James Adair

About James:

Hi there,

My name is James Adair and I have been in Portland OR since 2000. I moved here from the Raleigh/Chapel Hill NC area to seek fame and fortune in a Rock and Roll band, and decided to get into Mortgages because I was always interested in Sales, and Real Estate, and most of all, I wanted to keep my schedule flexible.

Of course one thing led to another, and I find myself a wife, and begin investing in earnest in this great town in which we find ourselves. I still perform on my Fender Bass locally and sometimes on some shorter tour situations in a group called "Dolorean" http://dolorean.wordpress.com/

I love what I do, and I love Portland. So I'm always fired up to help people invest in this community and get a leg up through Home ownership.

Areas of Expertise

I have been a mortgage planner for 5 years now. My passion is to try and go beyond just setting up a standard mortgage for competitive rates and dig into my clients overall financial picture. I work closely with realtors, financial planning professionals and estate planners, to make sure my clients are in the best possible position.

I have used the appreciation from my first home to leverage into 2 additional properties and I help my clients understand their opportunities as well. So I have quite a bit of experience in advising first time investors, and experienced investors alike.

I also perform annual equity reviews to keep up with their changes in income, debt, equity, etc. and make sure they are always properly positioned for maximum wealth and optimum cash flow.

I have recently begun studying to receive my designation as a Certified Divorce Planner. This is a service that helps those in a family transition protect their Credit, Assets, Dependents, and Estate during and after a divorce.

Testimonials

Here are some testimonials from my Linked-In site

http://www.linkedin.com/in/jamesadair

"James is my "go to" mortgage expert. I have referred a number of good friends to him and he has always been great with them. I trust him completely." April 10, 2008

Ivan Farber
hired James as a Mortgage Expert in 2,003

+++++++++++

"James has made it really easy for me to refer my clients to him. He educates clients on the financing options and helps them analyze and select the best option for them. He puts the customer experience first, and is a consistent, timely, and articulate communicator with me. I have recently invited James to become a consistent columnist on our web site." April 1, 2008

Bob Broad, Owner, Portland Real Estate Cafe
was with another company when working with James at PDXHomeloan.com

+++++++++++

"I've known James since 2002 when he came to work for me at Conquent. He still holds the place on the wall as the best sales guy we've ever had, not just because he did his job very well, but because he's probably the most personable, honest guy I've had the honor to work with. When it came time to refinance my house, I naturally thought of James. He was able to put together a creative deal which worked for my unique financial situation (small business owners always have unique financial situations, we just don't know what they'll be month to month) and he made the process as painless and straightforward as possible. In reality, I don't really care what James is selling, because at the end of the day I know that I can trust his judgment and that what he presents is going to be reasonable." March 31, 2008

Michael Bissell, President, Conquent
managed James at PDXHomeloan.com

++++++++++++

"We hired James to find us a good deal on a mortgage for our first house. He worked with us to find the best mortgage package for our financial situation. He was also able to shave a bit off of our interest rate due to some last minute creativity! A couple years later, he helped us find a great deal when we decided to refinance. We've had a very positive experience with James and would recommend him to any one looking to buy a house or refinance." March 31, 2008

Steve Marx
hired James as a Mortgage Broker in 2,005

++++++++++++++

"James has always assisted the clientele we have referred to him with great professionalism and respect. I am very pleased to endorse James." March 31, 2008

Andrew Frazier, Managing Partner, Frazier Hunnicut Financial
was with another company when working with James at PDXHomeloan.com