No Cost JUMBOS from 5%, Conforming loans from 4.375 fixed
TODAY'S MORTGAGE RATES : MD, VA & DC
Updated 11:25 am 11/25/09
All rates listed below are BASE rates on a 30 day lock. Factors such as credit score, loan to value, occupancy, cash out, loan purpose, property state and lock period can change these rates for better or for worse. Please contact me today for a custom rate quote.
Please call for 10,15,20,25 and 40 year quotes. We also offer ARMS, Interest Only and Super Jumbo mortgages up to $2 million
Adjustable Rate Mortgage (ARM) Rates 3.25%! Call for a free good faith estimate
30 yr fixed rate mortgage below $417,000
4.375% 1 point
4.5% .5 points
4.75% NO POINTS
Fannie Mae JUMBO mortgage30 yr fixed rate(up to $729,000)
4.75% 1 point
5% No Closing Cost!* cost up to and not exceeding $3,000 will be paid by Choice Finance Corp.
FHA mortgage rates and VA mortgage rates (up to $417,000) /FHA Streamline rates
4.5% 1 point
4.75% NO POINTS
Call for pricing on NO SCORE and NO COST streamline refinances
VA Streamline mortgage Rates
4.500% 1.5 points
4.875% NO POINTS
FHA JUMBO mortgage rates (up to $729,000)
4.875% NO POINTS
5% NO POINTS NO CLOSING COST REFINANCE
FHA JUMBO STREAMLINE mortgage (Up to $729,000)
4.875% no point
5.% NO POINTS NO CLOSING COST
Contact Josh Burley today to streamline your FHA mortgage
301.881.8900 x125
Work with a LOCAL mortgage lender that you can trust. Choice Finance has been serving the DC Metro area since 1996
Apply online now! @ www.choicefinance.net/apply
For updated USDA, FHA , VA, Conventional and Jumbo mortgage rates go to www.joshburley.net .
Josh Burley
Sr. Loan Officer
Choice Finance Corp.
www.joshburley.net
www.choicefinance.net
301.881.8900 x125
Great day to lock a rate! Call about NO COST refinances from 4.875% 30 yr fixed!
TODAY'S MORTGAGE RATES : MD, VA & DC
Updated 10:30 am 11/19/09
All rates listed below are BASE rates on a 30 day lock. Factors such as credit score, loan to value, occupancy, cash out, loan purpose, property state and lock period can change these rates for better or for worse. Please contact me today for a custom rate quote.
Please call for 10,15,20,25 and 40 year quotes. We also offer ARMS, Interest Only and Super Jumbo mortgages up to $2 million
Adjustable Rate Mortgage (ARM) Rates from 3.75% with zero points! call for details
30 yr fixed rate mortgage below $417,000
4.375% 1.5 points
4.5% 1.125 points
4.75% NO POINTS
Fannie Mae JUMBO mortgage 30 yr fixed rate (up to $729,000)
4.875% .25 point
5% NO POINTS
FHA mortgage rates and VA mortgage rates (up to $417,000) /FHA Streamline rates
4.5% 1.5 points
4.875% NO POINTS
Call for pricing on NO SCORE and NO COST streamline refinances
VA Streamline mortgage Rates
5% NO POINTS
FHA JUMBO mortgage rates (up to $729,000)
5% NO POINTS
5.25% NO POINTS NO CLOSING COST REFINANCE
FHA JUMBO STREAMLINE mortgage (Up to $729,000)
5% NO points
Contact Josh Burley today to streamline your FHA mortgage
301.881.8900 x125
Work with a LOCAL mortgage lender that you can trust. Choice Finance has been serving the DC Metro area since 1996
Apply online now! @ www.choicefinance.net/apply
For updated USDA, FHA , VA, Conventional and Jumbo mortgage rates go to www.joshburley.net .
Josh Burley
Sr. Loan Officer
Choice Finance Corp.
www.joshburley.net
www.choicefinance.net
301.881.8900 x125
"If you have been waiting for 4% fixed rate to become available, you need a reality check. Betting on something happening that has never happened before is never a good bet."
