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Joshua Burley

Today's mortgage rates 11/25 4.375%!

No Cost JUMBOS from 5%, Conforming loans from 4.375 fixed

TODAY'S MORTGAGE RATES : MD, VA & DC
Updated 11:25 am 11/25/09

All rates listed below are BASE rates on a 30 day lock. Factors such as credit score, loan to value, occupancy, cash out, loan purpose, property state and lock period can change these rates for better or for worse. Please contact me today for a custom rate quote.

Please call for 10,15,20,25 and 40 year quotes. We also offer ARMS, Interest Only and Super Jumbo mortgages up to $2 million

Adjustable Rate Mortgage (ARM) Rates 3.25%! Call for a free good faith estimate

30 yr fixed rate mortgage below $417,000
4.375% 1 point
4.5% .5 points
4.75% NO POINTS


Fannie Mae JUMBO mortgage30 yr fixed rate(up to $729,000)
4.75% 1 point
5% No Closing Cost!*
cost up to and not exceeding $3,000 will be paid by Choice Finance Corp.

FHA mortgage rates and VA mortgage rates (up to $417,000) /FHA Streamline rates
4.5% 1 point
4.75% NO POINTS

Call for pricing on NO SCORE and NO COST streamline refinances

VA Streamline mortgage Rates
4.500% 1.5 points
4.875% NO POINTS

FHA JUMBO mortgage rates (up to $729,000)
4.875% NO POINTS
5% NO POINTS NO CLOSING COST REFINANCE


FHA JUMBO STREAMLINE mortgage (Up to $729,000)
4.875% no point
5.% NO POINTS NO CLOSING COST


Contact Josh Burley today to streamline your FHA mortgage
301.881.8900 x125

Work with a LOCAL mortgage lender that you can trust. Choice Finance has been serving the DC Metro area since 1996

Apply online now! @ www.choicefinance.net/apply

For updated USDA, FHA , VA, Conventional and Jumbo mortgage rates go to www.joshburley.net .

Josh Burley
Sr. Loan Officer
Choice Finance Corp.
www.joshburley.net
www.choicefinance.net
301.881.8900 x125

Check me out on Facebook

Today's mortgage rates : Maryland, Virginia and Washington D.C.

Great day to lock a rate! Call about NO COST refinances from 4.875% 30 yr fixed!

TODAY'S MORTGAGE RATES : MD, VA & DC
Updated 10:30 am 11/19/09

All rates listed below are BASE rates on a 30 day lock. Factors such as credit score, loan to value, occupancy, cash out, loan purpose, property state and lock period can change these rates for better or for worse. Please contact me today for a custom rate quote.

Please call for 10,15,20,25 and 40 year quotes. We also offer ARMS, Interest Only and Super Jumbo mortgages up to $2 million

Adjustable Rate Mortgage (ARM) Rates from 3.75% with zero points! call for details

30 yr fixed rate mortgage below $417,000
4.375% 1.5 points
4.5% 1.125 points
4.75% NO POINTS

Fannie Mae JUMBO mortgage 30 yr fixed rate (up to $729,000)
4.875% .25 point
5% NO POINTS

FHA mortgage rates and VA mortgage rates (up to $417,000) /FHA Streamline rates
4.5% 1.5 points
4.875% NO POINTS
Call for pricing on NO SCORE and NO COST streamline refinances

VA Streamline mortgage Rates
5% NO POINTS

FHA JUMBO mortgage rates (up to $729,000)
5% NO POINTS
5.25% NO POINTS NO CLOSING COST REFINANCE

FHA JUMBO STREAMLINE mortgage (Up to $729,000)
5% NO points

Contact Josh Burley today to streamline your FHA mortgage
301.881.8900 x125

Work with a LOCAL mortgage lender that you can trust. Choice Finance has been serving the DC Metro area since 1996

Apply online now! @ www.choicefinance.net/apply

For updated USDA, FHA , VA, Conventional and Jumbo mortgage rates go to www.joshburley.net .

Josh Burley
Sr. Loan Officer
Choice Finance Corp.
www.joshburley.net
www.choicefinance.net
301.881.8900 x125

Check me out on Facebook

Don't be stupid! 4% fixed rates are not happening. 4.5% Fixed is a different story

"If you have been waiting for 4% fixed rate to become available, you need a reality check. Betting on something happening that has never happened before is never a good bet."

To quote Yogi Berra "It's like Déjà vu all over again". We are once again experiencing the BEST MORTGAGE RATES that we have ever seen. That phrase has been thrown around so much that it is starting to sound like "The biggest sale of the year" or "The most dramatic rose ceremony ever" The big difference is that we know that a sale will return in a larger form and that every rose ceremony is the most dramatic rose ceremony ever. We have also discovered that I've watched the Bachelor way too much and have lost all man points that I have ever accrued.

What we do not know about interest rates is how long they will stay this low. We do not know how low they will actually go. Is this the floor for mortgage rates? (I say, definitely.....probably...maybe... who cares? It's 4.5% fixed!)

