In this part of the Peterson AFB Services Series for people with an upcoming Colorado Springs Military Relocation and residents in the vicinity of Peterson AFB Real Estate, we're looking at the Silver Spruce.
Peterson AFB Golf Course
The Silver Spruce is Peterson's built-in golf course. It sits between the flight line and the rest of the base. The course itself is designed to accomodate both the experienced golfer and the novice. While it has wide, open fairways, the doglegs and traps do offer a few challenges. And if you're new to Colorado, then adjusting your club selection will take a round or two itself (the ball really flies up here.)
The clubhouse offers several nice features that one might expect for a base with several stars (both former and present.) You'll find a very nice locker room, a good selection of golfing supplies and, of course, a grill offering food and drink.
Daily Fees 9 Holes 18 Holes
E1-E4, NAF 1-2, GS1-5 $10.00 $16.00
E5-E7, O1-O2, NAF3, GS6-8 $14.00 $23.00
E8-E9, O3-O4, NAF4, GS9-12 $16.00 $26.00
O5-O10, NAF5, GS13 & up $18.00 $30.00
Civilian Guests $23.00 $36.00
Youth fee under 18yrs $7.00 $11.00
Twilight Fee
1 May - 28 October after 3 p.m.
29 October - 30 April after 1 p.m.
* The twilight fee is 50% off of the 18 hole rate.
Rental Fees:
Golf Carts $9.00 per person $13.00 per person
Pull Carts $4.00 $5.00
Club Rental (E1-E4) $8.00 $11.00
Club Rental (all others) $10.00 $14.00
Jamie Mades, REALTOR
Keller Williams Clients Choice
Office: (719) 535-0355
Direct: (719) 322-4645
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Jamie is a residential Colorado Springs real estate and Colorado Springs Military Relocation specialist, providing buyer and seller services for Peterson AFB real estate, Fort Carson real estate, Schriever AFB real estate and Air Force Academy real estate.
"Get an Expert You Know & Trust"
Continuing the series about military services for people with an upcoming Colorado Springs Military Relocation and residents near Peterson AFB Real Estate, today we'll profile the base gym.
Peterson AFB Gym
The award-winning base gym at Peterson is one of the best in the military. There are so many different activies, equipment and rooms that you could easily have a different type of workout every day of the week. They have aerobics, spinning, a nice weight room, lots of cardio equipment, an indoor track, 2 indoor basketball courts, several racquetball courts, an outdoor track, tennis courts, outdoor basketball courts, a climbing gym, a smoothie bar and more!
Spinning
Yoga
Step Aerobics
Back to Basics
Kickboxing
Pilates
Power Pump
Yoga Tone
Sports Conditioning
Mon-Fri 0430 - 2230
Weekends and Holidays 0700 - 1900
If you can't find a good workout at the Peterson AFB Gym, then you're not looking hard enough. It has nearly all the amenities you could ask for and then some! And when compared to the other local gyms in the area, it has everything they do...and you simply can't beat the price.
Jamie Mades, REALTOR
Keller Williams Clients Choice
Office: (719) 535-0355
Direct: (719) 322-4645
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Jamie is a residential Colorado Springs real estate and Colorado Springs Military Relocation specialist, providing buyer and seller services for Peterson AFB real estate, Fort Carson real estate, Schriever AFB real estate and Air Force Academy real estate.
"Get an Expert You Know & Trust"
Peterson AFB has a lot to offer it's hard-working employees. I'm putting together a series both for those of you facing the prospect of a Colorado Springs Military Relocation and for residents in the vicinity of Peterson AFB Real Estate to highlight some of the great Peterson services that all of you can take advantage of.
Peterson Aquatics Center
Peterson AFB has it's very own indoor swimming pool. It's located next to the base gym. Inside you'll find a locker room and shower area with easy access to the main complex. The pool itself is designed to accomodate both lap swimming and family fun. And swimming lessons are available year round.
If you wanna give your running legs a rest from pounding the pavement, the Peterson AFB Aquatics Center offers lots of fitness activities. In addition to basic lap swimming, the pool offers a variety of aqua aerobics classes.
Annual Fees Family of five or more $180.00
Family of four or fewer $150.00
Single adult $90.00
Single junior $75.00
Senior adult (65+) $75.00
Daily Fees Adult (16 and up) $4.00
Child (6-15) $3.00
5 and under* Free
*Under 5 years Free with paying adult
Lap Swim - For ages 16 and older only
Active duty military Free
All others $4.00
Lap Swim Only Mon-Fri 5:30-9 a.m.