To quote Yogi Berra "It's like Déjà vu all over again". We are once again experiencing the BEST MORTGAGE RATES that we have ever seen. That phrase has been thrown around so much that it is starting to sound like "The biggest sale of the year" or "The most dramatic rose ceremony ever" The big difference is that we know that a sale will return in a larger form and that every rose ceremony is the most dramatic rose ceremony ever. We have also discovered that I've watched the Bachelor way too much and have lost all man points that I have ever accrued.
What we do not know about interest rates is how long they will stay this low. We do not know how low they will actually go. Is this the floor for mortgage rates? (I say, definitely.....probably...maybe... who cares? It's 4.5% fixed!)
Let's talk about what it is that we do know:
We do know that rate will rise and it will be dramatic. We also know that it will be sooner rather than later (I cannot believe I typed that, of course sooner is rather than later). The fact is that rates have been artificially depressed by the Federal Government in an effort to jump start the economy. We know that this cannot last forever in order to sustain long term economic growth. Mortgage rates will rise; it is a question on WHEN, not IF.
What do you do?:
If you are a homeowner with an interest rate of 5% or higher, call your mortgage broker NOW for a FREE GOOD FAITH ESTIMATE. Find out if it will be beneficial for you to refinance. No Closing Cost refinances are also a viable option right now! How about 4.875% with no cost, it's possible today!
If you are look to buy a home, Call your realtor NOW and get to it. We currently have sellers paying all closing cost, prices up to 50% lower than the all time highs, mortgage rates as low as 4.375% fixed and a tax credit up to $8,000 for first time homebuyers. It really is the best time to buy a home.
I know that many have tried and failed to refinance for a variety of reasons. If you are among the group that tried, try again. It is possible that new programs have arrived or your mortgage consultant was not very good at what they were doing. If you have been waiting for 4% fixed rate to become available, you need a reality check. Betting on something happening that has never happened before is never a good bet. The moral of this little blog post is this: Rates really are at the lowest points we have ever seen, today could be the last day in your lifetime that these rates will be attainable. Run, do not walk! Lock in NOW!
Contact Josh Burley today to streamline your FHA mortgage
301.881.8900 x125
Work with a LOCAL mortgage lender that you can trust. Choice Finance has been serving the DC Metro area since 1996
Apply online now! @ www.choicefinance.net/apply
For updated USDA, FHA , VA, Conventional and Jumbo mortgage rates go to www.joshburley.net .
Josh Burley
Sr. Loan Officer
Choice Finance Corp.
www.joshburley.net
www.choicefinance.net
301.881.8900 x125
As mentioned in prior post, FHA is changing the guidelines to streamline your FHA mortgage. The changes
will take affect on all FHA case #'s issued on or after 11/18. However, many lenders are instituting these new guidelines on Monday 11/16. This means that you MUST start the mortgage process TODAY.
Want some good news? Rates are near the lowest points that we have EVER Seen:
These rates are available RIGHT NOW:
30 yr fixed
4.75% NO POINTS (loan amounts 300k-417k)
4.875% NO POINTS (loan amounts 417k-729k)
With rates this low, NOW is the time to streamline your FHA loan. Call me today!
Contact Josh Burley today to streamline your FHA mortgage
301.881.8900 x125
Work with a LOCAL mortgage lender that you can trust. Choice Finance has been serving the DC Metro area since 1996
Apply online now! @ www.choicefinance.net/apply
For updated USDA, FHA , VA, Conventional and Jumbo mortgage rates go to www.joshburley.net .
Josh Burley
Sr. Loan Officer
Choice Finance Corp.
www.joshburley.net
www.choicefinance.net
301.881.8900 x125
Thursday, November 12, 2009
4.5% fixed rates! Today's mortgage rates:
TODAY'S MORTGAGE RATES : MD, VA & DC
Updated 11:15 am 11/12/09
All rates listed below are BASE rates on a 30 day lock. Factors such as credit score, loan to value, occupancy, cash out, loan purpose, property state and lock period can change these rates for better or for worse. Please contact me today for a custom rate quote.
