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John Swartz

Sicklerville Rental $2500.00 per month Wiltons Corner

11-24-08
John Swartz
John Swartz | Re/Max All Pros | 856-308-2698
12 Twisting Lane, Sicklerville, NJ
4BR/3BA Single Family House
offered at $2,500
Year Built Unspecified
Sq Footage Unspecified
Bedrooms 4
Bathrooms 3 full, 0 partial
Floors 2
Parking Unspecified
Lot Size 12,196 sqft
HOA/Maint $0 per month

DESCRIPTION

This gorgeous 2 story colonial in Wiltons Corner is Practically Brand New!!Home features a totally open floor plan with 2 story entry with hardwood floors flowing through,formal living & dining rooms. A large Family room with 2 story foyer with balcony overlook, Large eat in kitchen with island and morning room with paladian window overlooking your beautiful yard.A private study/office and full bath complete the first floor.Upstairs are 4 large bedrooms including a massive owners suite with walk in closets,sitting room and full bath with Garden tub,upgraded cabnitry and ceramic tile. The front of this home has great curb appeal with a stately french provincial stucco elevation, The entire home has upgraded fixtures throughout and is perfectly located steps away from the neighborhood clubhouse, playground and pool.A full basement and 2 car garage complete this great value in one of south jerseys nicest neighborhoods Wiltons Corner.This home is perfect for the growing family or family in need of an inlaw suite!

see additional photos below
PROPERTY FEATURES

Central A/C Central heat Fireplace
High/Vaulted ceiling Walk-in closet Hardwood floor
Tile floor Family room Living room
Bonus/Rec room Office/Den Dining room
Breakfast nook Dishwasher Refrigerator
Stove/Oven Microwave Stainless steel appliances
Attic Basement Washer
Dryer Laundry area - inside Yard
Jacuzzi/Whirlpool

COMMUNITY FEATURES

Garage parking Clubhouse Swimming pool(s)
Playground


ADDITIONAL PHOTOS

Seller contact info:
John Swartz
Re/Max All Pros
856-308-2698
For sale by agent/broker

powered by postlets Equal Opportunity Housing
Posted: Nov 24, 2008, 8:33am PST

Respa

11-17-08
John Swartz

RESPA final rule stripped of key provisions

On Nov. 12, HUD issued its long anticipated final RESPA reform rule. HUD appears to have taken industry concerns to heart, as the 341-page final rule contains significant modifications from the version that was released for comment in March - key among them being the removal of the closing script and the volume discount proposal. Read on to learn what's in the new rule and why HUD's work is not yet done.

On Nov. 12, HUD issued its long anticipated final RESPA reform rule. However, the 341-page rule contains significant modifications from the version that was released for comment in March - key among them being the removal of the closing script. The volume discount proposal has also reportedly been eliminated.

Curiously, HUD estimated that "improving upfront disclosures on the GFE and limiting the amount that estimated charges could change will save consumers nearly $700 in loan costs." HUD said the savings come primarily from putting a 10 percent tolerance cap on settlement fees and providing a standardized form that will enable consumers to save money through shopping.

Not so Supra!

09-25-08
John Swartz

Good Morning,

Just a few thoughts that have been going through my mind in past month with the new mandatory class and purchase of a new key for the Supra electronic lockboxes.

As an agent in a slower market I gotta wonder what the motivation is behind the changing other than the additional revenue generated and why the service one association would be on board with something that seems so ridiculous when a few years ago they changed the key system to their new and improved set up. Back then I think it was around $400 bucks for the upgrade but that was around 2004 when the attitude was ahhh its just $400 bucks who cares .As money is getting a little more scarce, why make us purchase these new boxes and keys? And why pressure us to a deadline where the boxes we own and old keys wont work? Hmmmm. As members of the board you would think they would look out in the agents best interests which would give the agents more time to change over and maybe a monthly plan to pay it of also develop a key that would work with the old boxes. Previously I felt that if an agent does not have the tools of the trade that is there problem when it comes to these new keys but No More! I have not and will not purchase the new key on principal this time. It is a flat out stupid idea,the whole thing. Being in Gloucester county we border southern Camden county and show a great deal of properties on that side of the Rd. The agents in Camden county should take a stand with the board on this and get rid of the Supra once and for all. Why have it? It doesnt make the sellers home more secure at all. If a burgler wants to burglurise a home for sale they will ! Do you think they will walk away when they see the oh so secure Supra? Doubt it. They will go through a window or door or scam someway if they want into the property. Besides if they break in what would they steal? I dont think they would get near $10,000. wich is probaly what they will lose in equity when the demand on the house is lower because the agent isint making it easily available to show to agents in Gloucester ,Salem, Cumberland,Cape May and Atlantic counties.Or to agents in PA licensed to do buisness in Jersey and do so occasionally. We have all had clients who refuse to put a lockbox on thier home and insist on being there for all the showings. We usually try and incourage a box so that the home is available almost all the time. Well if you put a Supra on it and agents steer away from it isint that the same thing? I just over heard an agent in my office setting up appointments to a client relocating to the area yeaterday .I heard her cancel 3 properties because she didnt have a Supra .Guess what ? She sold them another house on that trip. How many times does this happen. As far as im concerned I rather have an alarm if im worried about being robbed. The Supra does not make the house more secure. And the keys arent that hard to get.People borrow them all the time and Agents leave the buisness. How many agents are out there that left the buisness and still have a key? I know what your thinking .The board varifys you before they sell you one. Did you give them ID? Could you give them a fake ID to get one? Just a thought. Last year I showed a $7,000,000.00 home down the shore and walked into the office with a Tee shirt and shorts and said Im here to pick up a key and they gave it to me. After getting an offer from my client I was so excited that I drove home to write it up forgetting I had the key. 2 weeks later I relized I never sent the key back so I called the office to let them know and they said ahh just stick it in the mail. LOL I relise this is 1 extreme to the other but the point is if a robber wants to rob it he will. Making the home harder for agents to get in is just plain idiotic in this market. I will try and avoid showing houses with Supras if I have to I will borrow one but not before trying to sell every other property in the area first and I usually am able to .We fazed out the Multac down here the same should happen with the Supra in CC. Just a thought.

