Joe Schmitz

About me and What I can do for you

Platinum Mortgage Partners is mortgage broker. We have extremely competitive rates and provide a wonderful and easy mortgage experience. Our branch specializes in VA loans and no one does them better.

Areas of Expertise

We specialize in VA financing. A large majority of the loans we do are VA loans. We are experts in this field and no one does it better than us. VA financing now goes up to $783,750.00 for 100% financing in Honolulu county! Also we can do 100% cash out VA refinancing to take out cash for what ever purpose and including refinancing a subprime or other conventional mortgage to a VA!

Testimonials

"I have worked with dozens of lenders over the years, and was recently introduced to Joe Schmitz. I was absolutely amazed at how well Joe communicated to me, the escrow officer, underwriting and the buyer during the entire loan process. I will definitely recommend Joe to my buyers and fellow agents."

Beth Saunders

RE/MAX Honolulu

"Although my company provides service to other than veterans, as my company's name implies, active duty and former military members make up a large portion of our client base. Therefore, we remain keenly interested in working with competent and efficient VA Lenders. Joe Schmitz, who works at providing VA eligible buyers mortgages, is a Loan Officer I can recommend as the right guy for arranging VA Loans. Joe pays VA "unallowable fees" and offers no discount points options on all VA Loans. He even has a no closing cost option. In other words, Joe strives to achieve the no-out-of-pocket-expense scenario for his VA Loan eligible clients.Yes, Joe does other loans, too. And he does them right! Besides being a dedicated professional, he's as prompt, personable, knowledgeable, confident and assuring as you'd want the Loan Officer serving your Buyer clients to be. I'm pleased to have Joe Schmitz on my team."

Dwight "Dee-Jay" Hayes, Realtor®, MSBIS

President & Principal Broker

Veterans Realty Inc.

"My Clients had been struggling with a different loan officer at another company and were near to losing the deal when we switched to Joe Schmitz and he literally saved the day! The loan was processed in three weeks and the entire transaction was handled very promptly and professionally by Joe Schmitz and the staff. Joe maintained continual communication with me of the progress and would even "cc" me when communicating with escrow. I and my clients are thoroughly pleased with the excellent service we received. (And my Client's children love their new home. Thanks Joe!)"

Helen Riley (R)

Kapolei Realty, Inc.