Jacquie Yekmalian, P.A.

When you are looking for a home with acreage, having current and accurate knowledge of local listing prices of this specific type of property is important. Our FREE House-Hunter Service specializes in researching and providing you with the latest information about those homes currently on the market that represent the very best buys in acreage properties. Our unique, automated service enables you to get priority access to the hottest, new listings, giving you the competitive edge. By being there first, you’ll be able to negotiate the most home for the least amount of money. After all, smart buyers like you snap up the best deals quickly. To receive a FREE list of the hottest new listings that feature private acreage and match your personalized home buying criteria, go to http://www.isellflahomes.com/homeswithacerage Remember, this service is absolutely FREE OF CHARGE and without obligation. The Acreage Aberdeen Abyssinia Park Acerage LOXAHATCHEE ADMIRALS COVE AERO CLUB ALLARD ANCHORAGE POINT ARBOR WOOD ATLANTIS Atlantis City Avalon Estates BALLENISLES BANYAN ESTATES Banyan Lakes Barrett Heights BAY HARBOR Bay Hill Estates BAYVIEW TERRACE Bears Club Bel Lido BEL LIDO ISLE BEL MARRA Bella Terra BERMUDA LANE BEULAH HEIGHTS BILTMORE TERRACE BINKS PRESERVE BLUE INLET Boca Bay Colony BOCA FALLS BOCA FONTANA BOCA GREENS BOCA GROVE BOCA GROVE PLANTATIO Boca Harbour Island BOCA ISLES BOCA MARINA BOCA RATON HILLS BOCA RATON RIVIERA BOCA RATON SQUARE BOCA SQUARE BOCA VILLAS Boca Winds BOCA WOODS Boniello Acres BONNIECREST BOYNTON BEACH PARK BOYNTON ISLES BOYNTON WATERS BREAKERS WEST Brentwood BROADMOOR BROMERG Cabana Colony CALDWELL HEIGHTS Caloosa Camino Gardens CANYON ISLES Canyon Lakes CAPTAINS KEY CARIBBEAN KEYS CARLETON Carriage Hill CASA BELLA CHAPEL HILL CHARLESTON SHORES CITY OF ATLANTIS COBBLESTONE CREEK COCO WOOD LAKES COCOA PINE ESTATES COLLEGE PARK COLONY Colony At Boynton Beach Colony At Maplewood COSTA BRAVA COUNTRY CLUB COUNTRY CLUB ESTATES COUNTRY CLUB POINT Country Club Village Country Lane Estates COUNTRY PARK Cove Harbor COVENTRY Crestwood CYPRESS BEND CYPRESS CREEK Cypress Island CYPRESS RIDGE CYPRESS TRAILS DELAIRE DELL PARK DELRAY BEACH ESPLANADE Delray Beach Shores DELRAY DUNES DELRAY GARDENS ESTATES Delray Isle Delray Lakes DELRAY LAKES ESTATES DIAMOND Dunbar Terrace EAST GLADE TERRACE REP EASTWOOD Eden Edgewater EGRET LANDING Egret Landing At Jupiter EL BRAVO PARK EL CID ELLAMAR Equestrian Club Escondido At Boca Raton ESSEX LANE ESTANCIA ESTATES SPANISH RIVER LAND EVERGRENE FARMINGTON FIELDBROOK ESTATES FIELDSTONE FLORAL PARK Floral Park Lantana Florida Gardens FOREST PARK HEIGHTS Forest Ridge Park FOX RUN FOXE CHASE FRENCHMAN'S RESERVE FRENCHMANS COVE FRENCHMANS CREEK FRENCHMANS RESERVE FROST PARK Garden Hills GARDEN ISLES GOLDEN HARBOUR Golf Club Estates Golfview Harbour Gramercy Park Grand Oaks GREENVIEW COVE GREENVIEW SHORES Gulf Stream Cove Gulfstream Estates Gulfstream Gunclub Hamilton Bay HAMLET HAMPTON LAKES HARBOUR HARBOUR GREEN HAVERHILL GARDENS Hghland Beach HIDDEN VALLEY HIGHLAND BEACH Hills At Lake Eden Hilltop Acres HORSESHOE ACRES HYPOLUXO ISLAND HYPOLUXO VILLAGE Ibis Golf & Country Club IRONHORSE ESTATES ISLAND AT ABACOA ISLAND LAKES ISLES AT WELLINGTON ISOLA BELLA ESTATES JAMAICA LANE Journeys End Juno Beach JUPITER FARMS Jupiter In Pines JUPITER INLET COLONY JUPITER RIVER ESTATE JUPITER VILLAGE KELSEY CITY Kingsland Pines KINGSLAND PINES KIRKWOOD ESTATES LAGO DEL SOL LAKE CHARLESTON Lake Clarke Isle LAKE CLARKE SHORES Lake Clarke Terrace LAKE CLARKE TERRACE Lake Clarke Terrace LAKE CLARKE WEST LAKE EDEN Lake Floresta LAKE IDA LAKE OSBORNE ESTS LAKE PATRICK LAKE ROGERS LAKE SHORE ESTATES LAKE WORTH HEIGHTS LAKEFIELD OF LANDING LAKES OF SHERBROOKE LAKEVIEW ESTATES LAKEVIEW HEIGHTS LANAIR PARK Lantern Key Laurel Hills Lawn Lake Left Bank Estates LEGEND LAKE Legend Lake Estates Lewis Shore Estates LIBERTY BAY Lone Pine Estates Long Lake Estates LOXAHATCHEE Loxahatchee Groves MAHEU ESTATES MARCHAND MARTINIQUE AT ABACOA Martinique At Abacoa 01 Martinique At Abacoa Place 02 MC CORMICK MILE Melrose Park Military ridge MILLERS PINES PUD Mirasol MISSION HILL Mizner Country Club MIZNERS PRESERVE Mockingbird Trail Monmouth Estates Moorings Delray Beach NAUTICA ISLES NORTH FORK Northridge Oakbrook OCEAN BREEZE ESTATES OCEAN GRANDE PLACE OCEAN RIDGE BEACH Ocean Terrace Old Marsh Golf Club Old Palm OLIVE TREE Olympia OLYMPUS Orange Point Orchid Estate OSCEOLA PARK IN OVERBROOK PADDOCK PARK Palm Beach Cabana Colony East PALM BEACH COLONY PALM BEACH COUNTRY ESTATE Palm Beach Farms PALM BEACH ISLES PALM BEACH LITTLE RAnches PALM BEACH NATIONAL Palm