Let's talk about what it is that we do know:

We do know that rate will rise and it will be dramatic. We also know that it will be sooner rather than later (I cannot believe I typed that, of course sooner is rather than later). The fact is that rates have been artificially depressed by the Federal Government in an effort to jump start the economy. We know that this cannot last forever in order to sustain long term economic growth. Mortgage rates will rise; it is a question on WHEN, not IF.

What do you do?:

If you are a homeowner with an interest rate of 5% or higher, call your mortgage broker NOW for a FREE GOOD FAITH ESTIMATE. Find out if it will be beneficial for you to refinance. No Closing Cost refinances are also a viable option right now! How about 4.875% with no cost, it's possible today!

If you are look to buy a home, Call your realtor NOW and get to it. We currently have sellers paying all closing cost, prices up to 50% lower than the all time highs, mortgage rates as low as 4.375% fixed and a tax credit up to $8,000 for first time homebuyers. It really is the best time to buy a home.

I know that many have tried and failed to refinance for a variety of reasons. If you are among the group that tried, try again. It is possible that new programs have arrived or your mortgage consultant was not very good at what they were doing. If you have been waiting for 4% fixed rate to become available, you need a reality check. Betting on something happening that has never happened before is never a good bet. The moral of this little blog post is this: Rates really are at the lowest points we have ever seen, today could be the last day in your lifetime that these rates will be attainable. Run, do not walk! Lock in NOW!

Contact Josh Burley today to streamline your FHA mortgage
301.881.8900 x125

Work with a LOCAL mortgage lender that you can trust. Choice Finance has been serving the DC Metro area since 1996

Apply online now! @ www.choicefinance.net/apply

For updated USDA, FHA , VA, Conventional and Jumbo mortgage rates go to www.joshburley.net .

Josh Burley
Sr. Loan Officer
Choice Finance Corp.
www.joshburley.net
www.choicefinance.net
301.881.8900 x125

Check me out on Facebook

**URGENT** Lock your FHA streamline TODAY or else you may never be able to!

As mentioned in prior post, FHA is changing the guidelines to streamline your FHA mortgage. The changes will take affect on all FHA case #'s issued on or after 11/18. However, many lenders are instituting these new guidelines on Monday 11/16. This means that you MUST start the mortgage process TODAY.

Want some good news? Rates are near the lowest points that we have EVER Seen:

These rates are available RIGHT NOW:

30 yr fixed

4.75% NO POINTS (loan amounts 300k-417k)

4.875% NO POINTS (loan amounts 417k-729k)

With rates this low, NOW is the time to streamline your FHA loan. Call me today!

Contact Josh Burley today to streamline your FHA mortgage
301.881.8900 x125

Work with a LOCAL mortgage lender that you can trust. Choice Finance has been serving the DC Metro area since 1996

Apply online now! @ www.choicefinance.net/apply

For updated USDA, FHA , VA, Conventional and Jumbo mortgage rates go to www.joshburley.net .

Josh Burley
Sr. Loan Officer
Choice Finance Corp.
www.joshburley.net
www.choicefinance.net
301.881.8900 x125

Check me out on Facebook

Today's mortgage rates 11/12/2009

Thursday, November 12, 2009

4.5% fixed rates! Today's mortgage rates:

TODAY'S MORTGAGE RATES : MD, VA & DC
Updated 11:15 am 11/12/09

All rates listed below are BASE rates on a 30 day lock. Factors such as credit score, loan to value, occupancy, cash out, loan purpose, property state and lock period can change these rates for better or for worse. Please contact me today for a custom rate quote.

Please call for 10,15,20,25 and 40 year quotes. We also offer ARMS, Interest Only and Super Jumbo mortgages up to $2 million

Adjustable Rate Mortgage (ARM) Rates from 3.375% Call for a rate quote

30 yr fixed rate mortgage below $417,000
4.375% 2 points
4.500% 1.5 points
4.875% NO POINTS


Fannie Mae JUMBO mortgage30 yr fixed rate(up to $729,000)
4.8750% .5 point
5% NO POINTS

FHA mortgage rates and VA mortgage rates (up to $417,000) /FHA Streamline rates
4.500% 2 points
4.875% NO POINTS

Call for pricing on NO SCORE and NO COST streamline refinances

VA Streamline mortgage Rates
CALL FOR QUOTE

FHA JUMBO mortgage rates (up to $729,000)
4.875% 1 POINT
5.125% NO POINTS


FHA JUMBO STREAMLINE mortgage (Up to $729,000)
5.00% .25 points
5.125% NO POINTS

Contact Josh Burley today to streamline your FHA mortgage
301.881.8900 x125

Work with a LOCAL mortgage lender that you can trust. Choice Finance has been serving the DC Metro area since 1996

Apply online now! @ www.choicefinance.net/apply

For updated USDA, FHA , VA, Conventional and Jumbo mortgage rates go to www.joshburley.net .

Josh Burley
Sr. Loan Officer
Choice Finance Corp.
www.joshburley.net
www.choicefinance.net
301.881.8900 x125

Check me out on Facebook