I have a buyer that's trying to relocate into a home in Ruby Hill Pleasanton California. Preferably 4500 or more square feet, and their price range is $1.6 to $1.9 Million.
I have a second buyer looking to purchase more than one short sale with a minimum value of $1million.
Any current homeowners or agents out there trying to sell their investment property in the Hayward, Castro Valley, San Lorenzo, or San Leandro areas? I have a buyer that's preapproved up to $350,000 and is looking to close like yesterday. They would like each unit two have at least 2 or more bedrooms. A duplex, triplex, quadruplex, 2 homes on one lot will absolutely work for them. The best time for my client to view some homes are usually the weekend or weekdays after 2:30 pm.
Regarding my previous post on Prop 90 Click Here for the previous post there is a way to buy another home up to 10% above the current value that you sold your home for. For instance if you sell your old home first and then buy another home within the first year you can go up 5% in the purchase price of a new home. If you sell your home and then buy after one year has passed but within less than 2 years you may go up 10%. You as the buyer may also pay the commission outside of escrow to get more of a home also. Now is the chance to transfer your property tax base and move closer to your firends and or loved ones.
This is similar to prop 60 but this allows other counties to accept a transfer of Prop 13 tax base to move from one county to another when a primary residence is replaced with a less expensive home. So if you sell in San Francisco and buy in San Mateo the transfer is allowed as long as the home you are buying is equal or lesser value of the home you sold. The counties that accept prop 90 as of 12/28/2010 are Alameda El Dorado, Los Angeles, Orange, San Diego, San Mateo, Santa Clara, and Ventura.
The first question the bank might have on their loan modification application is:
ARE YOU EMPLOYED? If you can't show the ability to repay the bank it's time to go with plan B or C, such as short sale or deed in lieu of foreclosure.
Can you provide all of your income documentation? The bank might lose this information a few times but you definetley need to have this to have a complete file.
EXAMPLES of income documentation: last two years tax returns and w-2's, most recent bank statements, 401k, IRA, CD's, other real estate, etc.
Most banks require that there is a hardship as to why you can no longer afford the property.
EXAMPLES of a hardship: divorce, loss of job, employer cuts your wages or hours, major illness, injury, etc.
Can you fill out all of your debts and assetts on the banks preferred financial sheet?
They might ask for all of your home expenses and all of your assett information. If you have all of this information and you're currently employed you might qualify for a modification and you can do all of this grunt work on your own.
If you don't see that you can complete all of this information you should consult an Attorney, CPA, and Realtor as to what you should do next.
Considering buying, or selling in Pleasanton, Dublin, or Livermore. Whether it's a short sale, bank owned home, foreclosure, buying for investment or a primary residence don't hesitate to call.
Five years of experience as a Realtor in Northern California I reached the Presidents award for sales in 2007, 2008, 2009. Just passed the course for the certified negootiation expert or CNE. I do make sure my clients needs come first and that everyone in a home buying or selling transaction is on the same page. I did receive the first time home buyer certification in 2007 as well. FREE MLS SEARCH
Areas of service Alameda, Contra Costa, San Joaquin, Stanislaus, San Mateo, San Francisco, and Santa Clara Counties.
My focus has been first time home buyers and educating them on financing options, how much they will need to make to qualify for a home purchase, and sellers that are upside down that need to negotiate a short sale to allow the lender to forgive most of the loss on the loan not being paid off at the close of escrow. Investors that are searching for cash flow properties, bank owned properties, fixers, etc. Specializing in short sales and bank owned homes in the bay area and surrounding areas.
"I'm very thankful I used you as my Realtorto buy my new property in Oakley. I've been trying to purchase ofr almost over a year now with my friend who is a Realtor and I had no luck. Within two weeks of meeting you , you were able to get me preapproved and I could not beleive it. I want to thank you for pushing me when I needed it and staying in touch with me during and after my home buying experience. When the chance comes to refer you a client I will do so with confidence."
C.B.
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"Mike
First and foremost, I would like to thank you for all of the hard work you have done for me and my family. We are very thankful and appreciative of everything you have done. Your attention to all of the details of the contract negotiations, the loan process, and the follow up with our mortgage process, has all led to a successful transaction from start to finish, even both my wife and I had our doubts that it would all come together.
We will be forever grateful for everything you did, from business of the real estate transaction to the personal attention you gave us during the process. You showed that you are a person that not only cares about making the sale, but one that cares aboutth e people involved.
Whenever somebody tells me they are looking for a home in the bay area I will always respond by saying "I have an awesome realtor for you....!"
Once again , thank you so much.
A.M. & C.M.
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Hi Mike,
You are so good at what you do. We have worked with a few realtors over the years but nobody was like you. Keep Doing what you are doing and you will be very successful. Believe me!!
We have some friends that will be ready in a few months to buy a house in the same area or maybe Livermore, so if you don't mind I will recommend you to them and give them your phone number.
Thanks a lot
Chuck and Mariana
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Dear Mike Jackson: I came to you in a time of financial turmoil and distress. My home had become a personal prison for my family and I. My elderly parents had moved in early January at the same month our first child was born. My husband had become extremely depressed due to the fact our monthly bills had become a living nightmare. Our mortgage payment was going to rise to $5500.00 per month in 2009. We were well over $200000.00 upside down in negative equity. We were lost in tell (by chance) I found your profile on-line and decided to contact you. From day one you treated my family and I with respect and total compassion for our financial hardships. You went right into action by putting our home on the market, holding open houses and setting up showings of our home to potential buyers. I never once had to contact my 1st or 2nd Mortgage companies. You handled everything!!! You even went the extra mile for my family dipping into your own resources. Everyone told me it could take up to a year to short sell a home if we got lucky. The fact that the banks wrote off more than $263000.00 with in the beginning of the 3rd month of being on the market is still unbelievable to me. My life has been dramatically changed after the short sale. For the first time in almost a year my husband has been caught relaxing and having a fun time. Mike Jackson has changed my families life forever he has taken away stress for my family and we can now start living life once again. I will contact you the second our credit is good enough to buy another house. I will also send anyone I know your way. Thank you, The Barstow Family
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