2009 Frisco Community Parade
It happens each year around this time, both Residents and Non-Residents come out and support our community parade. The parade route will begin at Pizza Hut Park and head Eastbound down Main Street through Downtown Frisco. The parade starts at 11:00 am, but don't get there at 10:45 or else you don't get good seats. Streets between World Cup Way and Dogwood Street will be closed between 9:30 am and 1:30 to allow residence to set up and to prepare for the parade itself.
Here are some great photos from 2008 ** Please note that these are not my photos **:
Come on out and celebrate our Frisco Texas!
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If you live in the state of Texas and are looking for a reliable Mortgage Professional to assist you with the loan product that best fits your financial situation, give me a call. We do not charge upfront fees to run scenarios or charge unnecessary application fees.
Do you want to know all of your options? Call me today and let's discuss them further.
Always available for your Frisco Texas Mortgage needs!
John Cannata Reliant Mortgage p# 214.545.5604
Frisco Texas Mortgage Consultant
How Much Money Do You Need to Buy a Home in Texas? First and foremost, you should not just focus on the down payment, although that's not a bad place to start. When you contact a Mortgage Consultant, they will typically walk you through a few scenarios and help you determine which type of loan is best for your financial situation.
When buying a home, you need to consider the following cash factors:
As you can see, there are many factors to consider when buying a home in Texas. The exact amount needed to close can fluctuate depending on the loan amount, property taxes, and hazard insurance plan. For an accurate breakdown of what fees to expect, contact your local Mortgage Consultant.
These items should be determined before you make an offer on a home. Part of your offer will include the request for the seller to pay for some of the closing costs. Without knowing the closing costs, it makes it harder to request the exact amount (although it can be done).
Have you hired a Real Estate Agent? Watch for my upcoming post which will help you narrow down your search for a Real Estate Agent in your area. If you are in the market and need a few suggestions, feel free to contact me directly as I can assist you with finding a Real Estate Agent anywhere in the state of Texas.
********************************************************* If you live in the state of Texas and are looking for a reliable Mortgage Professional to assist you with the loan product that best fits your financial situation, give me a call. We do not charge upfront fees to run scenarios or charge unnecessary application fees. Do you want to know all of your options? Call me today and let's discuss them further. Always available for your Frisco Texas Mortgage needs! John Cannata Reliant Mortgage p# 214.545.5604 Frisco Texas Mortgage Consultant
Windsor Place HOA – Fall Festival
On Saturday, October 24th, 2009, Windsor Place HOA in Frisco Texas will be hosting a Fall Festival Party.
The festival will be held in the Pavilion at Newman Park, located on the corner of Angel Falls and Twin Falls. Party starts at 3 pm until 5 pm. Don’t be late or you may miss some of the activities.
What’s on tap?
- Pumpkin Carving Contest (check out last year's entries)
- Kids Costume Contest (parents and pets are also welcome to dress)
- Fall Photos
- Goodie Bags
FOOD WILL BE PROVIDED! That’s right. Windsor Place HOA has hired Mooyah Burgers to cater our family fun event.
So, bring your kids, your smiles, and plan on having some good food and lots of fun!
**** Quick Update ****
We held the Fall Festival today and we had approx 30 homeowners show up, out of 182 homes. Probably the biggest showing we had were from the kids in the neighborhood. I'm sure that was due to the delicious burgers though. The contest consisted of many babies. My wife took pictures, so I'll share them once available.
Always available for your Frisco Texas Mortgage needs!
John Cannata Reliant Mortgage p# 214.545.5604
You heard the radio adds, the television commercials, and your neightbor talk about the mortgage rates being at an all time low. Then you called your local mortgage company only to find out the rate was not much better than your current rate. Now what? Don't worry, you still have options and it wont take a refinance to do it.
Did you know that most mortgage companies will allow you to make additional principal payments on your loan balance? Perhaps you receive a larger than expected tax return, an inheritance, a non-taxable cash gift, or that work bonus you were not expecting. You could apply this money toward your loan principal which result in a signicant savings and shorter loan life.
For this example, I am using a loan balance of $150,000, a rate of 5.0%, and a 30 year fixed rate mortgage. Please note that these examples are useful on Conventional, FHA, and VA loan programs. The only time this will not apply is if you currently have an Adjustable Rate Mortgage.
Based on the above numbers, your mortgage payment (principal and interest only) would be $805.23 per month. If you made each payment on time, with no additional principal, then at the end of 30 years, you will have paid $289,885.27 in payments ($139,882.27 in interest).
Does your budget allow for you to make one additional mortgage payment per year ($805.23 per year) which would be applied directly toward your principal? If so, you would pay off your mortgage in 305 payments (25 1/2 years). This is a savings of $$24,524.59 in interest. Think you can save $805.23 a year? No? How about if you broke up the $805.23 in 12 easy installments?
Look over your budget and see if you could afford $67.11 per month to add to your mortgage payment. By making this additional principal payment each month, you have increased your overall savings to $25,453.13. Your mortgage would be paid off in as little as 303 payments (25 years, 3 months).
All of this without spending ONE DIME on refinance fees. If you already have a great rate, but would like to pay off your mortgage sooner, this is the best way without refinancing to a shorter term. For best results, apply principal reductions more often rather than making one time payments each year. If making a principal reduction once a year, or once every 5 years is your only options, still do it. The reduction should still save you thousands of dollars in the long run.
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If you live in the state of Texas and are looking for a reliable Mortgage Professional to assist you with the loan product that best fits your financial situation, give me a call. We do not charge upfront fees to run scenarios or charge unnecessary application fees.
Do you want to know all of your options? Call me today and let's discuss them further.
Always available for your Frisco Texas Mortgage needs!
John Cannata Reliant Mortgage p# 214.545.5604
Frisco Texas Mortgage Consultant
TAKE THE FAMILY BOWLING!!
STRIKZ is celebrating all weekend with a fantastic deal for the whole family or maybe just the kids.
Starting 9/4 through 9/7, STRIKZ is offering UNLIMITED FUN! When? Where? How Much? I hear your excitement already!!
You have two times to choose from. Either 10 am - 5 pm or 5 pm to Close
As for the fun... you also have two choices. The first is to play UNLIMITED Bowling, Lazer Tag, and Billiards for only $15 per person which includes the price of shoe rentals. If you want to throw in unlimited Video Games, you can pay an additional $10 per person.
Fun for the entire family for HOURS, plus its indoors so you are not in the heat or getting wet (you know how the Frisco TX Weather changes without notice).
For more information about this event, call 972-668-5263 or visit www.Strikz.com
What ever you decide to do, have fun and be safe!!
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If you live in the state of Texas and are looking for a reliable Mortgage Professional to assist you with the loan product that best fits your financial situation, give me a call. We do not charge upfront fees to run scenarios or charge unnecessary application fees.
Do you want to know all of your options? Call me today and let's discuss them further.
Always available for your Frisco Texas Mortgage needs!
John Cannata Reliant Mortgage p# 214.545.5604
Frisco Texas Mortgage Consultant
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A Mortgage Consultant in Frisco Texas that specializes in removing the stress from buying or refinancing your home. Call me when buying your first home, tenth home, or just looking to lower your rate.
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