Jane Grant - Southern California Homes - Temecula - Wine Country - Custom Homes

Just one more reason to live in the beautiful Temecula Valley, or buy a Temecula Home as an investor, is our highly rated schools. The Great Schools website, which itself has a rating as being the best family and parenting websites, has rated Temecula Valley Unified School district to be an 8 (10 is the highest).

The great schools website also has reviews for each school written by parents. It shows each schools ratings for academics, teachers, extra curricular activities as well.

Temecula has many schools that are awarded with the California Distinguished School designation.

A California Distinguished School is an award given by the California State Board of Education to public schools within the state that best represent exemplary and quality educational programs. Approximately five percent of California schools are awarded this honor each year, (Temecula's percentage is much much higher), following a rigorous selection process. Eligibility is based on federal and state criteria including the No Child Left Behind program, Academic Performance Index (API), and Adequate Yearly Progress (AYP).

Even if you don't have school aged children, the quality of schools is an important factor when deciding on a City to live. Highly rated schools are a sign that a City is healthy and thriving as a community.

For specific information about the Temecula Valley Unified School District click HERE!

We are experienced Real Estate Brokers offering excellent and individualized Customer Service. If you are looking for Temecula Real Estate or if you are thinking of living in the surrounding areas of Temecula, Murrieta, Wildomar, Menifee, Winchester, Fallbrook, Southwest Riverside County, or North San Diego County, please contact us for a private tour of the area.

Since escrows are taking longer these days, (average of 90-120 days), due to bank staffing being lower and short sales at an all time high.

It's important to note that the $8000.00 First Time Home Buyer tax credit expires on 12/1/2009.

Here are the basic guidelines below: To go directly to the site and obtain more info such as Frequently Asked Questions: Click Here

We are experienced Real Estate Brokers offering excellent and individualized Customer Service. If you are looking for Temecula Real Estate or if you are thinking of living in the surrounding areas of Temecula, Murrieta, Wildomar, Menifee, Winchester, Fallbrook, Southwest Riverside County, or North San Diego County, please contact us for a private tour of the area.

It's Spring in the Temecula Wine Country and there are flowers and grape vines blooming everywhere.

If you like Starry Nights, Horses, Hot Air Balloons, and Wine, then Temecula Wine Country living is for you!

I joined Twitter a couple weeks ago and I am still figuring it out, but one thing I saw on there was a comment about Temecula being boring.....Yikes, I guess if you like crowded suburban living then this would be true.

So, it is true, that the beautiful Temecula Wine Country is not for everyone but again, if you are searching for a beautiful serene place to live then this is it.

Temecula Wine Country Homes offer, five acre minimums, that keep the neighbors just far enough away for you to enjoy the quite. And with the "Ralphs Super Center" being only 10 minutes away it really is not that far from town.

If you are commuting from San Diego then the Freeway is only approximately another five minutes!!!

There are not many

areas in Riverside

County, Orange County

or San Diego County, left

that offer this type of

Upper Scale "Custom

Home", lifestyle on

acreage!

The great thing is that

it is still possible to

commute because

"Temecula Wine Country Homes", are only 10-15 minutes to the Freeway!

Please see our website at www.soreal.biz, and Click on the "Temecula Custom Homes", Link, (Second Link from the Left), to access all of the current listings here in the Temecula Wine Country!

We are experienced Real Estate Brokers offering excellent and individualized Customer Service. If you are looking for Temecula Wine Country Homes or if you are thinking of living in the surrounding areas of Temecula, Murrieta, Wildomar, Menifee, Winchester, Fallbrook, Southwest Riverside County, or North San Diego County, please contact us for a private tour of the area.

Temecula has so many beautiful Custom Homes available right now. Prices are lower than they have been in years.

The Temecula Wine County has minimum lot sizes of 5 Acres, horse trails, many beautiful view lots that look over the valley.

Some are nestled right in with the wineries!

Please visit my website at www.soreal.biz . Where I have customized links for your convenience.

If you are thinking about purchasing or selling your home whether you are a "First Time Buyer",

or an "Investor", who wants to work with a local area expert, contact us toll free at (866) 621-0155

We proudly serve and sell Residential and Commercial Real Estate in Riverside and San Diego Counties!

I have been asked to assist individuals with "Intentional Foreclosure". I have sidestepped the issue and have successfully avoided becoming involved in something that I believe is unethical and potentially litigious.

I'm not talking about the honest person who looses his or her job. This type of "Intentional Foreclosure", is where an individual seeks to purchase a bigger and better property and intentionally walks from his or her prior home.

Recently, a prospective client called me and asked me to find him a "View Property", so he can buy it and intentionally foreclose on his current home.

This person was angry at the fact that his current home was worth half of what he originally paid for it.

After speaking to this person, I really didn't believe that this person could qualify for both homes. This is the biggest problem for most people even considering this. Qualifying for one home is difficult these days and to qualify for two homes, one has to have stellar credit, down payment funds, and they are understandably scrutinized by the underwriter.

If he could qualify for both, why walk from the first one? I told him he could do all of this ethically and rent out the current home. I explained that when the market improves his property would gain back it's value.

Before anyone decides to be involved with "Intentional Foreclosure", please consider the consequences.

When you qualify and obligate yourself to a "new" loan. If you foreclose on your prior residence your "Intention to Foreclose", will be considered fraud.

Lenders for New homes are especially on the look-out for this type of fraud! Buyer's think that because the builders are anxious to sell standing inventory they will look the other way but this is not the case. New Home sales agents have, "Intentional Foreclosure", participants come in often and are aware! It happens so often that I have had agents for new homes ask me, when I bring clients in, if the the client is intentionally walking from their current home.

During the qualification process, loan underwriters make certain, that a home buyer who owns more than one home substantiate the purpose for each home. They must either rent out the other home or if it is a second home their income has to be sufficient for both mortgages.

Underwriters ask for and verify that any potential buyer of a second home, produce a rental agreement for their prior home. The buyer must find and qualify a credit worthy tenant to rent their prior owner occupied home.

Other, less obvious negative aspects, of "Intentional Foreclosure":

• Employers doing a background check will view "Intentional Foreclosure", as a signal that anyone doing this has a serious lack of integrity.
• "Intentional Foreclosure", will be on your credit history for years to come and an attorney friend told me it considered worse than bankruptcy.
• If the lender on the new loan discovered and determined that a buyer has committed "Intentional Foreclosure". If they wanted to, the new lender could call the loan due based on loan fraud committed by the buyer.

One more thing: If you dare to consider the ethical aspect of ditching your lender just so you can buy a bigger and better home, remember that there are people who have lost everything through no fault of their own. The down turn in the economy has made it impossible for some people to find work in the career field they have been very successful in all their lives. They will loose their homes because they are victims not because they are choosing to victimize their lenders.

"Intentional Foreclosure", hurts the homeowner who justifiably cannot keep their home because when word gets out that someone has done this, and yes, they do brag about it. The consensus is that "everyone" loosing their home has been irresponsible or scammed the mortgage system.

There is much on the Internet about whether "Intentional Foreclosure" is ethical. My opinion is that it is not ethical and I choose not to participate as a Real Estate Professional, in assisting anyone in this concept.

~ If you are thinking about purchasing or selling your home whether you are a "First Time Buyer", or an "Investor", who wants to work with a local area expert, contact us toll free.

We proudly serve and sell Residential and Commercial Real Estate in Riverside and San Diego Counties!