Beach Point PALM BEACH RANCHETTES PALM SPGS VILLAGE 06 PALM TRAIL NEIGHBORHOOD PALMYRA PARADISE PALMS Park Manor PELICAN HARBOR PENNOCK POINT Pga Resort Community PHEASANT WALK Phipps Estates Pine Gardens PINE TREE GOLF CLUB Pinewood PINEWOOD OF WELLINGTON PIPERS GLEN ESTATES PLACE AU SOLEIL PLUMOSA PARK POINT MANALAPAN Polo Cove POLO FIELDS PONDEROSA POR LA MAR President Country Club Prospect Park PROSPERITY BAY VILLAGE PROSPERITY HARBOR NORTH PROSPERITY PINES Proximity Park QUAIL RIDGE Ramblewood Reverie RIO POCO RITZ CARLTON GOLF CL RIVER BRIDGE RIVERCREST RIVERMILL Riverside Oaks Riverside On Loxahatchee Riverside Pines RIVIERA SHORES ROSELAND PARK ROYAL ASCOT ROYAL OAK HILLS SEC 01 Royal Palm Beach ROYAL PALM BEACH ACRES ROYAL PALM ESTATES ROYAL PALM YACHT & COUNRTY CLUB RUNNYMEDE Rustic Ranches Sabal Lakes SADDLE TRAIL PARK Saratoga Saturnia SATURNIA ISLES SATURNIA ISLES Savannah Estates SAWFISH BAY COLONY SEACREST HILLS SUB I SEAGATE SEASPRAY ESTATES SHADOWLAWN SHERBROOKE ESTATE Sherri Manor Sherwood Park Shores at Boca Raton SMITH DAIRY South Lake Shores SOUTH PALM PARK southfields Southridge SPANISH RIVER SQUARE LAKE ST ANDREWS COUNTRY CLUB St Andrews Sherbrooke STEEPLECHASE STONEBRIDGE STONEHAVEN PUD SUGAR POND MANOR Sugar Sands SUNUP GROVE Sutton Terrace South Unrec TALAVERA Tequesta Tequesta Country Club The Acreage THE BEARS CLUB THE ESTATES THE ISLAND The Loxahatchee Club THE SANCTUARY THE SOUTHEND Thousand Pines TIMBERS OF BOCA TOMKUS TRADEWINDS Trailwood TROPIC ISLE TROPIC PALMS Tropical Shores TURTLE CAY UNIVERSITY HEIGHTS UNIVERSITY PARK COUNTRY VALENCIA AT ABACOA VEDADO Versailles VICTORIAN GARDENS VISTA HILLS WALKERS ISLE WATERWAY MANOR Waterway Village Waterway Vista Wellington Aero Club West Boynton 02c WEST GUN CLUB WEST PALM BEACH WESTWOODS WHIPPOORWILL LAKES Whispering Trails WILLOWS Winfield Park Woodfield Hunt Club WOODSLANDING Woodslanding WOODVUE WYNNEWOOD ACRES Yacht Club Yacht Harbor Estates YACHT HARBOR MANOR

Luxury Real Estate in South Florida provides the most discriminating buyer plenty of options. Whether you are an executive or someone looking for a winter retreat you will not be disappointed. Luxury Real Estate starts in Florida at the $500,000 range and up. Offering great locations, architectural finishes, gourmet kitchens, maid or in-law quarters, offices, work out rooms and swimming pool. You also many times have the option of buying the property furnished. When you are buying a home, having access to the hottest new property listings is important. Our FREE House-Hunter Service specializes in researching and providing you with the latest information about the very best buys of upscale and luxury homes currently on the market. Our FREE automated House-Hunter Service enables you to get priority access to the hottest new listings. This gives you a competitive edge by alerting you to the best buys before other buyers even know about them. Our Upscale Homes "Hotlist" will identify the hottest new upscale listings, from every real estate company, that match your personal home buying criteria – and help you to beat out other buyers to the best deals. To receive your FREE personalized Hot List of Upscale Homes go to http://www.isellflahomes.com/luxuryhomehotlist Prices for our upscale luxury homes start at $500,000 and up

Buying bank owned properties There is a lot of interest in buying bank owned properties these days. A lot of information, some good and some bad, is floating around about the subject. Often the information offered is for sale, with the promise that you can make a lot of money with little effort once you know “the secret formula”. The fact is that there are no secrets, and to make money does require effort. What’s an REO? REO stands for “Real Estate Owned”. These are properties that have gone through foreclosure and are now owned by the bank or mortgage company. This is not the same as a property up for foreclosure auction. When buying a property during a foreclosure sale, you must pay at least the loan balance plus any interest and other fees accumulated during the foreclosure process. You must also be prepared to pay with cash in hand. And on top of all that, you’ll receive the property 100% “as is”. That could include existing liens and even current occupants that need to be evicted. A REO, by contrast, is a much “cleaner” and attractive transaction. The REO property did not find a buyer during foreclosure auction. The bank now owns it. The bank will see to the removal of tax liens, evict occupants if needed and generally prepare for the issuance of a title insurance policy to the buyer at closing. Do be aware that REO’s may be exempt