles, houseinsandiego Realty, and the Stop Foreclosure Institute are not affiliated in any way, shape, or form with the government. Our services have not been reviewed or endorse by the government or your lender. Most lenders willingly work with agents on short sales. Why? Because most short sales are beneficial to a lender.

If you accept our offer to help you on a short sale, your lender may not agree to a short sale or to modify your loan. We do offer a loan modification kit. However, the likelihood of negotiating a modification is like everything else in life. It takes work and persistence to convince your lender to modify your loan. No matter what you or we do, your lender may not approve a loan modification.

We do not recommend that you stop paying your mortgage, because this will cause damage to your credit and could cause you to lose your home. Because we know avoiding foreclosure is so important to any homeowner, we recommend that you speak with the appropriate legal or tax advisor before making any decision.

This is not intended as legal, technical, or tax advice. Please speak with a licensed professional before making any decision. Information is deemed reliable but not guaranteed as of the date of writing.

You have the option to reject a short sale or loan modification from your lender if it does not meet your approval. If you decide not to go thru with the short sale, then you do not have to pay us our fee. We normally make a real estate sales commission for helping you on a short sale. The views expressed here are Henry's personal views and do not reflect the views of houseinsandiego Realty.

This information on Eastlake Short Sale: How To Find The Short Sale Negotiators E-mail Address is provided as a courtesy to our viewers to help them make informed decisions.

This economy has taught a lot of us great lessons.

Lessons on frugality, on saving, on living below our means instead of above them.

We have learned to manage our time, become more productive, have learned to be humble, removed our ego from our everyday life. We, Americans, in short, have learned very valuable lessons, that will most likely stick with us for the rest of our lives, like the great depression stuck with our grandparents.

We have lost jobs, assets, savings, our pride, ..... so many things.

Well isn't it time that our Government experience the same cleansing?

Isn't it time to give them the boot? a piece of humble pie?

We need leadership that loves America beyond the economic interests of the few. We need corporations focused on improving our Country's future.... I think it could happen, don't you?

I made the mistake of joining one of those "fly by night" companies that got blessed by a misterious force with REO accounts and made them feel like it was due to their smarts; after almost a decade of working for Prudential, a fine and reputable Company.

This experience, while it lasted was not really good, but not bad either, it lasted around 15 months. I would notice that the offices were empty and there was low production, poor management amongst other things, but I kept doing my job and concentrating on my deals. The company started running out of money, poor management and a lack of managerial experience. In the end, the broker emailed us the notice that the office would be closing within 15 days and that there would be no private offices at the small office that he held unto....meaning....look for another place.

I am fortunate to have a broker's license and in the middle of this uncomfortable situation, I started working under my broker's license and obtained an offer for one of my listings held under this "company".

To make the story short, when the transaction was completed, I had to cooperate with buyer $5,000 to close the transaction (damned short sales).

When escrow disbursed the checks, this tiny crook, simply applied his split to the whole transaction (buyer and seller side) and unilaterally took it from the listing check. And then decided to screen my calls and completelly avoid responding to emails, text messages, voice mail, where I tried to instill some sense into him.

Finally, I am proceeding to file a complaint with the CA Department of Real Estate and taking him to Small Claims. What bugs me the most, is how a dumb idiot like this is still going to cost me time, money and effort to pursue what is mine

The moral of the story......specially in this trying times, stick with a big and reputable company, tiny ones will only increase your stress. Our job is to complicated to also have to worry about the stupid broker knowing how to do his job.

The largest economic headline maker was the massive selloff in the markets last week. A large unloading of stocks that started in Europe on Thursday intensified in the United States in the wake of the budget agreement that was struck by Congress and signed into law by President Obama on Tuesday. At the end of trading on Thursday, the Dow had dropped 512.76 points, the largest single-day plummet it has suffered since the mortgage crisis of 2008.

The big question on market watchers' minds is whether or not there are any efforts being made by the Fed to bolster the economy in the face of the drop. However, the most recent word on the subject from Federal Reserve Chairman Ben Bernanke was that while the Fed was willing to step in to negate the impact of any major downturn, it expected a turnaround in the second half and wasn't yet ready for any stimulus or similar efforts. Whether or not the Fed will change its tune in the face of last week's sell-off remains to be seen.

