How to improve credit scores is a trick that everyone in today's real estate industry must understand. Sometimes a borrower or home buyer might not have the necessary credit scores to get approved for a home loan. Today, most banks and lenders require a borrower to have a middle credit score of 640 in order to continue with the loan approval process. For some borrowers, you may need 5 points. For others, you may need 100 points. Every credit profile is unique. However, building quality credit tradelines is extremely simple.
Here is a quick tip!
If you do not currently have any credit cards, then go open 2 or 3 immediately. If your credit scores are too low to qualify for a new credit line, then you can open secured credit cards through your local bank or through national banks. Once you open the cards, allocate one monthly recurring bill to each card.
For example, add your water bill to one card. Add your XM Radio to another. Then add your gym membership to the third card. Now, have your checking account automatically pay these cards off each month. You can have your credit card bills go paperless so that you are not bombarded with mail every month. Last, put the cards in a safe place. Do not keep them in your wallet! As Americans, we like to spend! Typically, if funds/credit is available, we well undoubtibly say "what the heck".
To the credit bureaus, you are using, paying off, and keeping your cards at a zero balance each and every month. This is great for building strong positive credit each month.
Coweta County BizGro will be meeting every Thursday at 11:15 at Mama Lucia's in the Ashley Park shopping complex in Newnan, Georgia. BizGro is a business networking and referral group that has exploded in membership all across the country. Finally, BizGro has created a networking group in Coweta county.
Most business networking groups require members to dedicate many hours a week and meet at early morning hours. BizGro Coweta, on the other hand, meet every other week for lunch at 11:15am. Guests and members get the opportunity to meet everyone in a far more comfortable and casual setting unlike many other business networking groups. On off weeks, we learn new marketing strategies along with ways to grow our businesses throughout the community and the virtual community.
With our online web presence, members can continue to pass referrals, share ideas, or comment on others posts with our interactive member website.
Guest are also welcome to join every week even if a current profession is taken. So far, our new Coweta County BizGro has generated many referrals and many closed deals and profitability for its members.
So, if you are interested in joining, visiting, or just learning more about the Coweta County BizGro group, then please contact me via phone or email. We look forward to meeting you and growing your business soon!
Coweta County BizGro will be meeting every Thursday at 11:15 at Mama Lucia's in the Ashley Park shopping complex in Newnan, Georgia. BizGro is a business networking and referral group that has exploded in membership all across the country. Finally, BizGro has created a networking group in Coweta county.
Most business networking groups require members to dedicate many hours a week and meet at early morning hours. BizGro Coweta, on the other hand, meet every other week for lunch at 11:15am. Guests and members get the opportunity to meet everyone in a far more comfortable and casual setting unlike many other business networking groups. On off weeks, we learn new marketing strategies along with ways to grow our businesses throughout the community and the virtual community.
With our online web presence, members can continue to pass referrals, share ideas, or comment on others posts with our interactive member website.
Guest are also welcome to join every week even if a current profession is taken. So far, our new Coweta County BizGro has generated many referrals and many closed deals and profitability for its members.
So, if you are interested in joining, visiting, or just learning more about the Coweta County BizGro group, then please contact me via phone or email. We look forward to meeting you and growing your business soon!
Amazing Visalus Health and Wealth 90 day Body By Vi Challenge in Peachtree City!
Everyone come join us August 7th at the Wyndham Conference Center in Peachtree City to hear about the #1 Nutrition and Meal Replacement company, ViSalus!
Visalus is a company that focuses on nutrition and weight-loss! Rather than simply going on a diet, Visalus Sciences have created a meal replacement shake that allows you to lose weight, maintain weight, or gain muscle mass without having to go on a no calorie/low calorie diet.... In one shake, you get all the nutrients you need for an entire day! This is not a diet! This is a new weight loss and nutritional lifestyle!
"The 90 Day Body By Vi Challenge is really a movement of people taking action to reclaim their health." -Ryan Blair; ViSalus Founder and CEO
With the 90 Day Body By Vi Challenge, you can join with friends and recruit more to join you. When you have 3 of your friends join the challenge, your next month's challenge kit is FREE!
Know lots of people that would like to join the Challenge? If so, then you can become a ViSalus distributor in your local community and get paid handsomely!
Need a new car? How about a brand new black BMW of your choice. Unlike many other well know network marketing companies, ViSalus rewards its distributors EARLY rather 10 years later. If you get your challenge kit for free, sign up 3 distributors as your team, and help each of them get their 3, and you qualify for a lifetime bonus of $600 a month toward any black BMW of your choice.
