Jim Poole Zero Down USDA Purchase Loans FHA 203(K) Rehab & VA Streamline Loans

What I Do and How to Contact Me

At RFC our niche is in our speed and low cost. We are doing loans at the same rate with 0 points that BOA is doing paying 1.25% points and we close our loans in 21 days from submission to funding where BOA is taking 60-90 days. This does not include 203k loans but our in house fundings are closing faster then anyone else in the industry. Who wants to wait 60-90 days for a pay check these days?

I'M A LOAN ORIGINATOR IN TAMPA FLORIDA. I HAVE 18 YEARS LENDING EXPERIENCE AND HAVE LIVED AND WORKED IN TAMPA SINCE 1996. I OFFER THE FOLLOWING TYPES OF LOANS. FHA 203K, VA, USDA, CONVENTIONAL, JUMBO, REVERSE AND COMMERCIAL MORTGAGES. I WORK FOR ONE OF JUST A FEW LENDERS IN TAMPA FLORIDA WHO HAVE THE REQUIRED LICENSES, KNOWLEDGE, EXPERIENCE AND CONTACTS TO DO THE FHA 203K LOANS. RESMAC EMPLOYS A FULL TIME CERTIFIED FHA 203K LOAN INSTRUCTOR AND TOGETHER WE OFFER A FREE TRAINING CLASS TO REALTORS.

FOR DETAILED INFORMATION OR TO REVIEW THE STEP BY STEP PROCESS OF AN FHA 203K LOAN VISIT JIMBOTAMPA.COM or CALL 813-205-7958

WHAT IS A 203K LOAN?

THE 203K LOAN IS AN FHA LOAN THAT PROVIDES BUYERS WITH MONEY TO MAKE REPAIRS, IMPROVEMENTS AND RENOVATIONS TO THE PROPERTY THEY PURCHASE. IT IS FOR PRIMARY BUYERS ONLY; NOT INVESTORS. THERE ARE 2 TYPES (STREAMLINE AND FULL) THE STREAMLINE 203K ALLOWS COSMETIC AND NON-STRUCTURAL REPAIRS UP TO $35,000 for FLOORING, KITCHENS, BATHROOMS, WINDOWS, DOORS, COUNTER TOPS, ROOFING, LIGHTING, SIDING, PAINTING Ect...

THE FULL 203K HAS A MAX LOAN AMOUNT OF $297,500 AND REQUIRES THE USE OF A GENERAL CONTRACTOR AND A LICENSED 203K LOAN CONSULTANT. WHEN ITS THE BUYERS DESIRE TO DO A FULL ADDITION OR MAKE STRUCTURAL CHANGES; THE BUYER WILL MEET WITH 203K CONSULTANT TO COMPLETE AN INSPECTION/FEASIBILITY STUDY. THIS IS A DETAILED HOME INSPECTION AND COST ESTIMATE OF THE DESIRED IMPROVEMENTS. THIS FEE RANGES FROM $400-900 AND IS PAID BY THE BUYER AND THEN REIMBURSED AT CLOSING.

THE BEST PART IS THE DOWN PAYMENT REQUIREMENT OF ONLY 3.50% AND THE PROPERTY IS SOLD IN AS-IS CONDITION.

FOR MORE INFORMATION GO TO JIMBOTAMPA.COM or CALL 813-205-7958

TESTIMONIALS

I'VE USED JIM 6 OR 7 TIMES WITH MY HOME PURCHASES AND REFINANCES AND HE HAS ALWAYS GIVING ME GREAT SERVICE AND A LOAN WITH THE LOWEST POSSIBLE RATE AND CLOSING COST. J.D. DOWNING

I WAS TOLD I COULDN'T BUY A HOME BECAUSE OF MY CREDIT SCORE BUT JIM HELPED ME GET MY SCORES UP WITH HIS CREDIT REPAIR GUY AND I WAS ABLE TO BUY MY DREAM HOME, THANKS AGAIN JIM! BILL AND JAN WILLIAMS

OH YEAH!!!! JIMBO DOES JUMBO; WHEN MY BANKER TOLD ME I COULDN'T AFFORD TO BUY THE HOUSE MY WIFE PICKED OUT JIM POOLE MADE IT HAPPEN AND NOW EVERYBODY'S HAPPY! CHEERS JIMMY YOUR THE BEST! BOB AND GRACIE PARKS

MY WIFE AND I FOUND A HOUSE IN THE SOUTH TAMPA SCHOOL DISTRICT WE WANTED TO LIVE IN BUT IT NEEDED WORK AND WAS ONLY A 2/1 1000 SQ. FT. JIM TOLD US ABOUT THE 203K LOAN AND WE WERE ABLE TO ADD A MASTER BED ROOM AND BATH ROOM AS WELL AS A NEW LIVING AREA AND KITCHEN. MY WIFE LOVES HER NEW KITCHEN APPLIANCES. THANKS TO JIM WE HAVE THE HOME WE WANTED IN THE NEIGHBORHOOD WE WANTED. JOHN AND ANN DUBOSE

Call and Speak to JIM yourself at 813-205-7958 or Send Email to jptampa@live.com