There are few events in life more demanding than preparing for a move. The happy anticipation of living in your new home can be unceremoniously squelched when you begin to consider the effort of packing of your grandmother’s china or your rare record collection. But take heart: the initial anxiety can be significantly relieved when you follow a few simple measures.
First of all plan ahead - way ahead. Careful planning can make the difference between a chaotic, hysterical moving day and an organized, easeful transition when the moving van arrives. Check and re-confirm the scheduled settlement date. Make a list of all records that need to be transferred and utilities companies that must be notified. Take a long hard look at your possessions and then ruthlessly weed out everything you haven’t used in over a year. Next, have that obligatory garage sale which offers the double bonus of relieving you of more objects to pack and giving you cash to cover last-minute minor expenses. Remember that you’re paying someone to carry away everything you choose to take with you, and leave behind whatever will end up sitting in your new basement. Finally, make it fun. A moving party gives everyone an excuse to spend time with you while helping you prepare.
-Jean
The real estate marketplace is a dynamic industry, tied to developing economic conditions that are difficult to predict. Home mortgage loans are uniquely affordable today, but who knows what tomorrow will bring? Timing is key to a successful home purchase.
Buyers who act assertively are more likely to achieve their goal of home ownership. When your realtor calls to tell you about an interesting property, arrange to see it at the seller's earliest convenience. Be ready to make an immediate offer on any home that truly meets your needs. There is no guarantee that a better property is just around the corner.
Position yourself to act quickly by getting pre-approved for a home mortgage loan. With loan pre-approval you will be in an excellent position to approach the seller.
A "clean" offer, uncomplicated by contingencies, is more attractive to any home seller. Your real estate agent can help you decide how much to offer by showing you the prices of comparable homes that have recently sold.
Why wait for interest rates to climb? Start your home buying process now!
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