Jennifer Martin

Indiana Veteran Services:

quoted from (dva: link below) -
The Indiana Department of Veterans Affairs is here to assist Hoosier Veterans, Service Personnel and their dependents/survivors in obtaining every benefit and advantage due to them under the laws of the State of Indiana and the United States.

A Network of CERTIFIED County Veteran Service Officers are here to help ... Read More and See What Programs Are Waiting For YOU!

====> Indiana Veteran Services <====

AMERICA ROCKS!

Did you know that in INDIANA - The Child or Children of a Disabled Veteran can have 100% of their College Tuition FREE OF CHARGE????

There is criteria of course but I cannot say enough about the fact that it exists and applaud INDIANA for Providing This on behalf of our Veterans.

The FREE TUITION applies to any STATE-SUPPORTED Post or Secondary School/University and is good for 124-Semester Hours for either Undergraduate or Graduate Level Work.

Below Are The "Criteria" ...

Eligible war time dates are:
WW I: April 6, 1917 and November 11, 1918
WWII: December 7, 1941 and December 31, 1946
Korea: June 27, 1950 and Jan 31, 1955
Vietnam: Aug 5, 1964 and May 7, 1975
Gulf War: August 2, 1990 - present

Eligibility Rules for Remission of Fees

1. The veteran must have served on active duty in the U.S. Armed Forces during a period of wartime, and must have been a resident of the State of Indiana (filed state income taxes) for not less than 36 consecutive months during his/her lifetime.
   
   And:
   
   
2. The veteran must be declared to be service-connected disabled with a rating of 0% or greater (as of July 1 2005) by the U.S. Department of Veterans Affairs, or the Department of Defense (if the Department of Defense, the veteran must supply official documentation).
   
   Or:
   
   
3. The veteran received a Purple Heart Medal.
   (Official documentation of the award is required.)
   
   Or:
   
   
4. The veteran was a resident of Indiana at the time of entry into the service and was declared a POW or MIA after January 1, 1960.
   
   Or:
   
   
5. The student was a veteran-related pupil at the Indiana Soldiers' and Sailors' Children's Home.

Visit DVA to Read More About This Program and Download The 08/09 Application.

*** Indiana - And - HUD! ***

A HUD *Good Story* ...

• 2 Families: HUD's Housing Voucher Program Brings Homeownership to Indiana Renters

Now onto the programs that service Indiana Residents ...

Indiana Housing & Community Development Authority

• IHCDA (Indiana Housing & Community Development Authority) - IHCDA's work is done in partnership with developers, lenders, investors, and nonprofit organizations that use our financing to serve low- and moderate-income Hoosiers. These programs assist Hoosiers with making down payments, getting low interest rate loans and even special programs for families that live in rural areas.
  
• IHCDA (Homebuyer Education Courses) - First time homebuyers: Regardless of what IHCDA loan program you are applying for, you must take the First Time Homebuyer Education course to qualify for the .125% mortgage rate reduction. The course information is designed to educate about the basics of the homebuying process so that you will be prepared for any situation you might encounter along the way.
  
• A Lender's Information Center: IHCDA (Lender Online) - This is the new area for IHCDA's Participating Lenders!
  

Neighbor Next Door Sales Programs:

Revitalization Areas - HUD offers a substantial incentive in the form of a discount of 50% from the list price of the home. In return you must commit to live in the property for 36 months as your sole residence. These properties are listed exclusively for sale through the Good Neighbor Next Door Sales program; These Properties are available for purchase through the program for five days. There are other programs: $Dollar Homes and Sales To Non-Profits. Interested? ===> Read More or Search Indiana HUD *Neighbor Next Door* Eligible Properties Now.

I would LOVE to help you implement these or other INDIANA Homebuyer Programs .... Please Call Me at (812) 639-7189 FMI and Assistance in Connecting With The Right People and Finding Available Properties.

YOU ... Deserve To Live The American Dream!

FYI - Environmental Students at the Bachelor Level .... APPLY BY DECEMBER 11, 2008!

The U.S. Environmental Protection Agency (EPA), as part of its Greater Research Opportunities (GRO) program, is offering Greater Research Opportunities (GRO) undergraduate fellowships for bachelor level students in environmental fields of study.

The deadline for receipt of pre-applications is December 11, 2008 at 4:00 PM Eastern Time.

Subject to availability of funding, the Agency plans to award approximately 20 new fellowships by July 31, 2009.

Eligible students will receive support for their junior and senior years of undergraduate study and for an internship at an EPA facility during the summer between their junior and senior years.

The fellowship provides up to $19,250 per year of academic support and up to $8,000 of internship support for a three-month summer period.

---- MORE INFORMATION ----

Look For More Grants In YOUR Area ...
http://www07.grants.gov/applicants/find_grant_opportunities.jsp

AR Members and Visitors ... I normally wouldn't post something like this but this is very close to home for me. I am in the process of selling this little girl's grandparents home here in Santa Claus Indiana, and as is expected, this whole situation has been very hard on this family. Our kids have played together for years and again - it's close to home for me because these aren't just "Clients", they are our friends.

The Santa Claus Indiana "Fifth Third Bank" is taking donations to help pay for funeral expenses for Victoria and I hope that area Realtors can find it in their hearts to make a donation. These grandparents are heartbroken and could really use our help!

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The Actual News Article on 14 WFIE (Evansville)

OWENSBORO, KY (WFIE) - A fund has been set up in Owensboro to help pay for the funeral expenses of a 2-month-old girl police say was killed by her father.

Robert Arvin, 32, was arrested last week after Victoria Arvin was found not breathing. Police say Arvin intentionally caused serious physical injury to the baby.

If you'd like to donate to Victoria Arvin's Memorial Fund, you can do so at an Fifth Third Bank Branch.

Article and Photo of Little Victoria

Thank You.