According to CNNMoney, the average American has $10,700 in credit card debt, and a total of $59,000 in household debt.
Home ownership is a great way to provide stability for your family and long-term wealth as well, but getting your credit under control first is a must.
To work on improving your credit and diminishing your debt, you need to take a serious look at your finances. Are you spending more money than you're earning? If so, you need to establish a budget with the necessities first, and paying off debt with what's left over.
It's a challenge to stick to a budget, but with a goal of home ownership, you can persevere through.
For more advice on how to tackle your debt, check out this article from realtytimes.com.
According to a study from Berkeley, every 1 watt of energy a solar panel in a home generates equals a $5.50 increase in home value. A small 5-panel roof system would add over $6,000 to a typical home's value.
With the number of incentives solar power offers, more and more homeowners are making the switch, saving themselves money, and adding value to their homes in the process.
Click here for more information about solar paneling and homeownership.
As if the beautiful coastline and mild climate aren't enough reasons to move to Maine, here's one more: 77 % of homeowners in the Northeast are satisfied with their home ownership, compared to the nation average of 72%.
To find out more about current homeowner satisfaction, check out this article from realtytimes.com.
When selling your home, making improvements can drastically increase its appeal to potential buyers, and the kitchen is a focal point.
To keep your kitchen renovations from getting out of hand, look at the surrounding areas - what are other sellers in your neighborhood doing to their kitchens? By doing research on other homes for sale, you'll be able to compare your kitchen to theirs and determine if they are of equal quality.
Of course, it's possible to spruce things up without spending a fortune - sometimes just adding a fresh coat of paint in a cheerful color will help add eye appeal to your kitchen for potential buyers to see.
Researching other area home listings will help guide you in your journey to updating your kitchen and selling your home.
To see more about this topic, visit realtytimes.com.
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http://www.UniversalPropertiesMaine.com http://www.ILovePortlandMaine.com http://www.MaineFirstTimeBuyers.com http://www.CallMaineYourHome.com http://www.FindPortlandHomesNow.com
I utilize my strong business and financial background to serve the real estate needs of clients in the Greater Portland area, including Cumberland and York counties. I understand the importance of honesty and communication, while providing clients with as much information in order to service their desire and need to make a most informed decision. I look forward to working with You!
Please do not hesitate to contact me with any real estate related questions. As always, if you know someone you feel could use my services please call or email me. The finest compliment I can receive is a referral from my friends and customers.
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http://www.FindPortlandHomesNow.com - Your premier real estate search tool for searching ALL Maine Real Estate with access to the entire Maine MLS - Maine homes and properties for sale.
http://www.ILovePortlandMaine.com - I Love Portland Maine and have a passion for all that the State of Maine and the surrounding Greater Portland Area has to offer. Where else can you drive no more than 30 minutes and set foot on a mountain, the shores of a lake, and the sandy beaches of the ocean. There are so many reasons why I chose to return to my home state and would love to share it with all who are interested. When you have a momentm, definitely check out http://www.ILovePortlandMaine.com and offer your thoughts on why you love Portland, Maine. Thank You!
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"Jeff provided us everything and more of what we needed and expected with buying our home. He was attentive and patient with our search and gave us the perfect amount of feedback with each house - giving us pros and cons while not pushing us in any direction, allowing us to make the decisions. This aspect of Jeff's service was so important to us!" - Ian & Julie
"Your service was timely, thorough, thoughtful, and proved your commitment to your customer! Thank you!" - B Rounds
"Jeff respected my 'must haves' vs. my 'would likes' while shopping for a home. Prior to our first in person meeting, he narrowed down my options to only those fitting what I was looking for. From those 12, I picked my top three. Within a week, I was able to see all 3 on the same day and ended up purchasing the first home we saw. Compared to some of the nightmare stories that I've heard about folks seeing homes for 6 months, this was a dream! He walked me through all of the steps which was really important for a fist time homebuyer. Jeff was accessible at all hours, over and above business hours. He went over and above the job description to add a personal touch. Jeff made sure to solidify the deal from beginning to end, and he was nothing less than professional. I would highly recommend him!" - Dr. Morrisroe
"We were extremely pleased with Jeff and would highly recommend him to anyone. Jeff will be who we always go back to for any house buying and selling." - Gabe & Sara
"I highly recommend Jeff. His financial understanding and integrity are two particular assets that have proven very valuable in purchase negotiations." - Sean
"Jeff did a great job. He was accessible when I needed to contact him, was very attentive, and did his best with getting what I asked for." Noelle
"Jeff is knowledgeable and professional in all aspects of the business. He will work hard to meet all of your objectives and desires when looking to buy/sell one of your biggest investments....your home!" - Jeffrey
"Jeff has been a valuable key to my group in finding properties that fit our investment criteria. His input, knowledge of the local market and inner drive is what makes him stand out from other Realtors. I would recommend him to anyone looking to buy real estate." - Bryan
"Jeff has always been very helpful and responsive to our questions & requests. He is great to work with, and knows how to give you the edge when marketing your home in today's market. I strongly recommend using Jeff as your agent for your next home!" - Matt
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