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Janet Naisbitt-Bagley

What Happens If Interest Rates Go Up? Buy Now While Rates Are Low!

When I started selling real estate nearly 26 years ago (WOW! That's a long time!), rates were approximately 18%! When rates are that high, you can't afford very much home! We had a celebration when they dropped to 13% and shouted for joy when they plummeted to 11%. It is possible with inflation that rates will rise again. They have already risen a bit. I recommend buying now while interest rates and prices are both low at the same time and before the large inventory of attractive homes dwindles.

Even if rates go up to 9%, they're still great. We've been spoiled for a long time by low interest rates. When interest rates are low, you can afford more home! Often prices and rates seesaw back and forth. Rates will be high and then prices of homes for sale will be high while the other is low. Your monthly payment stays about the same when one is up while the other is down and vice versa. When rates and home prices are both down at the same time like they are now, that's when you want to buy! What an affordable payment!

Please call today for help with all your real estate needs: 435-865-1019 and check out the MLS on www.homesincedarcity.com. I'd love to help you find your dream home while everything seems to benefit the buyer including incentives and tax credits. Email naisbitt@infowest.com.

Let's Get Together For a Great Match With Buyers & Sellers Wanting Homes!

The market seems to have picked up! We're hoping it's a trend! We are busy negotiating contracts and making sales! There is still increased buyer activity in the Cedar City, Utah, Real Estate Market.

We are seeing more buyers looking at homes and making offers. We are seeing an increase in sales. I believe that is due to great no and low downpayment loan programs, as well as buyers are loving the huge inventory of homes from which to choose and the low prices. We are seeing multiple offers on some of the bargain priced homes.

The $8,000 tax credit is still attracting attention from buyers who have not owned a home in the last 3 years who meet the income requirements, but the market is also attracting buyers who cannot take advantage of the tax credit.

Interest rates have gone up a bit, but they are still incredibly low. If you'd like a free list of foreclosures, shortsales and other bargains, I'd love to supply you with one. Please call Janet's team at 435-865-1019

If you would like to know about the many Cedar City, Utah, homes for sale, please click on search MLS on my website at www.homesincedarcity.com, and call Janet's team at 435-865-1019 or 800-934-3742 for help with all your real estate questions and needs. You can also email naisbitt@infowest.com.

Please check out my blog at www.homesincedarcity.com for more Cedar City, Utah, real estate news updates.

Only 170 UT New Constructions Grants Left--Call Today For Yours!

That's what my husband said was in the news! I have 2 gorgeous new construction homes that qualify for that $6,000 grant as well as another $6,000 builder incentive as well as you might qualify for the $8,000 tax credit. If you want to take advantage of the entire $20,000, I need you to call Janet's team at 435-865-1019 or 800-934-3742 for details or email naisbitt@infowest.com.

Cedar City, UT, Homes For Sale Are Turning Into Homes Sold!

We're seeing a good kind of busy in the Cedar City, Utah, Real Estate market. I love it when we are busy presenting offers, negotiating contracts, going to closings, faxing contracts, faxing instructions to title company, setting up sales in progress and so on.

Of course, we love to list properties, and we love to show properties. There's no way to succeed without buyers and sellers, and we always do our best to give them top service. However, the most exciting part of real estate sales is seeing people happy in their new homes or seeing them make money on their real estate investments! You need to close the sale to get the full feeling of satisfaction from the real estate profession.

There's practically nothing that makes it all seem worth while more completely than a buyer giving you a hug and thanking you for helping them get their home with tears of gratitude in their eyes. Suddenly you get a deep warmth in your heart along with the feeling that all is right with the world and with your career!

We are definately seeing increased activity, and I hope that the next call will come from you to Janet's team at 435-865-1019 or 800-934-3742 or email naisbitt@infowest.com. Check out the MLS at www.homesincedarcity.com. We'd love to give you a free list of all the bargains available including foreclosures, short sales, new construction with up to $20,000 in incentives, and bargains galore!

It Was a Great Week For Cedar City Real Estate! Let's Rest & Enjoy Sunday!

I am looking forward to a peaceful and serene Sunday with time to meditate, pray, enjoy Church and study the scriptures! I'm looking forward to reflecting on the many joys in life and counting my blessings. We have so much more than most even in an economy like this! Wouldn't you agree?

It's wonderful to be commanded to rest one day out of seven. That must be the easiest commandment to keep! What can be so difficult about not having to work while appreciate all God has given us?

I hope you've had a great week, and that you'll have a wonderful Sunday!