Choose an agent that undersands YOUR needs.

09-24-08
John Swartz
At some point during your search to buy or sell real estate, you will need the services of a real estate agent. Selecting an agent can be confusing. There is a way to determine who is most likely to succeed in helping you get your price and terms when selling, or finding the perfect house when buying. Questions to Ask a Prospective Realtor. Do you work as a full time Real Estate Agent? How do you market your property? Do you have a full time Assistant to see that no details are overlooked? How do buyers contact you? Are you marketing real estate on the internet? If I choose to do a tax deferred exchange, are you experienced in such transactions? In what ways will you encourage other Real Estate agents to sell my home? Do you have a system to follow-up with other agents so that we get valuable feedback after every showing? How many properties have you sold within the past 30 days? 90 days? 6 months? Do you have a list of references that I may check? Are you on the internet exposing my property to millions of buyers instantly? What is my property worth? What listing price do you recommend? How did you arrive at that price? How will you assist in my relocation plans? Do you have a written Specific Marketing Plan designed to sell my property quickly and for top dollar? Are you affiliated with a Mortgage Broker with over 300 wholesale lenders & have underwriting experience? Will you offer 24 hour Talking Home Marketing on my property, for any prospective buyer who drives by? Do you guarantee my satisfaction by allowing me to exit the listing agreement at any time, if I am not happy? If the agent you are interviewing does not answer the above questions to your satisfaction, you should probably find another who does! Setting the Price on your Home The three factors to consider in selling your home Location - Condition - Price. Location Your home's location and setting influences its value. A home inside a quiet subdivision sells for more that the identical home on a busy street. Remote areas typically sell for less than close-in areas. Views, streams and trees usually enhance value. You obviously have no control over location. Condition New homes enjoy a marketing edge over resale homes because they are shiny and clean. Builders enhance their appeal by offering model homes (clean, bright, decorated in current colors and amenities) for buyers to examine. Pricing If IBM stock is trading between 110 and 120, it does no good to insist on selling at 150. Likewise, your home must be priced within the appropriate range. You must actually "sell" your property twice: first to a buyer and then to an appraiser. The buyer is more subjective and compares the amenities of your home to those of other homes in the same price range. The appraiser is more objective and compares age, size, and cost-identifiable features in your home against other properties that have sold. Your agent must use his experience and expertise to fine-tune the price by taking into consideration all of these variables. Prequalification Most homebuyers go about the process completely backwards! That is they spend several weeks, months and sometimes years, looking at Real Estate ads, driving neighborhoods and attending open houses looking for the perfect home. Once they've found the house of their dreams, they place an offer to purchase it subject to obtaining financing. Then they shop for a loan. More often than not, it is above their means and they lose the sale because they can't finance it. Not only are they frustrated but so is the inexperienced agent who chauffeured them around for a year. The savvy buyer of today shops the loan first and then knowing exactly how much they can afford, will then seek only properties that are within their reach. There are two methods of doing this. The standard way is to call or meet with a loan agent, tell them their financial and credit history, have the agent "run the ratios" and then tell the borrowers about how much they will qualify for. The flaws in this scenario are that the borrowers often forget to tell about their 5 late credit card payments, their new boat payment or push their income figures beyond reality. The preferred method is to complete an application, provide income and employment records, have the loan agent run a credit report then actually submit the file to a wholesale lender for underwriting then receive an approval and commitment for a loan for the borrower. This is also a powerful negotiating tool when presenting an offer to purchase. I don't know of a single seller who would prefer to accept an offer from a buyer subject to obtaining financing over the buyer who already has a loan commitment! This can and will save you money when negotiating the contract. As a hunter once told me, you don't go out looking for a bear, find him then go and get your bullets! Get a loan commitment first, then find your dream house