
The Florida Attorney General, Bill McCollum, who is also running for Florida governor, is now getting involved in the abysmal mortgage crisis in Florida. I can recount story after story of fearful homeowners who have told me their lenders would do nothing to help them save their homes. These borrowers cannot crack through the mortgage system for any intelligent discussion and solution to their personal mortgage crisis .
Apparently, Attorney General McCollum has heard the same cries. Yesterday he issued a press release and copy of letters he sent to the major mortgage servicers.
McCollum cites poor treatment and no assistance to Florida homeowners unable to pay their mortgage and facing foreclosure. He has written letters to executives of Bank of America, JP Morgan/Chase, Wells Fargo and Wachovia. Specifically, McCollum states Florida borrowers are:
· Placed on hold for excessive periods when calling for help
· Transferred from department to department and person to person
· Forced to submit identical paperwork again and again
· Forced to speak to unknowledgeable representatives
· Never informed about the status of their loan modifications
· Provided no avenue for complaints
Bill McCollum says these practices are “irresponsible and unacceptable”.
All I can say, is, “Hurrah, Bill!” Thank you for taking a stand with these monstrous corporations. As a Destin short sale specialist, I deal with them every day. There is no such thing as customer service and courtesy anymore. As you say, the tone is quite different from when these lenders originated these very loans.
I hope your letter brings pause, attention and ACTION from these corporations who are forcing borrowers into foreclosure.
It's Wendy!
Wendy Rulnick, Broker, CRP, CRS, GRI, ABR Rulnick Realty, Inc.
Destin Short Sales & Pre Foreclosure Help.
Read Wendy's Destin Real Estate Blog
Call toll-free 1-877-ITS-WNDY (1-877-487-9639) or local 850-650-7883 ext 204
Email Wendy: itswendy@rulnickrealty.com
Wendy is a short sale and pre-foreclosure specialist and has been featured in "Kiplinger Personal Finance Magazine" and "Florida Realtor Magazine". Call Wendy Rulnick, Broker/Owner,to list and sell your home or condo on the Emerald Coast of Florida in Walton, Okaloosa and Santa Rosa County- Destin, Santa Rosa Beach, Fort Walton Beach, Niceville, Bluewater Bay, Navarre, Seagrove Beach, Watercolor, Sandestin, Seaside, Crestview, Rosemary Beach, Mary Esther, Shalimar, Eglin AFB, Hurlburt Field.

Welcome the Holidays!
Join us at Rulnick Realty Destin Florida
Wednesday, November 11, 12:00 noon
Open House, Pot-Luck Luncheon!
So far on the menu, we have ham, turkey, rolls, wine, beer, soda, turnips, carrots, broccoli casserole, bread pudding, green bean casserole, sweets, pie, pasta salad, sweet potatoes and more...
To our buyers, sellers, Emerald Coast Realtor friends, Facebook friends, vendors, business neighbors at Miramar Plaza and ALL OUR FRIENDS!
Bring a dish and join us for some merriment!
Address: 12889 Emerald Coast Pkwy. Ste 107-A, Destin, Florida 32550
We are 2.5 miles east of Destin Commons and the Mid-Bay Bridge, on the south side of Highway 98 in the Miramar Plaza.
Telephone 850-650-7883
We look forward to seeing you!
Wendy Rulnick, "It's Wendy!", Broker, Rulnick Realty, Inc.

This beautiful Bungalos at Sandestin home was just approved for short sale. Sandestin is a subdivision in Destin, Florida in Walton County. The home is scheduled to close within 30 days.
Lender: Bank of America, junior and senior liens
Hardship: Death of borrower partner
Mortgage Balance: $405,000
Sale Price: $310,000 approximately
Approval Time: 105 Days
If you need to sell your home as a short sale in Destin or Sandestin, Florida, it is best to hire an experienced short sale agent.
It's Wendy!
Wendy Rulnick, Broker, CRP, CRS, GRI, ABR Rulnick Realty, Inc.
Destin and Sandestin Short Sales & Pre Foreclosure Help.
Call toll-free 1-877-ITS-WNDY (1-877-487-9639) or local 850-650-7883 ext 204
Email Wendy to sell your home or buy a home: itswendy@rulnickrealty.com
Call Wendy Rulnick, Destin real estate agent, to list and sell your home or condo on the Emerald Coast of Florida in Destin, Santa Rosa Beach, Fort Walton Beach, Niceville, Bluewater Bay, Navarre, Seagrove Beach, Watercolor, Sandestin, Seaside, Crestview, Rosemary Beach, Mary Esther, Shalimar, Eglin AFB, Hurlburt Field. Wendy is a short sale and pre-foreclosure specialist and can help you sell or buy a short sale property in and around Destin Florida and the Emerald Coast. Wendy has been interviewed by Kiplinger Personal Finance Magazine and Business Week magazine, and has had her short sale articles appear in Florida Realtor Magazine.
Rulnick Realty welcomes two new team members to its Destin Florida real estate office.