Please call for 10,15,20,25 and 40 year quotes. We also offer ARMS, Interest Only and Super Jumbo mortgages up to $2 million
Adjustable Rate Mortgage (ARM) Rates from 3.375% Call for a rate quote
30 yr fixed rate mortgage below $417,000
4.375% 2 points
4.500% 1.5 points
4.875% NO POINTS
Fannie Mae JUMBO mortgage30 yr fixed rate(up to $729,000)
4.8750% .5 point
5% NO POINTS
FHA mortgage rates and VA mortgage rates (up to $417,000) /FHA Streamline rates
4.500% 2 points
4.875% NO POINTS
Call for pricing on NO SCORE and NO COST streamline refinances
VA Streamline mortgage Rates
CALL FOR QUOTE
FHA JUMBO mortgage rates (up to $729,000)
4.875% 1 POINT
5.125% NO POINTS
FHA JUMBO STREAMLINE mortgage (Up to $729,000)
5.00% .25 points
5.125% NO POINTS
Contact Josh Burley today to streamline your FHA mortgage Work with a LOCAL mortgage lender that you can trust. Choice Finance has been serving the DC Metro area since 1996 Apply online now! @ www.choicefinance.net/apply For updated USDA, FHA , VA, Conventional and Jumbo mortgage rates go to www.joshburley.net . Josh Burley
301.881.8900 x125
Sr. Loan Officer
Choice Finance Corp.
www.joshburley.net
www.choicefinance.net
301.881.8900 x125
FHA, VA, Conforming and Jumbo loans. With 6+ years experience in retail and wholesale, I have what it takes to make your next mortgage experience, your best mortgage experience
Allow my experience to be your resource!
Thank you for visiting my page today. With 6+ years of mortgage finance experience, having worked both as a loan officer and a wholesale account executive for some of the largest banks in the world, I have the experience and knowledge that you need.
My business philosophy is simple:
Whether you are purchasing a home or refinancing your current mortgage, obtaining financing can be intimidating and stressful. This does not have to be the case. Only work with a professional that makes you feel like you matter! Call me today for a free no obligation rate quote!
Over the years, I have had several areas where I have specialized.
Most recently it has been FHA. Working for subsidiaries of Goldman Sachs and Barclays, I closed over 175 FHA loans in 2008. Many of those loans were FHA streamline refinances. While the premise of the streamline is simple, I know the little things that can help save you money, close faster and obtain a lower interest rate. If you have an FHA loan, call me today to inquire about a streamline refinance.
Recently, I have taken a great deal of interest in the Fannie Mae Refi Plus program. This is a program designed to help homeowners who have very little equity, or are upside down on there mortgage.The guidelines on this program change regularly. I have been able to help clients with this already. I have taken clients who had a 6.5% interest rate and a 95% LTV all the way down to 4.375% fixed with no mortgage insurance. If you have very little equity or are upside down on your mortgage, call me today to see if I can help you!
Of course I offer standard conforming loans, conforming jumbo loans up to $729,750, super JUMBO loans up to $3 million, ARM's, interest only and VA loans. As a broker, I have access to almost every program on the market. Allow my experience to be your resource!
Click here to see testimonials for myself and some of my colleagues at Choice Finance
Considering what's going on in the home loan and financial world Josh and Choice were easy to get along with and very professional.
Evelyn Aponte-Sacks and Howard Sacks of Potomac MD
"He (Josh) was very responsive and helpful during a difficult process"
-Brian Koepsell of Frederick, MD
We chose Choice Finance because the rates were low after searching many companies. Our loan agent, Josh Burley was absolutely wonderful from start to finish.
We have refinanced in the past and have never received the type of service that he provided. He didn't make us feel that we were in the dark about anything, he was polite and answered every question that we had. He kept us informed with each step along the way and even got us a lower rate than we requested!
I wouldn't hesitate in a heartbeat to use Josh Burley and Choice Finance again and recommend him to anyone we come in contact with.
Ronald & Michelle Habrat
of Glen Burnie, Maryland
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