Meanwhile, personal income for June skirted up while spending dipped. June personal income increased $18.7 billion, or 0.1 percent, and disposable personal income (DPI) increased $16.3 billion, or 0.1 percent, the Bureau of Economic Analysis reported last week. Personal consumption expenditures (PCE) decreased $21.9 billion, or 0.2 percent.

Personal outlays (PCE, personal interest payments and personal current transfer payments) decreased $22.6 billion in June. Personal saving (DPI less personal outlays) was $620.6 billion in June, and personal saving as a percentage of disposable personal income was 5.4 percent in June.

In terms of wages and salaries, private wage and salary disbursements decreased $2.2 billion in June, in contrast to an increase of $15.0 billion in May. Goods-producing industries' payrolls decreased $1.8 billion in June; manufacturing payrolls decreased $2.1 billion; and services-producing industries' payrolls decreased $0.3 billion. Supplements to wages and salaries (such as rental and personal income) increased $1.5 billion in June.

"If the recovery is ever going to gain speed, it will have to come from households deciding they want to spend money again," said Joel Naroff, president and founder of economic consulting firm Naroff Economic Advisors. "Of course, to be able to spend a lot of money you need to make a lot of money and income growth is extremely weak."

In housing, construction spending for June hit an annual rate of $772.3 billion, a 0.2 percent hike over May's revised estimate of $770.5 billion, but 4.7 percent below the June 2010 estimate of $810.4 billion, according to the latest figures from the Census Bureau released last week.

Spending on private construction was at an annual rate of $493.4 billion, 0.8 percent over May's revised estimate of $489.6 billion, and residential construction dropped to an annual rate of $235.8 billion in June, 0.3 percent below May's revised estimate of $236.5 billion. Overall, construction spending for the year is tapering back. During the first six months of this year, construction spending amounted to $357.5 billion, 5.4 percent below the $377.9 billion for the same period in 2010.

The jobs report returned better numbers than expected for July, with the Labor Department report noting that 117,000 jobs were added to the economy in July and the unemployment rate ticked down 0.1 percent to 9.1 percent. For the week ending July 30, initial claims for jobless benefits dipped slightly to 400,000, a decrease of 1,000 from the previous week's revised figure of 401,000, the Employment and Training Administration reported. The four-week moving average was 407,750, a decrease of 6,750 from the previous week's revised average of 414,500.

The total number of insured unemployed workers for the week ending July 23 rose to 3,730,000, an increase of 10,000 from the preceding week's revised level of 3,720,000. The four-week moving average was 3,729,750, an increase of 4,500 from the preceding week's revised average of 3,725,250.

This week, the financial headlines start tomorrow with non-farm worker productivity and costs data for the second quarter of this year from the Bureau of Labor Statistics. This is followed Wednesday by wholesale inventory data for June from the Census Bureau. The Treasury Department also releases its July budget data on Wednesday.

Thursday, the Employment and Training Administration will release initial jobless claim data for last week, and the Census Bureau will distribute its trade balance figures for June. The Bureau will follow that on Friday with its retail sales data for July and business inventory figures for June.

Late Friday afternoon S&P downgraded US credit rating to AA+, a notch below AAA and put the US on negative credit watch. They waited until after US markets closed to make their move. Monday morning the US stock market will open substantially lower, maybe as much as 200+ points. The US Treasury markets will open better on safe haven moves. Last Friday the rate markets were weaker and likely would have been lower again on Monday had it not been for the decision by S&P. S&P is essentially questioning the will of the people and therefore Congress and this Administration the ability to actually deal with cutting spending; based on the circus we just went through it appears the will or guts are not there. S&P may actually be helping driver home a very serious point.

The week has Treasury borrowing $72B of notes and bonds on Tuesday through Thursday and the FOMC meeting on Tuesday. In Europe the ECB is buying sovereign bonds from those troubled countries. There isn't much in the way of economic releases; July retail sales on Friday is the only major report. With the auctions, the credit downgrade and the FOMC meeting markets may be very volatile this week.