Lap Swim Only Mon-Fri 11 a.m.-1 p.m.
Open Swim Mon-Fri 1-5 p.m.
Lap Swim Only Mon-Fri 5-6 p.m.
Family Swim Tue & Thu 6-8 p.m.
Lap Swim Only Sat 10:30 a.m.-12 p.m.
Open Swim Sat 12-4 p.m.
Open Swim Sun 12-6 p.m.
Jamie Mades, REALTOR
Keller Williams Clients Choice
Office: (719) 535-0355
Direct: (719) 322-4645
*******************************************************************************************
Jamie is a residential Colorado Springs real estate and Colorado Springs Military Relocation specialist, providing buyer and seller services for Peterson AFB real estate, Fort Carson real estate, Schriever AFB real estate and Air Force Academy real estate.
"Get an Expert You Know & Trust"
In our current market, more and more people are put in the position of having to sell their home, but not having enough equity to do it. And for a variety of reasons they face the financial burden of holding onto a home that they either can't afford anymore (i.e. Adjustable Rate Mortgage increased) or no longer live in (i.e. job relocation.)
If you're facing this situation, it can seem like you have few good options. You can't afford the payments, but if you don't make them, the bank will foreclose. And if you don't know your options, it can get pretty bleak pretty fast. You could probably use some help putting out this small fire before it becomes a bit of an inferno.
We're here to help!
Fortunately you have some alternatives to foreclosure:
1. Eliminate Unnecessary Bills
Take a good look at your monthly budget and see where you can tighten your belt. You might be able to trim back on entertainment expenses, like going on a hike or cooking at home instead of eating out or going to the movies. Do you have excessively high car payments? If you own the car, you may consider selling it and downsizing to a cheaper model (with better gas mileage.)
Once you've given your monthly budget a good scrubbing, you'll know for sure whether you can really afford your mortgage payments. If you can't or if you see that it's gonna be a losing battle because you expect your expense to increase, then checkout the next option.
2. Ask for a Loan Modification
Banks aren't in the business of owning real estate. Sometimes they will work with you to ease your monthly payment. When you start to have difficulty keeping up, give them a call and ask if they can modify your loan. When the market was in full swing, banks didn't really advertise this as an option, but they've been doing programs like this for a long time. Nowadays some banks will even write sellers directly advising them to consider a loan modification.
If you try this path, be aware that it may take some time to fill out the paperwork and get an answer, but in any case it doesn't hurt to ask. Also, FYI...if you're already behind on your payments, then anything you tell them can be used to help the bank collect the delinquent amount. Your conversations and documents will be filed in your account and can be pulled for later use. If the bank denies your request, or the new payment would still be too high, the next step is to look at a doing short sale.
3. Sell Your Home as a Short Sale
This is where you sell your home for less than it's worth and ask the bank to forgive the difference. Believe it or not, there are a lot of Colorado Springs Short Sales on the market right now. That's because banks are actually approving a lot of them. In fact, some lenders even advise homeowners to find someone that can help them do a short sale.
If you're pursuing this option, be sure to find a Colorado Springs Short Sale Expert. These type of sales require a lot of paperwork and hours spent on the phone negotiating with your bank. Each one is different and comes with it's own challenges (even for the experts.) There are a few tricks to the trade, such as the right stacking order for your short sale package, how to work with the loss mitigation reps and the right escalation tactics (and more importantly when to use them.)
If you'd like to learn more about Colorado Springs Short Sales, you can read the following series:
Short Sales in Colorado Springs and El Paso County Part 1 - What is a Short Sale?
Short Sales in Colorado Springs and El Paso County Part 2 - Do You Qualify?
Short Sales in Colorado Springs and El Paso County Part 3 - Pros and Cons
Short Sales in Colorado Springs and El Paso County Part 4 - The Short Sale Process
Contact me if you'd like to find out whether you might qualify for a short sale or want to list your home with a Colorado Springs Short Sale Expert.
Jamie Mades, REALTOR
Keller Williams Clients Choice
Office: (719) 535-0355
Direct: (719) 322-4645
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Jamie is a Colorado Springs Short Sale Expert and specializes in residential Colorado Springs real estate and Colorado Springs Military Relocations, providing buyer and seller services for Peterson AFB real estate, Fort Carson real estate, Schriever AFB real estate and Air Force Academy real estate.