from normal disclosure requirements. In California, for example, banks are exempt from giving a Transfer Disclosure Statement, a document that normally requires sellers to tell you about any defects they are aware of. Is it a bargain? It’s commonly assumed that any REO must be a bargain and an opportunity for easy money. This simply isn’t true. You have to be very careful about buying a REO if your intent is to make money off of it. While it’s true that the bank is typically anxious to sell it quickly, they are also strongly motivated to get as much as they can for it. When considering the value of a REO, you need to look closely at comparable sales in the neighborhood and be sure to take into account the time and cost of any repairs or remodeling needed to prepare the house for resale. The bargains with money making potential exist, and many people do very well buying foreclosures. But there are also many REO’s that are not good buys and not likely to turn a profit. Ready to make an offer? Most banks have a REO department that you’ll work with in buying a REO property from them. Typically the REO department will use a listing agent to get their REO properties listed on the local MLS. Before making your offer, you’ll want to contact either the listing agent or REO department at the bank and find out as much as you can about what they know about the condition of the property and what their process is for receiving offers. Since banks almost always sell REO properties “as is”, you’ll want to be sure and include an inspection contingency in your offer that gives you time to check for hidden damage and terminate the offer if you find it. As with making any offer on real estate, you’ll make your offer more attractive if you can include documentation of your ability to pay, such as a pre-approval letter from a lender. After you’ve made your offer, you can expect the bank to make a counter offer. Then it will be up to you to decide whether to accept their counter, or offer a counter to the counter offer. Realize, you’ll be dealing with a process that probably involves multiple people at the bank, and they don’t work evenings or weekends. It’s not unusual for the process of offers and counter offers to take days or even weeks. Short Sales: A short sale is when the bank has agreed to take less than what the current owner owes on their mortgage to the bank. While this may seem good news for the seller, it is not the same glory for a buyer. Expect to wait months for a response to your offer and if the bank counters and then re-counters you will wait some more. I have only had one case were the short sale took 45 days the rest all have taken 3 months or more to close. For more information on current listing like these go to http://www.isellflahomes.com/distresssaleproperties

Canadians Buying Real Estate in South Florida As someone who grew up in Canada until my late 20s and is still a Canadian Citizen, I have a unique perspective and experience that will benefit snowbirds and those currently residing in other states and countries. As I also have personal experience in real estate investment prior to moving to Florida, I understand the unique needs and concerns of first-time buyers in the South Florida market. It is always my pleasure to assist my fellow Canadians in finding their Tropical Dream Home or Investment/Retirement Home for the future. I certainly can appreciate why moving to Sunny Florida and taking advantage of the great deals as well as cheaper living is so important to Canadians. I never really adjusted to the bitter cold winter in Toronto, Ontario. I did take part in winter activities but just could not get into it. Long cold winters had taken there toll on me. I'm the kinda person who is ok with 3.5 seasons. When my parents retired to Florida, I followed shortly afterwards. It's been 8 yrs now and I am loving every sunny day. Since I grew up with family weekends on the boat up in Penetanguishene, I take every advantage of enjoying boating here in Florida. It's Great! There is nothing like eating the fish you caught yourself earlier that morning. I still visit my brother who lives in Caledon, Ontario every Christmas. This way I get a little bit of the Winter feeling during the holidays. I have prepared a special report just for snowbirds. The latest update with the Canadian Dollar vs. the U.S Dollar and the Florida Market being a buyers market makes buying in South Florida a better deal to Canadians. Let me help you find the home on the water you always wanted. To get more information on this and/or homes currently for sale in Florida go to http://www.isellflahomes.com/canadiansinflorida