Been thinking of buying a home in the Panama City and Beaches area? Wondering how low it will go? Are we at the bottom? Those are some serious questions that buyers need to know.
The Payne Group at Keller Williams Success Realty in Panama City Florida is ready to help you answer all of your questions about buying or selling a home.
In the last 4 weeks, 20 of our properties have gone under contract and are in the closing process. That's right, 20!!!!!!!!!!! Homes that are priced right sell fast, a buyers market is the time to buy.
Buyers......... Don't wait for prices to go back up before you buy, take advantage of the low interest rates and the new homebuyer tax credits. MOST OF ALL, STOP MAKING THOSE MORTGAGE PAYMENTS FOR YOUR LANDLORD.
Sellers......... The time to sell is when people are buying. We have a proven system to sell your home. Call us today to find out how to sell in a buyers market.
Contact us at 850-392-1770 TODAY!
With the rising number of homeowners in default, there is also a rising number of companies buying short sales, some legitimate and some not.
I am curious how many AR members have successfully closed a short sale with an option contract. I have one that is approved for much more than the option and the option buyer will not come up in price. We have a buyer that will but the option buyer will not release his option unless the seller gives him $3500.00. This buyer claims to want to help the seller and keep them out of foreclosure, but obviously, that is not the case.
We are so close, the seller has a buyer that will satisfy the bank but the option buyer won't allow it unless the seller pays him $3500.00?#*&*^% Not much help when the seller will be foreclosed on if he does not release it.
THIS LOOKS LIKE EXTORTION TO ME, please share your thoughts.
Please feel free to call me, I can't give you any names here but I will share in private.
Be aware of short sales and option contracts!!!!!!!!!!!!!!!!!!!!!!! Be very careful.
We recieved an offer on a short sale in July of 2008, this was an option contract for a specific price that was very low. The buyer would have his company negotiate the short sale and once we landed on a settlement that was acceptable to the buyer and the lender, we would find another buyer and the original buyer will make a profit. Sounds good on the outside.......
We get another offer on the home and submit to the lender. The lender informs us that this is the only offer they recieved. The option offer was not recieved. We now get an appraisal and it comes back at $150,000 and since this is a USDA Rural Housing loan, we know that the net amount needs to be 82% of appraised value. The option was for $27,000 less than that and the option buyer will not pay that amount. Simple enough, the second buyer agrees, we are ready to close and guess what. The first buyer is asking for $3500.00 to release his option. Where in the world did that come from? He did not excecise his option to purchase and now wants us to pay him????? Now he won't return my calls or emails.
Anyone else experience this? Any thoughts on this?
So you think you might want to buy a short sale in Panama City? You have heard all of the myths and want to know the truth? We have succssfully negotiated many short sales and know the truth.
Things to keep in mind with a short sale....
If you are looking for a short sale, be prepared to make your best offer, be prepared to be patient and be ready to close when the short sale is approved.
To find a short sale or foreclosure in Panama City Florida, check out www.knowpayneknowgain.com or send me an email at jeff.payne@kw.com to be put on our short sale and foreclosure alert list.
Jeff Payne, Broker Associate
The Payne Group at Keller Williams Success Realty
850-890-0132
jeff.payne@kw.com
www.knowpayneknowgain.com
ATTENTION SELLERS, need a short sale realtor to sell your home, www.shortsalesinpanamacity.com
We are proud to announce that our team is growing and Lynn Boyd has joined our team as a buyer specialist. Lynn brings great customer service skills to the team and will be working exclusively with buyers. She has the skills to find exactly what the buyer is looking for in the shortest amount of time with the least amount of hassle.
If you are looking for a full time buyer specialist, contact Lynn today.
Lynn Boyd, Buyer Specialist
The Payne Group at Keller Williams Success Realty
850-541-2725 (mobile)
850-392-1771 (office)
www.KnowPayneKnowGain.com
lynnboyd@kw.com (email)
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Jeff Payne is the team leader for the Payne Group at Keller Williams Success Realty. Our team has a dedicated staff of Real Estate professionals to ensure a 10++ customer service satisfaction.
The Payne Group at Keller Williams Success Realty consists of Jeff Payne, Melonie Payne, Brook Simmons, and Lynn Boyd. Our agents stay in tune with the Panama City, Florida real estate market to make sure that our buyers and sellers are well informed and educated. Whether you are buying or selling, we have an agent to fit your needs. We pride ourselves in our constant communication with our valued customers throughout the transaction as well as after the closing of escrow. Having a full time administrator and marketing manager on our team allows us to concentrate on our customers and ensures thouroughness throughout the entire transaction.
The Payne Group wants to be YOUR PANAMA CITY Realtor! As your trusted, professional real estate partner, we will help you find the best home in your area within your price range. Together, we will sell your home for as much as the market will bear, as quickly as possible!
Buying and selling a home is one of the biggest events in your life. Please let us help. Visit http://www.panamacityhomesource.com/
We specialize in working with our nations military relocations to Tyndall Air Force Base and Naval Coastal Systems in Panama City.
ATTENTION FSBO's, you can put your home on my site free of charge.... Go to www.panamacityfsbosource.com and follow the on screen instructions.
