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Jennifer Dahl - Prosper TX Homes - Frisco Homes - Celina , Allen, McKinney

COWBOY COMMANDMENTS

I had a show this weekend for DahlHouse Designs at Second Monday Trade Days in Bowie, and when I do that show, I always stay with my friend Lisa, at her dad's ranch, Larry Mahan. For those of you who don't know the name, Larry is a legendary rodeo cowboy, who now has a clothing line of western wear and appears occasionally as a television commentator. Still to this day, just a good ole boy!

He's redecorating this particiular house on the ranch, himself, and doing a great job I might add, and this time while I was out there, I saw a sign he had just bought on his front porch that I loved and had to share! (And yes, some really do talk like this down here! ;)

Cowboy Commandments:

1. Just one God

2. Put nothin before God

3. No cussin'

4. Get to Church

5. Honor your Ma and Pa

6. No Killin'

7. Don't mess with another's gal

8. Don't Steal

9. Don't lie or gossip

10. Don't hanker for yer' buddy's stuff.

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THOUGHTS ON...!!!

I was looking for a few funny quotes to share and found some good ones!

THOUGHTS ON......

funny-dog.jpg funny dog image by Kagome167181

* ... life little moments of destruction.
* ... common sense.
* ... philosophy.
* ... work.

Life little moments of destruction

* The meek shall inherit the Earth after we're done with it.

* Just because you're not paranoid doesn't mean they're not out to get you.

* Money can't buy happiness but it can certainly rent it for a couple of hours.

* Lead me not into temptation. I can find it myself.

* Eat drink and be merry, for tomorrow they may make it illegal.

* I'd like to help you out. Which way did you come in?

* Don't be so humble - you are not that great. -- Golda Meir

* Everyone needs belief in something. I believe I'll have another beer.

* When in charge, ponder. When in doubt, mumble. When in trouble, delegate.

* Work is the curse of the drinking class.

* I can tell you're lying. Your lips are moving.

* There's nothing more restful than taking orders from fools.

* Never underestimate the power of human stupidity.

* It's hard to soar like an eagle when you're surrounded by turkeys.

* He who laughs last didn't get the joke.

* I'm not prejudiced. I hate everyone equally.

* I used to be lost in the shuffle. Now I just shuffle along with the lost.

* Yesterday was the deadline on all complaints.

* I worship the ground that awaits you.

* I wish you were a beer.

* Love means telling you why you're sorry.

* Sorry, but my karma just ran over your dogma.

* I refuse to have a battle of wits with an unarmed opponent.

* Why be difficult when with a bit of effort you can be impossible?

* The number of people watching you is directly proportional to the stupidity of your action.

* You have a right to your opinions. I just don't want to hear them.

* The object of war is not to die for your country but to make the other bastard die for his. -- General George Patton

* I don't know. I don't care. And it doesn't make any difference.

* When choosing between two evils, I always like to try the one I've never tried before. -- Mae West

* It's not that you and I are so clever, but that the others are such fools.

* I'm not a member of any organized political party, I'm a Democrat! -- Will Rogers

* I'm not cynical. Just experienced.

* I know you think you understood what I said, but what you heard was not what I meant.

Common sense

* I'd rather have Lockheed deliver the mail than ride around in a plane built by the post office.

* Time flies when you don't know what you're doing.

* Age and treachery will always overcome youth and skill.

* Friends may come and go, but enemies accumulate. -- Thomas Jones

* We are the people our parents warned us about.

* Men and nations behave wisely once they have exhausted all the other alternatives. -- Abba Eban

* Don't take life too seriously. You'll never get out of it alive.

* Power means not having to respond.

* I'd rather be pissed off than pissed on.

* The future isn't what it used to be.

* You got to be careful if you dont know where your'e going, because you might not get there. -- Yogi Berra

* Love your enemies. It'll make 'em crazy.

* Bureaucrats do not change the course of the ship of state. They merely adjust the compass.

* Eat a live toad in the morning and nothing worse will happen to you for the rest of the day.

* Well-timed silence hath more eloquence than speech. -- Martin Fraquhar Tupper

* If women didn't exist, all the money in the world would have no meaning. -- Aristotle Onassis

Philosophy

* Great spirits have always encountered violent opposition from mediocre minds. -- Albert Einstein

* To err is human. To forgive is unusual.

* Attention to health is life greatest hindrance. -- Plato

* Only those who attempt the absurd can acheive the impossible.

About work ...

* To err is human, to forgive is Not Company Policy

* Work fascinates me. I could sit and watch it for hours.

GOOD STUFF, HUH!!!

SOURCE: Ana T. Torres

How to Avoid Foreclosure

How to Avoid Foreclosure

Help is available now more than ever!

QUICK TIP #1: Communicate with your lender

Many people lose their homes because they are too ashamed to act, or they go into denial about the seriousness of the problem. To prevent foreclosure, be decisive and explore all solutions. Contact your lender at the number on your statement at the first sign of trouble-even if you have not missed a payment but you think you might have to in future. Your lender will make notes about your phone call in your account file. Reputable lenders and loan servicers should view your contact as an indication that you are committed to fixing the problem rather than avoiding it. The lender may begin discussing possible solutions to your payment problem.

If you have already missed a payment and have not contacted the lender yet, do so immediately. Do not ignore letters or calls from the lender! The longer you wait to act, the fewer options you will have.

QUICK TIP #2: Use your assets

Do you have assets-a second car, jewelry, a whole life insurance policy-that you can sell for cash to help reinstate your loan? Can anyone in your household get an extra job to bring in additional income? Even if these efforts don't significantly increase your available cash or your income, they demonstrate to your lender that you are willing to make sacrifices to keep your home. If you can predict you'll have serious, irresolvable payment problems in the foreseeable future that could lead to foreclosure, consider selling your home before you go into default.

QUICK TIP #3: Dos and don'ts for homeowners facing foreclosure

Don't:

  • Run from the problem

  • Sign anything that you do not fully understand.

  • Deed your property over to anyone. Signing your home over to someone else does not relieve you of your mortgage obligation.

  • Let someone assume the loan without the lender's permission and without their formally releasing you from liability for the mortgage.

  • Move out of your house because someone promises to make the mortgage payments for you.

Do:

  • Call your lender, real estate professional or property management company

  • Get financial counseling

  • Be suspicious of anyone who contacts you with a loan or service they promise will solve your money troubles and save your home.

  • Avoid high-pressure lenders, or those who encourage you to pay an upfront fee for any service or loan, borrow more than the value of the home, or take on a loan without considering your ability to make the payments.

  • Get all terms and promises in writing.

  • Be on the lookout for terms that change or are not disclosed at the beginning of the loan process.

  • Avoid any refinancing loan with exorbitant fees, a stiff prepayment penalty, an excessively high interest rate, or a balloon payment due. (If you're not sure whether the loan you're being offered includes any of these abusive terms, have someone you trust review them for you.)

  • Check for complaints about any company that offers to buy your home. Contact your state's consumer protection office (click here to find your office) or your state's real estate regulator (click here to find your regulator).

SOURCE: Sandy Wright - Marketing and advertising executive, graphic designer and the lead singer in the band, Maddy Rose and SoulMix....www.lyricmarketing.com

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