Janet Naisbitt-Bagley

MY NEXT FIFTEEN NEWS BLOGS WILL ACTUALLY BE FIFTEEN INCREDIBLY GOOD REASONS WHY I BELIEVE YOUR REAL ESTATE SUCCESS BEGINS WITH BUYING RIGHT NOW!

1. Interest rates are down today after going up just last week. If you are thinking of buying real estate any time in the future, I believe that now is the time to take a flying leap off the fence and get started building your real estate investment portfolio. Most people rushed to buy in the hot market a few years back. They were happy to spend $30,000 above appraisal to get their home away from the 2 other people bidding on the home. Why? Look at them now! Homes are worth less than they paid. In my humble opinion, now is the time to buy while there are many homes to choose from and very few buyers rather than during the bidding war that will come in the future.

The doom and gloomer would suggest that you wait to buy. I heard a very smart man recently say that he's going to buy now and wait for the prices to go back up. He likes to buy before the masses start buying. I've made a healthy amount of dollars by buying real estate, and I firmly believe buyers can do the same by taking advantage of the opportunities that exist today in our market right here and right now. I'd love to help your success begin right now.

I really want buyers to succeed, so call Janet's team at 435-865-1019, and we'll help you get started today. Or you can search MLS: www.homesincedarcity.com and tell us which homes you want to see. If it doesn't work, please let me know. It was not letting us search yesterday, so I hope it's being nicer today!

I have to change the subject for a minute. Have you ever been run over by a bicycle? That happened to me just last night. True story! I learned that bicycles that do not have lights can't be seen when you cross the street in the dark, and they can't see you if you're wearing black leather! Pain comes shockingly fast & sharp! Believe me--I'm lucky to be alive! Now how can I tie this into real estate? I believe that when the market turns around, we will be 6 months into it before we even realize what happened. Therefore, turn the lights on and don't delay--buy today! Take your black jacket off, and let's start looking at homes.

WATCH FOR INCREDIBLY GOOD REASON #2 COMING SOON!

Where did all my money go? I'm missing lots of stock money right now, as I am sure many are in our country. My homes all remain standing. It's true that they aren't worth as much as they were awhile back, but they didn't just disappear! My stock market money is simply gone--that's where--just gone!

The real bonus to me now is that my renters keep voluntarily pumping money into my rental homes for me in return for a place to live. It gives me a sense of confidence that all is well even though there's a financial mess going on in the world. That's really nice of my renters, and I'm grateful. But I can't understand why they don't call me to buy a home for themselves instead of buying mine for me!

I wish I could get someone to pump money back into my stocks for me right now, but no one seems to want to do it. I'm certainly not putting my money into stocks. I paid a ton of money for just a little piece of stock paper that I couldn't even ever use! What for? With reasonable credit, you can enjoy the warm fuzzy contentment of owning your home with little or no down. Now that seems worthwhile!

Whether you enjoy the immense pleasure you gain from owning your own home, or allow your renter to pay the home off for you, it's all great. Don't forget the tax write-offs! It just doesn't get any better than that! Does it? That sounds like a much better investment than stocks to me. Please call Janet's professional team today at 435-865-1019, and we'll use our experience, knowledge and expertise to help you begin to enjoy the self-confidence and deep satisfaction that comes from home ownership!

You can search the MLS on my website at www.homesincedarcity.com for your dream and then call me at 435-865-1019 with the homes you want to see. I can help you with every home no matter which office has it listed. That saves you hours of time to just work with one REALTOR. I'm an Accredited Buyer Representative (ABR) by the National Association of REALTORS. As far as I know I am the only one in our area. I would love to use my training and negotiating skills to benefit you with all your real estate needs. I want you to enjoy the real estate success that I'm pleased to experience right now in this market.

Homes are assets that are actually used and that over time go up in market value. Of course, we need to keep them in good repair to maximize our investment dollars or improve them to possibly increase their value. I can't think of any other investment as huge as real estate that is also as neccessary and essential to the well-being of society. People keep having children and other people move in. The need for homes will always exist. Everyone's got to live somewhere. Right? Call Janet and let's begin today!

Janet Naisbitt-Bagley, Assoc. Broker, ABR, CCPS, CCRMS, CRS, ERS, GRI: 800-934-3742, 435-865-1019

What is happening? The prime goes down but mortgage interest rates are up? Did I hear 6.7%? Did I hear that they are going up by another 1/2 % soon? Please tell me that's not true! As interest rates go up, the amount of home that a buyer can qualify for will go down. It's not too late. 6.75% is still a good rate.

The lender for one of my borderline buyers said today that the buyer had better buy soon, or they may not be able to qualify. He said that lending guidelines are changing which could make borderline buyers not reach the mark required to get a loan in this market. Lenders are only lending to people that they are sure will not default. There are still good loans available with nothing down and 3% down in our area

I do believe that now is the time to hurry and buy while rates, prices and loans are still reasonable and while there is still a large selection of beautiful homes from which to choose. Call Janet's team at 435-865-1019 and experience excellence in real estate service. You can search MLS on www.homesincedarcity.com.

Janet Naisbitt-Bagley, ERA Realty Center, 435-865-1019 or 800-934-3742, naisbitt@inxsnet.com

Where do you want to put your money now? With incredibly low interest rates, huge inventory, bargain prices and great loan programs available in in our area, I'm voting for buying real estate in the Cedar City/Iron County, UT area. I can't remember when I've seen all 4 in line to benefit buyers at the same time. Often you'll see rates up when prices are down, and there's a see-saw effect.

During tough economical times like these, it's comforting to know that my real estate investments are still here and have not disappeared. I certainly can't say the same for some of my stocks! Just where did that money go?

Prices do go up and down on real estate, also. However, it's been historically proven that prices go up over time, and none of my real estate has disappeared! Why not take advantage of the shortsales, foreclosures and incredible bargains available right now and wait for your equity to build?

Call Janet's professional, experienced team at 435-865-1019 for your free list of homes. In this market, you'll want the experts! You can also search MLS on www.homesincedarcity.com and then call me. I can help you with any property no matter which office has it listed. That saves you hours of time to work with one REALTOR, and I'd love to help you secure your dreams of homeownership.

Janet Naisbitt-Bagley, Associate Broker, ABR, CRS, ERS, GRI, ERA Realty Center

Are you a little tired of reading the newspaper and feeling a pit of fear in your stomach? I realize sensationalism sells papers, but it's gone too far in my opinion. Do you agree?

I honestly believe there is good news out there that could be reported that would inspire a positive outlook and thereby give the economy a much-need boost!

I believe most people are still paying their mortgages, going out to dinner, and planning vacations. I know I am still living normally and happily. I know I am selling still selling homes in our area, so I assume people really are still buying homes in most areas of the country. I believe most areas in the country are like the Cedar City area with steady markets and people buying homes and getting mortgages and enjoying life and living happily in their dream homes.

Let the fear pass you right by. Call Janet's team today at 435-865-1019 or go to www.homesincedarcity.com to search MLS. Then call us, and we can help you with any home no matter which office has the listing. That will save you hours of time to work with one REALTOR. In this market you'll need the experts, call Janet's team at 435-865-1019. We're selling happy dreams!

Take a leap off the fence and join others who are taking advantage of low interest rates, mortgage loans with no and low downpayments, bargain prices, and the incredible selection of homes. Historically, over time, prices go up. Usually the market has gone up for about 6 months before we even realize it's turned Please don't delay. Call today. 435-865-1019.