"The Expert You Know & Trust"
If you bought a home in the Colorado Springs area from 2004-2006 & are behind on your payments, you need to read this series!
The first 3 articles in the Colorado Short Sale Series give us a solid background for understanding the entire short sale process. While there aren't a lot of steps, each part requires a good amount of work.
1. Determine if You Qualify for a Short Sale (30-60 Minutes)
First, you have to see if a short sale is even possible for you. There are a couple of different ways to find out. You could ask a short sale expert, like a REALTOR specializing in short sales or a Loss Mitigation Company. Or you could search the web for a good checklist. If you haven't already seen it, I've created a quick test for you in the first article, Short Sale Series: Short Sales in Colorado Springs and EL Paso County Part 2 - Do You Qualify?
2. Find a Buyer for Your Home (preferably less than 60 Days)
You'll go through all the usual steps to sell your home, just like normal. In this instance I recommend using a Realtor that actually specializes in short sales. There are a couple of reasons for this. The selling part is pretty straight forward. The biggest challenge is your race against time. If your late on your payments, every day your home sits on the market brings you one day closer to Foreclosure. This is where a short sale is different than a regular home sale. While we want to get as much for your home as possible to satisfy the bank, we also can't afford to wait around until the market changes or the perfect buyer comes along. There's simply too much at stake.
The key is to find a buyer quickly and efficiently because the next step could take quite a while. This is where using a Colorado Springs Short Sale Specialist really comes in handy.
3. Negotiate with the Bank to Approve Your Sale (2 Weeks to 4 Months)
Once you have a signed contract from a buyer, you'll have to prepare a long list of documents and submit them to the bank with your contract and listing agreements. These inlcude:
This looks like a lot...and it is...but a good professional will help you put it together in one big package and send it to the bank.
Believe it or not, submitting the short sale paperwork is the easy part. Now comes the time where your professional really earns their pay. Your Short Sale Specialist must call the bank and check on the status of the deal with a Loss Mitigator (a representative of the bank.) These bank employees are working with anywhere from 40-200 short sale files at any given time. This can make it difficult to get the Loss Mitigator on the phone or get a quick response. Your Specialist will spend hours on hold, returning calls and working with the bank to get your sale approved. With the right system and procedures, your Short Sale Specialist can keep this step closer to 2-6 weeks (rather than up to 4 months.) Once the bank approves your sale, the rest of the process will move pretty quickly.
4. Buyer Schedules the Inspection and Appraisal (15-30 Days)
The Buyer can now press ahead with getting ready to close on the house. Just like a normal sale, they'll schedule a home inspection and an appraisal. The buyer still has a right to walk away at this point. Typically (though not always) the buyer already has a good idea of what to expect and likely will want to move ahead with the sale (provided there are no major suprises.) Remember, they've been waiting nearly as long as you have to get approval from the bank. Once the inpsection and appraisal are finished we can go to the last step.
5. Closing (60-90 Minutes)
Finally, after lots of hard work and waiting, you can officially sell your house. At closing you'll sign over the deed to the buyers. Your lender will have several other documents you'll need to sign as well. During closing, your Short Sale Professional will look over all the paperwork with you and answer any questions you might have along the way. By the time you leave the table, you'll be well on your way to your brand new life.
Contact me if you have questions about your Colorado Springs Short Sale or want to list your house with a Short Sale Specialist.
Along with the previous 3 articles in the series, this post gives you all the basic information on what short sales are and how they work in Colorado Springs and El Paso County.
Read also:
Short Sales in Colorado Springs and El Paso County Part 1 - What is a Short Sale?
Short Sales in Colorado Springs and El Paso County Part 2 - Do You Qualify?
Short Sales in Colorado Springs and El Paso County Part 3 - Pros and Cons
Jamie Mades, REALTOR
Keller Williams Clients Choice
Office: (719) 535-0355
Direct: (719) 322-4645
*******************************************************************************************
Jamie specializes in Colorado Springs homes for sale and Colorado Springs Military Relocation, providing buyer and seller services for homes near Peterson AFB, homes near Fort Carson, homes near Schriever AFB and homes near the Air Force Academy.
"Get an Expert You Know & Trust"
Specializing in Military Relocation and Short Sales in Colorado Springs
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