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Darrell Walters

Google Maps Help New Homeowners Find Their Way!


Google™ released a new localized service in March of 2004. Many relocated homeowners have used this search feature to get to know their new neighborhood.

Simply visitwww.maps.google.com and enter the type of service or business you are looking for, followed by the city or zip code you are targeting. Google's robust search engine will provide a list of results within seconds. The results will include local information about neighborhood business listings, maps, directions and useful web pages derived from a variety of sources. This makes getting to know a new neighborhood fast and easy. If you out on the road, you could also use Google Mobile which provides driving directions and contact information for your local searches.

Example searches: Italian restaurants, coffee shops, movie theaters, pet groomers, libraries, video rentals, grocery stores, etc.

If you are looking for a mortgage professional that is committed to providing exceptional service, look no further! My team and I continually monitor rates for our clients and always work toward our clients’ long-term goals. Email or give us a call at 678=648=5626 if you would like to discuss loan options with a trusted advisor.

*Google is a trademark of Google Inc. All other company and product names may be trademarks of the respective companies with which they are associated.

The New Home Buyer Tax Credit

The November 11th edition of the CNBC’s Squawk box featured a discussion by Richard Smith, CEO of Realogy, regarding the extension and expansion of the buyer tax credit and how it will impact the real estate market.

Mr. Smith has an interesting viewpoint as to the changing real estate market. Check out the video and let me know your thoughts about how the tax credit and other changes will impact our real estate market.

Also, if you would like more information regarding the latest home buyer tax credit and extension, please call me or email at dwalters@integritymtgonline.com.

Happy Veteran's Day


To all of our armed forces and their families, thank you for all the things that you have done for our freedom and liberty. I hope that you have a very blessed Veteran’s Day from Darrell Walters and Integrity Mortgage Funding.

Homeowner's Insurance: Put the Right Policy In Place


In order to obtain a home loan, a borrower is usually required to have a homeowner's insurance policy in place. Experts agree that the most important question homeowners should ask when shopping for a plan is the A.M. Best rating of each company. New companies pop up all the time, and homeowners need to be informed about what a company can offer in terms of protection against potential risk.

Consumers should also become familiar with the liability portion of their policy. ACV (Actual Cash Value) policies pay claims based upon the depreciated value of the item or items lost. However, replacement cost policies will pay the full cost required to actually replace the items.

To ensure that the right amount of insurance is purchased, homeowners should obtain an appraisal every five years or so. If additions are made or remodeling takes place, homeowners will need to revisit and possibly upgrade their plan as well.

Experts say there are several important mistakes homeowners should be especially careful to avoid. The first is being dishonest on an application. This is absolute grounds to reject any claim. Secondly, if the property contains a detached structure - such as a guest house, a barn, a workshop, or a garage - be sure to include each one on the insurance policy. Finally, do not over-insure. Homeowners can save a little money by insuring only those items and structures that need to be replaced.

Email or call me at 678-648-5626 for a referral to a local, professional insurance agent.

Remember...Daylight Savings Time!


Remember to set your clocks back one hour as Daylight Saving Time will end on Sunday, November 1st. And when you adjust your clocks the night before, you'll be right on time Sunday morning!

If you or someone you know needs assistance with a purchase or refinance loan, please email me or call 678-648-5626.