Joel Burlingame

About Us:

"Financial Planning Approach to Mortgage Lending"

Paradigm Mortgage Group offers a Financial Planning Approach to real estate mortgage lending. Our business platform represents what you would expect when working with a financial planner or certified public account. You entrust these professionals to look out for your best interests, while protecting your investments and exposure. We take the same approach with your mortgage. We look for ways to maximize the efficiency of your new or existing mortgage to create cash flow and or early payoffs. We provide planning figures and financial strategies to ensure each client selects the best terms for their mortgage.

Financial planners, C.P.As. and other financial professionals refer many of our clients to us. Our referral partners use the service we provide to ensure their clients maximize all opportunities, including management of their liabilities.

When purchasing a home or refinancing an existing mortgage people tend to focus on interest rate and associate the lowest interest rate with the lowest possible monthly payment. When a home has less than 20 % equity, the lowest available interest rate may yield a higher monthly payment if the loan is not properly structured. Planning and strategy are seldom considered when financing a home. We bring this concept back into the market place.

Paradigm Mortgage Group is not a Mill style lending institution. We are a financial firm that takes the necessary time with each client to ensure all options are understood, while building confidence. To achieve this higher level of service, pricing is not sacrificed. We are ranked as a Tier 1 lending institution with all of our secondary marketing channels and rank within the top 5% with many of our wholesale channels. We are classified as a correspondent lender with the ability to underwrite and fund our own files. Our over all rankings allow us to be nimble in a market full of restrictive guidelines, while maintaining competitive pricing that you would expect to find at your local walk in depository banking institutions.

Joel Burlingame

(909) 821-7447

Joel@ParadigmMG.net

www.ParadigmMG.net

Areas of Expertise

Relationship Building

Paradigm Mortgage Group creates strategic partnerships with industry professionals. We do not base our success on volume, which eliminates the need for a shotgun approach to capture business. Instead, we build solid relationships with industry professionals and our clients, which allows us the ability to go deeper with fewer.

Testimonials

As businesses try to deliver results and come short, you need a company that will guide you all the way through the process with 100 % satisfaction. Paradigm Mortgage Group is a company that I trust to keep me and my buyers up to date with all the latest news of government guidelines, restrictions and special offers. They are fast, efficient, friendly and straight forward, they have been a great addition to my business platform and I look forward to continued business with Paradigm Mortgage Group.

Kenny Oie
Einstein Mortgage & Realty Inc.

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Words cannot express how much appreciation I have for Joel Burlingame. He helped me when others told me it was not possible.

I am a survivor of domestic violence, a single mother of three, have filed bankrupcty (8 years ago), had been on my job for less than two years, only had a very small amount in savings and I received the keys to MY HOUSE two weeks ago!!!

Joel told me at the start of the process, "I will not stop until I get you your house," and he never stopped. Joel always returned my calls, always put my mind at ease, always explained different steps to the process and most important to me was when I didn't call him, he called me. I never felt like his "client." I felt like a friend.

Paradigm Mortgage Group is what "teamwork" means. On the day I received my keys, Joel drove up to Victorville and were there with me and my kids when I unlocked the door to MY HOUSE!!! I could go on forever about him, but to sum it up, if you don't own your home it's only because you didn't call Joel Burlingame first!!

Tristen Johnson
Homeowner

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Dear Joel,

Being a business owner, I strongly believe in the power of referral business and would like to offer many thanks for your professional assistance in financing my rental property. As a reminder, I had been turned down by numerous banks in the beginning and was always skeptical about using the services of smaller lenders. The opportunity to finance a rental property less than a block away from my home presented itself and I didn't have anything to lose, so I decided to give your services a chance. I could not be more pleased with the level of service that you provided and would like to express my gratitude for keeping us up on what was happening the entire time through your regular updates. Now that our kids are grown, it is so rewarding to have them so close to home in our rental property. I couldn't thank you enough for keeping our family tight. Your services are held in high regards with us and we want you to know that we will invite every opportunity to refer business to you.

Janice Steele

Follow this link to more client Testimonials: Client Testimonials