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Sheila Atienza, REALTOR, BC Richmond & Metro Vancouver

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Thinking about your Mortgage???

09-23-08
Sheila Atienza, REALTOR, BC Richmond & Metro Vancouver

Richmond, British Columbia, Canada - Thinking about your Mortgage???

Is your mortgage up for renewal?
Do you need to access funds through your home equity?
Do you want to grow your investments?
Do you need cash flow for your business?

When you have a mortgage, the responsibility to look at your mortgage in every aspect of it is something that you will have consider prior to deciding on your next step.

You will have to look at the following questions and see if you are quite ready to deal on your mortgage:

What interest rate was offered to you by your bank? Do you need to shop for rates? Is there an effect to your credit scores when you do the shopping yourself? Are you comfortable with your bank officer? Do you know what questions to ask? Do you know exactly what mortgage products are are available from your bank? Were you offered these products?

How do you know when you are actually getting a good deal, if not the best deal around?

Consulting to learn more about your options is always recommended. A mortgage broker can help you, as they work for you and not the bank or lender. Mortgage broker doesn't charge you fees. The bank or lender pays the mortgage broker for helping you meet your needs. Fees are only charged on situations that require a challenging solution. If you need to inquire about mortgage, please visit: http://www.iclickmortgage.com

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Where Will You Park your Money?

09-23-08
Sheila Atienza, REALTOR, BC Richmond & Metro Vancouver

Richmond, British Columbia, Canada - If you are in a scenario where you have savings in the bank that lets you earn somewhere between two to three percent return, would you be content or satisfied with the rate of return?

I guess, you may start to contemplate where will you move your money into so you can get better return. Hence, some may be tempted to look at the stock market. Unfortunately the ups and downs of the stock market industry presents volatility. That's a fact. How vulnerable could you be with your money?

It seems that anywhere you go these days, you are likely to get hurt with your money, no matter how big or little you've got. You still want to be in a better position.

Investing in a real property where it lets you earn rental income, leverage through home equity or speculate and trade could be another option.

I think it is always best to look at your current position. Make an assessment of your assets and liabilities. In this way, you know how well you are doing. Your objective is simply to find the means to grow the money that you've earned hard through your business or employment. You just can't simply let go of it by not doing the best evaluation you could do to your current situation.

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More Apartment/Condo Units near Richmond Centre for Homebuyers

09-23-08
Sheila Atienza, REALTOR, BC Richmond & Metro Vancouver

Richmond, British Columbia, Canada - For those of you who live or work in Richmond, or its neighbouring cities like Vancouver or Surrey, and have been trying to get into the housing market for the first-time, this is the right opportunity for you to look into the apartment listings available in the area near Richmond Centre.


Record of property listings from MLS as of yesterday, September 22, 2008, in Moffatt alone, at least thirty four units (34) are currently in the market, while Minoru has around thirty six units (36).

Both Moffatt and Minoru areas are considered to be hot locations in the city of Richmond because of their proximity to schools, recreation centres, parks, convenience stores, shopping mall, gasoline stations, library and of course transportation.


When you are thinking of moving into a new home, it is best to consider how much you can actually enjoy the benefit of being in a place that is synonymous to comfort and affordability. Not only that you are saving time and energy but also money, because every bit of your need is almost just a few steps away from home.

Viewing of units in Moffatt and Minoru for prospective homebuyers may be requested by calling 778-896-4493.

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Extras and Opportunities for Homeowners

09-06-08
Sheila Atienza, REALTOR, BC Richmond & Metro Vancouver

The time is now to look at the untapped value or riches you may have accumulated all those years as homeowner. Does home equity ring a bell to you? Have you built enough of it?

Have you thought of investing by leveraging? Others have invested and multiplied their income and wealth through the value of their owned-real properties. Even a single owned property can create amazing opportunities such as a source of small business capital or down payment for income-property unit.

Some qualified homeowners do consider owning more properties like a vacation home or a rental condo unit. The right timing or opportunity so they say helps one consider and decide whether a home equity mortgage may be appropriate to one's situation.

If you would like to try and find out if this would be a good option for you, I welcome inquiries by phone (778-896-4493) or email.

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