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Joe Graham - Naperville Real Estate Aurora Real Estate 630.452.1648

We need to sell our home, but we owe more than it's worth...What can we do to Avoid Foreclosure?

Do you need to sell your home due to an unfortunate hardship, but what you owe the bank is more than what you can sell for? You may have options - and you may be able to stay in your home.

Click the RESCUE ME button below to find out more information on how we help homeowners like you navigate through difficult circumstances.

Certified Distressed Property Expert (CDPE) Professional Services

As a specialist, a Certified Distressed Property Expert® (CDPE) is a real estate professional with additional training and expertise required for complex transactions. These skills include the options available to homeowners to avoid foreclosure. As a specialist the Advanced CDPE is able to provide solutions for homeowners facing hardships in today’s market, including well managed short sales.

Advanced Certified Distressed Property Expert

The prospect of foreclosure is scary and emotionally devastating. Many homeowners proceed without guidance of any kind. The developers of the CDPE Designation believe that the best course of action for a homeowner in distress is to speak with a licensed real estate professional who is a CDPE specialist. They have the tools needed to help homeowners find the best solution for their situation. Often, when other options have been exhausted, CDPEs can help homeowners avoid foreclosure through a well managed short sale.

Financial difficulties are challenging for any family. Selecting a CDPE Agent ensures you are dealing with a professional trained to address your specific needs. Because I am a CDPE specializing in the far west suburbs of Chicago, I can provide you with valuable experience. Often, time is NOT on your side, so you'll want schedule an in-home consultation right away to understand your options. To Shedule a no obligation consultation click here.

CDPEs don’t merely assist in selling properties, they serve and help save their clients in need.

In the Chicagoland Real Estate Market, a CDPE manages complex transactions with Sellers, Buyers, Lenders, Homeowners’ Associations, and Attorneys. Complex purchases benefit from well managed specialized services.
Buyer’s who elect to work with CDPEs retain a Specialist with knowledge about all aspects of the market. Nationally, CDPEs successfully close over 90% of their Short Sales.

As a CDPE, the Goal is to reach the most equitable resolution of a Seller’s Hardship. The Lender, Seller, and Buyer working together realize the best possible outcome for a difficult situation.

Please help yourself to the FREE TOOLS for Buyers, Sellers, and Investors throughout the web site.

Energy Savings - Batavia, Illinois. School District could trim energy bills by $4 million!

link to article

I found this article interesting. With such a large allocation of our tax bills paying for schools, could there be a way to improve their energy efficiency - thereby saving millions over a few short years? If a relatively small school district like Batavia could save $4M, what would be the potential savings for districts like Naperville 203,204 or Downers Grove, Wheaton?

"Schools could trim energy bills by $4M

October 11, 2009

BATAVIA -- Batavia schools could save nearly $4 million in energy costs over the next decade by hiring a consulting firm to plug power leaks and find ways to use electricity and natural gas more efficiently.

The School Board approved a contract with Energy Education Inc. last month after looking at cost projections that the district would pay $835,000 in fees between now and 2019 and cut its energy bills by $4.783 million. The Dallas-based firm advertises that it will reimburse clients who save less on energy costs than they spend on the program.

During the next four months, Energy Education Inc. will measure and monitor the climates in all district buildings, including temperature, humidity and light usage. After establishing energy use patterns, consultants will recommend equipment upgrades, procedure changes such as lowering thermostats when buildings are closed and other ways to reduce power use, said Assistant Superintendent Kris Monn.

Officials already have factored some anticipated savings into the 2009-2012 budget. The most recent round of proposed budget cuts includes a $50,000 decrease in natural gas costs and a $64,000 decrease in electricity costs to run Batavia High and Rotolo Middle schools. Energy Education Inc. consultants predict the district will cut energy costs by $298,000 this year.

"These are some pretty significant decreases in electricity and gas expenses for the high school and middle school," noted board member Jayne Resek.

The board is scheduled to vote on the spending plan Oct. 27. District residents can view the proposed budget at the Rosalie Jones Administrative Center, the Batavia Public Library and online at www.bps101.net."

Nice Homes - Hundreds of Must Sell Foreclosure Deals! Here in Kane, DuPage, Will and Kendall Counties

Great homes for sale - 3-5 bedroom homes with 1+ acres for sale. Want to buy a foreclosure or short sale property but aren't sure how? We can help. We help buyers just like you purchase homes at incredible discounts every week. We make it an easy process by taking the guess work out - just click on the page below, provide us with the right information about you and what you intend to purchase, and we will do the rest. GET STARTED - CLICK THE AD BELOW.

PREFORECLOSURE SALES PROGRAM (HUD) - Avoid foreclosure with knowledge!

Are you a homeowner who is struggling to make your mortgage payments? Have you received "professional" advise from others, but really feel like you're just not sure what the right solution is for your situation?

You need to read the attached document provided by the US Department of Housing and Urban Development (HUD). This document details the fact behind the Preforeclosure Sales Program for FHA loans.

If your loan was NOT an FHA loan, or you're not sure, email us for assistance and we'll do the best we can to work with you to provide real - current information to assist you in your fact gathering. Making good decisions starts with having the right information!

We want to be your professional partner in real estate.

Joe Graham

630 452 1648

info@joegraham.net

RE/MAX of Naperville

1220 Iroquois, Naperville IL 60563

Fast Offers On Your Home - Need to Sell Fast?

Just email me with your information and I will call you to discuss your situation in confidence. I can provide you with a fair offer on your house quickly and at a fair cash price. I buy houses in any area, any condition, and any price range! I promise to be courteous and professional while giving you various options on the purchase of your home. Privacy is of the greatest concern for me. Your information will only be viewed by investors associated with with my business. All of your information is not required but the more details you provide, the more options we can give you!

 

Please Email Me here with your:

Name

Complete Property Address

Information on the home - such as bedrooms, baths, basement

Condition of Property

Reason for Selling

Current Mortgage Balance

Are you Behind in Payments

Email Address and Telephone Number

 

 

I will get back to you right away to discuss how we can help.