Jacob Morales - Arizona Mortgage Planner

Arizona Mortgage Lender, Jacob Morales

I have been a residential loan officer in the metropolitan Phoenix area now for over 5 years. In 2007 I helped over 100 families find the best financing for their dream home. I specialize in first time buyers and am an expert at the local market. As a native of Arizona for nearly 3 decades I always have my finger on the pulse and am never too busy for you!

For My Clients: Here are just a few ways I will earn your business.

• Dedicated to quick closings, incredible customer service, and helping you build personal wealth.
• 21 Day Closing Guarantee. Your loans closes on time or I pay your closing costs!
• Wide variety of loan options including FHA, VA, Conventional, Non-Conventional, Fixed, Reverse Mortgages, Lot Loans, and Construction loans.
• Responsible lending. Always giving you the best loan and best rate, the first time, every time.
• Zero Down, 100% Financing options still available for purchases and the lowest possible rates for your refinances!
• I do what I say I will do for you, no exceptions no excuses.
• I take evening and weekend appointments.

For Real Estate Professionals

• Pre-approvals given same day. I guarantee that they are accurate and all factors have been considered, including DR, occupancy, borrower's ability, loan products, etc. The right loan, the first time, every time, guaranteed.
• Experienced, professional and timely. Able to close loans in all 50 states
• 21 Day Closing Guarantee (or less), Client Satisfaction Guarantee. Your deal closes on time the first time every time.
• Not afraid to tell you NO. No overpromising, only results.
• In house processing, underwriting, exception desk, and funding. NO CENTRALIZED PROCESSING!
• Team of processors to manage heavy loads that remain dedicated to fund your client's loan in time, every time.
• We are the bank, no waiting on investors to determine if the loan is viable.
• We do it all. A paper, 2nd homes, investments, foreclosures and short sale financing.
• Hundreds of loan programs, including no money down, interest abatement, and first time buyer programs.
• Construction, Lot Loans, Commercial, Condo Conversions.
• My Community home program waivers means 0 down for your borrowers regardless of income requirements!
• Work nights and weekends for your convenience.

We are corporate partners with Habitat for Humanity and every loan I close I donate a portion of the proceeds to their ongoing efforts to benefit our communities around the United States.

Arizona Mortgage Lender Services

If you are looking for solid advice on the purchase of your home or refinancing your existing loan, I can help you today! I am trustworthy, reliable, and completely dedicated to doing what right for you every single time! Call me today at (602) 501-7383 and experience what it's like to work with someone you can trust for life.

Realtors, I want to grow your business and team with you to close more deals. I pride myself on not only handling your leads but bringing leads to you as we develop our business relationship. I also do monthly joint marketing to renters, new home buyers, and foreclosure properties.

Call me today to discuss working with me. Your trusted and respected Mortgage Professional who will treat your clients like they were mine.

Arizona Mortgage Information and Testimonials

"A friend of mine told me to call Jacob when I was looking to buy my first home. Not only did he help my husband and I to understand the loan process but he walked us through each step and went above and beyond the call of duty. He was great and I have and will continue to recommend him to friends and family. Thanks Jacob!"

-Sue & Alfred Williams Scottsdale, AZ

"I worked with Jacob on a refinance recently and was very pleased with his timeliness and knowledge of the products and services available to us. From the time we started the application to close we felt informed and very happy with what we received. And most importantly what he said we qualified for is what we got at signing. Thanks Jacob for your honesty and hard work. "

-Doug & Sharon Coleman Sun Lakes, AZ

"Up until this transaction I thought I had seen it all. With nearly 14 years in the business as a Realtor and tens of millions in closed loans, this was by far the most difficult deal I had ever encountered. When I sent the loan to Jacob I was initially concerned with his ability to handle it, I didn't know him. After a few days I started to see Jacob's incredible commitment to this loan and was impressed at how thorough he was. To no fault of his own we missed close of escrow by 5 days. Normally I would have been irate but Jacob kept me informed each step of the way and helped me drag the clients through to closing. At the last hour my clients backed out of the deal and made me file a cancellation notice. Jacob went above the call of duty and spent 2 hours on a Sunday night talking to them about why this deal was in their best interest. To my unending surprise they agreed to continue with the deal and it closed that next week. In this business it takes a lot to wow me, Jacob blew me away with what he did. Thank you Jacob!"

-Brian Stofac RE/MAX Albuquerque, NM