Clark Turnipseed, a licensed Realtor, provides a unique perspective for buyers, having years of experience as a Mortgage Broker Associate. Once he finds his buyers the right property he knows how to structure an offer that best fits their financial goals.
Clark was educated as a civil engineer but is a people person by experience. His personal motto is “When people work together they can move mountains!” With over 20 years in management and sales, he understands what it means to provide service, attention to detail and follow up. He can assist with helping buyers find their dream home, condo or investment opportunity all along the Emerald Coast.
Brittany McCormick serves as Office Manager of Rulnick Realty. Brittany is originally from Tennessee and has an extensive real estate administration background. She ensures the smooth operation of the office and provides great customer service to our buyers and sellers. When not at work, Brittany enjoys spending time with her family on the beaches of the Emerald Coast and reading great books. Her slogan is “Knowledge is power”.
Rulnick Realty helps buyers and sellers of Destin real estate and all surrounding towns, including Sandestin, Santa Rosa Beach, Niceville, Fort Walton Beach, Navarre, Crestview and vicinity. Located in the Miramar Plaza in Destin on Highway 98, the office is central to the Emerald Coast of Florida and Walton, Okaloosa and Santa Rosa County.
Call Rulnick Realty at 850-650-7883 or toll free 1-877-487-9639.
www.rulnickrealty.com
Wendy Rulnick, Broker, invites you to email itswendy@rulnickrealty.com or call if you are interested in joining a team of top real estate professionals.

605 Rowan Circle, Rolling Ridge, Crestview Florida
Wendy Rulnick just sold this gorgeous new home in the D.R. Horton subdvision, Rolling Ridge in Crestview, Florida. The 2700 square feet floor plan is wide open with a huge kitchen with columns facing the living room. There is formal dining room with wood floors. The master bedroom is oversized and luxurious. With this D.R. Horton home plan in Crestview, you can pick your finishes, including counter top, flooring, cabinets and more. Rolling Ridge is about 5 minutes south of I-10 and an quick commute to Eglin Air Force Base. Fast routes to Destin shopping and beaches, too.
This new Crestview home sold for $212,900 with builder incentives and much closing costs paid. VA financing is available for low or potentially no-cost closing to move in!
Wendy Rulnick represented the buyer in this transaction. When buying new construction or any home in Crestview Florida, consider hiring your own experienced real estate agent.
Review my home buyer guide "10 Tips to Buying New Construction on the Emerald Coast of Florida" and call Wendy Rulnick at 850-259-0422 for your buyer representation.
It's Wendy!
Wendy Rulnick, Broker, CRP, CRS, GRI, ABR Rulnick Realty, Inc.
Crestview Short Sales & Pre Foreclosure Help.
Call toll-free 1-877-ITS-WNDY (1-877-487-9639) or local 850-650-7883 ext 204
Email Wendy: itswendy@rulnickrealty.com
Wendy is a short sale and pre-foreclosure specialist and has been featured in "Kiplinger Personal Finance Magazine" and "Florida Realtor Magazine". Call Wendy Rulnick, Broker/Owner,to list and sell your home or condo on the Emerald Coast of Florida in Walton, Okaloosa and Santa Rosa County- Destin, Santa Rosa Beach, Fort Walton Beach, Niceville, Bluewater Bay, Navarre, Seagrove Beach, Watercolor, Sandestin, Seaside, Crestview, Rosemary Beach, Mary Esther, Shalimar, Eglin AFB, Hurlburt Field.