Excerpt from the Book: How to Prepare to Own a Home in Canada
"Every year, more and more immigrants come to Canada from different parts of the world,
such as China, India, Philippines, Pakistan, United States, Iran, United Kingdom, Korea,
Colombia, and France among other countries.
As you gain more experience and better grasp of how it is to be in Canada, you may start to ask whether
it's already a good time to start prospecting for a home that you can call your own.
The question therefore goes: Are you ready to be a homeowner? The challenge for home buyers is
to assess how equipped they are in getting into the market.
Many prospective buyers, for different reasons, end up realizing they are not at all
prepared after going through the initial steps of home search.
Some don't finish the process they thought they could...
Copyrighted Material. 2009. All contents rights reserved.
by:
Sheila Atienza, Richmond BC Realtor and Mortgage Broker
Author,
"How to Prepare to Own a Home in Canada: recession-proof lifestyle for immigrants and first-time buyers"
Available at Chapters.indigo.ca and amazon.ca
Links to Some News for First-time Buyers in Canada
First-time home buyers should be prepared, rather than surprised, by extra costs
House ownership more affordable for Canadians, RBC says
Time is right for first-time homebuyers, housing experts say
Drop in house prices driving first-time buyers to take the plunge
More Canadians will turn to fixed mortgages as rates plummet to rock bottom
-------
Sheila Atienza,
Author of "How to Prepare to Own a Home in Canada, Recession-proof Lifestyle for Immigrants and First-time Buyers" (ISBN 978-0981147512)
Privilege Solutions Integrated, a BC-based publishing firm announces the launch of its recently published book title: "How to Prepare to Own a Home in Canada, Recession-proof Lifestyle for Immigrants and First-time Buyers" by Sheila Atienza.
FOR IMMEDIATE RELEASE
PRLog (Press Release) - May 27, 2009 - Privilege Solutions Integrated, a BC-based publishing firm announces the launch of its recently published book title: "How to Prepare to Own a Home in Canada, Recession-proof Lifestyle for Immigrants and First-time Buyers" written by Sheila Atienza.
The book presents integrated ideas and guideline on how newcomers to Canada as well as aspiring homeowners should look at their personal finance, establish credit, handle resources and understand various aspects of mortgages, in order to qualify and be a homeowner in time.
Author Sheila Atienza who is also Realtor and Mortgage Broker based in British Columbia, says, "There's indeed a need for people to look at their home buying plans closely and the efforts to seriously prepare, as some mortgage applicants are not aware of their financial position, whether they are qualified or risky borrowers." 
"Banks and lenders in Canada have strict guidelines in approving of applications, particularly in terms of borrower's income and credit. The ongoing economic crisis should have given us awareness of the impact of our financial lifestyle", adds Sheila, who also wrote the book, "You are Privileged, 12 Success Principles to Uncover Your Innermost Potential".
Copies of the book "How to Prepare to Own a Home in Canada, Recession-proof Lifestyle for Immigrants and First-time Buyers" will be available in the global market through Ingram, the world's largest wholesale book distributor.
Participating booksellers are Chapters.indigo.ca (Canada's biggest bookstore), Amazon.com (US largest online retailer), Barnes and Noble, and other select bookstores worldwide.
For more details on this book:
please visit: http://prepare-to-own-a-home.iclickproperty.com
or http://books.iprivilege.com
# # #
Privilege Solutions Integrated is an independent firm based in British Columbia, Canada, that publishes books on self-help, success, real estate, personal finance and other multimedia products.
A Signal to Better Stability To The Housing Market?
Richmond, British Columbia, Canada -
In a news release posted by the The Real Estate Board of Greater Vancouver (REBGV) on May 4, 2009, the housing market has come to a more even balanced state. This indicates that there are more buyers who show participation in the market while we see lesser number of home sellers.
The increase in demand by the buyers is beginning to be more apparent.
And if this activity continues and there are only few participating sellers around, this could help Greater Vancouver home prices become more stable.
To read the full story...
http://www.rebgv.org/news-statistics/buyer-activity-brings-greater-stability-housing-market
-------
Sheila Atienza, Richmond BC REALTOR/ Mortgage Broker
Author, You Are Privileged, 12 Success Principles to Uncover Your Innermost Potential
Reasons Why First-time Buyers are attracted in the Current Market
Richmond, British Columbia, Canada -
Although the current condition in the Greater Vancouver real estate is still attractive to the first-time home buyers, one must remember that this current state of home prices won't be there forever.
We participate in a cyclical market. Therefore, first-time buyers who have been eyeing an opportunity to own a home should take time to find out how they can make use of the benefits of being a home owner.