Want to know what your property is worth in today's market? www.panamacityhomevalues.com
Looking for a home? Our state-of-the-art IDX service makes all homes from all companies and agents in the Multiple Listing Service available to view with pictures and tours! Updated daily right here, right now! Search everything the web has to offer at http://www.panamacityhomesource.com
Need help with your looming foreclosure, check out www.shortsalesinpanamacity.com
Need local real estate information? We've summarized the real estate, business, and community highlights of Panama City, Lynn Haven, Panama City Beach , Tyndall Airforce Base and the surrounding communities in Bay, Washington,Gulf and Walton Counties! Need personal help and expert advice? A web site cannot take the place of an expert Realtor. Just click on any of the many links to contact usfor one-on-one expert help and advice. That's our job.
Call us for you new construction needs, we have lots ready in Cherokee Heights, and Deerfield Estates in Panama or we can build on your lot. Call today for details at 850-890-0132
Contact us with confidence! We guarantee your privacy will be respected. The services on this site are offered for free and without obligation because we want to be YOUR Realtor!
Give us a call today at 850-890-0132 or check out our informative website at http://www.panamacityhomesource.com/
KNOW PAYNE KNOW GAIN
We specialize in first time home buyers, VA purchasers, new construction as well as condos and income producing properties.
Our website is full of information at www.knowpayneknowgain.com
If you are interested in a new home, condo or investment property, look no further. Our builders have been building homes in Bay County for over 25 years and take great pride in each and every home that they builds.
First time home buyers will be guided through the entire process by our experience buyer specialists. Buying a home for the first time does not have to be a stressful or frightening experience. Our team will take the time to analyze your wants and needs to find your next home is a relaxing and stress free environment.
PCS to Tyndall Airforce Base? Call us, we know VA loans and would love to help you with your relocation.
Start your home search at www.knowpayneknowgain.com
Keller Williams Realty Philosophy
Our Mission - To build careers worth having, businesses worth owning and lives worth living.
Our Vision - To be the Company of choice for a new generation of real estate agents and owners.
Our Values - God, Family, then Business
Our Belief System - Our beliefs are an essential part of who we are and how we conduct business. The Keller Williams® Belief System is the foundation for providing the ultimate in service for our clients.
WI4C2TS
Our Belief System In Action...
Win-Win . . .
Or no deal
Integrity . . .
Do the right thing
Commitment . . .
In all things
Communication . . .
Seek first to understand
Creativity . . .
Ideas before results
Customers . . .
Always come first
Teamwork . . .
Together Everyone Achieves More
Trust . . .
Starts with honesty
Success . . .
Results through people
John Watson
"Jeff Payne and all the people at Keller Williams did an excellent job of listing and marketing my home. I received a good price and it was sold fast. I was so pleased, I listed another home with them, and am currently working with Jeff to purchase a lot to build a new home."
HE MADE SURE IT HAPPENED
"My husband and I lived in the Cherokee Heights neighborhood and had received a mailing from a realtor who lived in the neighborhood, Jeff Payne. I worked for a local title company and stopped by Jeff's office to introduce myself and let him know that I lived in the same neighborhood as he did. Thus began both my professional and my husband and I's personal relationship with the Payne's."
"As a Title Agent/Escrow Officer I have only the highest of praise for Jeff. I had dealt with a number of Bay County Realtors and I can say that Jeff is tops in integrity and honesty. Jeff always knew exactly what was happening with each of his transactions. Whenever I needed information on one of his transactions he had it to me within 24 hours. These factors ensured that his clients' transactions always went smoothly. Every one of his clients that I had the privilege of working with all had the highest of praise for Jeff."
"When we found out my husband was being transferred across the country and we would have to sell our home there was no doubt as to whom we would call to be our Real Estate professional. Within 24 hours of having our home listed we had a showing. Jeff knew our situation, when we had to have our home sold by and he made sure it happened."
"Jeff took the time to find the perfect agent for us here in Idaho. He made sure he found the agent who would do right by us and find us the home we were looking for. We couldn't have been happier with the agent he helped us find. I can tell you, though, Jeff didn't do all of these things because he knows us, Jeff goes above and beyond for all of his clients. I have witnessed it firsthand."
"If you are looking for an agent who will treat you with respect, be honest with you, and help you through each step of the way, look no further than Jeff Payne and The Payne Group. You can do no better than Jeff, Melonie and The Payne Group."
Kristin Carpenter
HELPING PEOPLE
"Being out of state trying to locate a home here took time - But! You managed to find one that we could live with after only our second meeting. Thank you."
"I would be happy to refer anyone needing your company. You said you like to help people. It shows."
Joy Raponi
"Jeff is a good guy who helped out with everything, explained stuff I had no clue about. To help me out, made sure I had a home when the time was running out. A pretty damn good realtor that will do what it takes to get the job done to get me in my first house."
Kyle Bedford
MY OWN PERSONAL REAL ESTATE AGENT
"It was great to have the feeling when I was looking for my next home, that I had my own personal real estate agent."
Doug Reed
NO ONE BETTER FOR THE JOB
"You won't find a better realtor than Jeff Payne, period!"
Daniel Hood
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