Not interested in improving your health, losing weight, or building a business, then help the local community by donating $24 to the ViSalus Community Challenge. For $24, you will provide 60 meals to a child in need. Help me raise 10,000 meals for local charities and families here in Fayette County!
Please go to Justin Messer's website and donate $24 to children in need!
Need more information, check out my website and sign in to see everything you need to know about ViSalus and the 90 Challenge! www.Messer.BodyByVi.com
I cannot wait to see everyone August 7th!
Kedron in Peachtree City, Georgia is located on the North end of Peachtree City. Peachtree City is located on the south metro side of Atlanta in Fayette County. It is one of Pathway Communities sigature creations. Peachtree City is home to more than 30,000 residents with tons to offer. The beautiful cities stretches approximately 15,000 acres, features more than 125 neighborhoods and has four distinct villages: Braelinn, Aberdeen, Glenloch, and Kedron! There are plenty of architechural styles to choose from. Most of the cities most distinctive features is its 90 miles of public cart paths that link the entire city together. These paths, great schools, low crime, and beautiful homes have made Peachtree City the #8 best city to live in the United States!
Kedron is an area in Peachtree City that is full of neighborhoods, schools, cart paths, recreational activities, great shopping, and a lake!
Elementary Schools:
Middle School:
High School:
Each one of these schools are rated top in the state of Georgia. McIntosh is the number one high school in Georgia.
Kedron and Peachtree City also features 3 great golf courses that are all linked by golf cart paths.
These courses are part of the Canongate Golf Communities which has over 20 courses throughout Georgia and the Southeast!
Parke and Recreation:
Top Selling and Desirable Neighborhoods!
Both of these neighborhoods have quickly become the most desired places to live in south metro Atlanta. They both sit on Lake Kedron's beautiful shore line and have the most amazing homes in Kedron! Check back this week for photos and details on these two highly desired places to call home!
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USDA Rural Development loans are a great way to finance your first home or your next primary residence with no down payment and 640 credit scores! We provide USDA home loans to the state of Georgia!
USDA Rural Housing Loans | Justin Messer Supreme Lending: I was born and raised in Peachtree City, Georgia. After graduating from Auburn University I attended XINNIX Mortgage Academy from which I received my XCO designation and Mortgage Originator Certification. Less than 1/2 of 1% have received this prestigous designation. Following XINNIX, I joined Supreme Lending as a Mortgage Originator because it gave me the opportunity to work directly with my passion, real estate. The main thing that I love about my job is that I am able to take my clients financial picture combined with their needs and goals and show them ways to increase their real estate investments in ways that they never knew existed.
Supreme Lending home loans offer borrowers numerous ways to finance their dream home. We provide residential mortgages to the state of Georgia. At Supreme Lending Home Loans, we offer mortgages to 1st time home buyers, move up buyers, and investors. Our primary focus includes the USDA Rural Housing Loan, FHA loans, and conventional loans.
My direct focus is to provide Home Loans to anyone in Georgia. Our web services use technology to make every transaction quick and easy. We keep you updated during every step of the process with our automated email system. However, we are not simply an online mortgage resource. You can actually call and speak with me anytime or we can meet face to face. We believe in being accountable for all of our actions. When you call us, you get us. We do not have a 20 option automated telephone system. So, if you have questions, you get to speak with me, your Loan Officer!
No matter what your situation may be, we will guide you through the process of obtaining a home so that it is fast and easy!
USDA Rural Housing Loan | Supreme Lending: My expertise is provided to all 50 U.S. states. We are licensed to originate loans in all of these states. Originating USDA Rural Housing Loans, I work with a wide range of clients. I love working with first time home buyers and those that are purchasing a primary residence. I really love that I get to share the joy in helping a new home owner start off in the right direction. Move-up buyers and the affluent buyer are also a large part of my day to day business. Government programs and 100% financing are becoming a huge part of the finance world. With tougher restrictions on credit, I am able to provide loans that many other mortgage professionals do not know about. If a client has credit that will not allow that person to obtain a loan, then I will always provide one on one credit couseling. If someone cannot purchase the dream today, then I want to help them in the right direction so the dream can become reality in the future!
Other loans that we provide:
Visit us online to view all of our team and our offices. Visit USDA Rural Housing Loan to view great information on obtaining a USDA 100% mortgage or and all the benefits of this loan product. Free pre-qualifications, loan applications, and much more.
"Justin was able to improve my website and my blog with a couple of hours. My sites are now on the top of the first page of Google!" -Matt
"Working with Justin, we were able to close on our house in only 4 days. Thanks Justin" -Adam
"Thank you for making my refinance during the divorce as painless as possible" -Christine
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