In the last couple of months, we have been seeing a greater level of interest from first-time buyers.
Some of the reasons why they continue to get attracted are:
In the long run, home buyers could see the value of acting upon their decision to be a home owner, when they start to enjoy the benefits that go with home ownership.
------
Sheila Atienza, Richmond BC REALTOR/ Mortgage Broker
Author, You Are Privileged, 12 Success Principles to Uncover Your Innermost Potential
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Richmond REALTOR, British Columbia - Metro Vancouver - Richmond Market; Author of "How to Prepare to OWN a HOME in Canada:Recession-proof Lifestyle for Immigrants & First time Buyers and other books
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Professional Qualifications, Education and Memberships:
Sheila Atienza is a licensed real estate professional, based in Richmond, British Columbia, Canada and member of the Real Estate Board of Greater Vancouver. She is currently working at Multiple Realty Richmond office and specializes in the areas of Richmond, Surrey, New Westminster, Burnaby, among the major cities in the Greater Vancouver area. She provides real estate trading services in buying and selling properties geard toward helping future Canadian Homeowners, such as first-time BC home buyers, immigrants as well as seasoned and young investors in the Lower Mainland. Sheila Atienza has written books on real estate, personal finance, self-help, personal growth and communication. As a Richmond BC Realtor, she is pleased to help her clients out through the following communities in the city of Richmond:
Terra Nova Sea Island Bridgeport West Cambie East Cambie Riverdale Quilchena Granville Seafair Boyd Park Steveston Village Steveston North Steveston South Westwind Woodwards Broadmoor Garden City Saunders South Arm Brighouse Brighouse South Mclennan North Gilmore Mclennan East Richmond McNair Ironwood Hamilton.
The type of properties that Richmond BC Realtor Sheila Atienza specializes in are:
Richmond Apartments, Richmond Condos, Richmond Townhouses, Richmond Single-Detached Homes, Vancouver Apartments, Vancouver Condos, Vancouver Townhouses, Vancouver Single-Detached Homes.
If you're interested to list your properties or to do a customized search of home specifically tailored-fit to your need, please contact Sheila directly through www.sheilaatienza.com
Sheila Atienza's iClickProperty.com serves the real estate market area of Richmond, Vancouver, Burnaby, Coquitlam, North Vancouver, Surrey, Delta and New Westminster. Sheila Atienza is a local market specialist in the communities of Richmond, such as, Terra Nova, Sea Island, Bridgeport, West Cambie, East Cambie, Riverdale, Quilchena, Granville, Seafair, Boyd Park, Steveston Village, Steveston North, Steveston South, Westwind, Woodwards, Broadmoor, Garden City, Saunders, South Arm, Brighouse, Brighouse South, Mclennan North, Gilmore, Mclennan, East Richmond, McNair, Ironwood, Hamilton. Sheila has been helping immigrants, first time buyers and investors through the process of buying and selling of properties. So if you are buying or selling a condo unit, townhouse, detached house or for any of your real estate needs, including getting financing approval from a bank or lender, please contact your Richmond Consultant, Sheila Atienza.
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Sheila Atienza serving Greater Vancouver in One Click!
Vancouver, British Columbia, Canada - Sheila D. Atienza is a Marketing Professional for over ten years. Prior to joining the Real Estate Industry, she has combined experience in advertising, business development, sales training, media, public relations, hotel sales and marketing.
She worked in Vancouver as Marketing Director of International Loss Prevention Systems. Sheila was also a Program Director/Marketing Director for a UK company managing international group of hotels. She has achieved recognition and was awarded certificates of merit and excellence in sales. She has also explored the Information Technology sector and has worked as British Columbia Regional Representative promoting to network of dealers and retailers.
Driven, resourceful and success-oriented, Sheila had completed courses in Internet Marketing, Management, Sales and various business training. She holds a Bachelor's Degree in Communication Arts. She studied in Sauder School of Business, Real Estate Division - University of British Columbia and obtained her licence in Real Estate Trading Services and Sub-Mortgage Brokerage.
Armed with solid experience, Sheila joined Multiple Realty Limited, a BC based real estate company incorporated in 1982 with branches in Richmond and Vancouver. She specializes in helping renters turn into first-time buyers, homeowners who would like to see various options in acquiring second property, moving up or scaling down, or simply interested to make use of their home equity to buy rental or investment properties. She also helps in educating Canadian immigrants through her published book, "How to Prepare to Own a Home in Canada: Recession-proof Lifestyle for Immigrants and First Time Buyers".
Sheila is dedicated to helping and serving her clients achieved their best interest, either through selling a property to buy another home or finding their first home.
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