TODAY'S MORTGAGE RATES : MD, VA & DC
Updated 11:15 am 11/02/09
***IMPORTANT FHA GUIDELINE CHANGES TAKE EFFECT ON 11/18 - CLICK HERE FOR MORE***
All rates listed below are BASE rates on a 30 day lock. Factors such as credit score, loan to value, occupancy, cash out, loan purpose, property state and lock period can change these rates for better or for worse. Please contact me today for a custom rate quote.
Please call for 10,15,20,25 and 40 year quotes. We also offer ARMS, Interest Only and Super Jumbo mortgages up to $2 million
Adjustable Rate Mortgage (ARM) Rates from 3.5% please call or email for a free rate quote
30 yr fixed rate mortgage below $417,000
4.5% 1.875 points
4.75% 1 point
5% NO POINTS
Fannie Mae JUMBO mortgage30 yr fixed rate(up to $729,000)
4.8750% .75 points
5.25% NO POINTS - NO CLOSING COST! restrictions apply, call for details
FHA mortgage rates and VA mortgage rates (up to $417,000) /FHA Streamline rates
4.75% 1 point
5% NO POINTS
Call for pricing on NO SCORE and NO COST streamline refinances
VA Streamline mortgage Rates
call or email for a rate quote
FHA JUMBO mortgage rates (up to $729,000)
5.00% .75 POINTS
5.25% NO POINTS
FHA JUMBO STREAMLINE mortgage (Up to $729,000)
5.00% .5 point
5.25% NO POINTS NO CLOSING COST restrictions apply, call for details
Contact Josh Burley today to streamline your FHA mortgage
301.881.8900 x125
Work with a LOCAL mortgage lender that you can trust. Choice Finance has been serving the DC Metro area since 1996
Apply online now! @ www.choicefinance.net/apply
For updated USDA, FHA , VA, Conventional and Jumbo mortgage rates go to www.joshburley.net .
Josh Burley
Sr. Loan Officer
Choice Finance Corp.
www.joshburley.net
www.choicefinance.net
301.881.8900 x125
TODAY'S MORTGAGE RATES : Maryland, Virginia & Washington D.C.
Updated 11:15 am 10/29/09
All rates listed below are BASE rates on a 30 day lock. Factors such as credit score, loan to value, occupancy, cash out, loan purpose, property state and lock period can change these rates for better or for worse. Please contact me today for a custom rate quote.
Please call for 10,15,20,25 and 40 year quotes. We also offer ARMS, Interest Only and Super Jumbo mortgages up to $2 million
Adjustable Rate Mortgage (ARM) Rates from 3.5% CALL OR EMAIL FOR A QUOTE
30 yr fixed rate mortgage below $417,000
4.375% 2.625 points
4.5% 2 points
4.875% NO POINTS
Fannie Mae JUMBO mortgage30 yr fixed rate(up to $729,000)
4.8750% 1 point
5.25% NO POINTS $1200 closing cost credit restrictions apply, call for details
FHA mortgage rates and VA mortgage rates (up to $417,000) /FHA Streamline rates
4.75% 1 points
5% NO POINTS
Call for pricing on NO SCORE and NO COST streamline refinances
VA Streamline mortgage Rates
5.000% 1 POINTS
FHA JUMBO mortgage rates (up to $729,000)
5% 1 point
5.25% NO POINTS
FHA JUMBO STREAMLINE mortgage (Up to $729,000)
5.00% .75 point
5.25% NO POINTS $1200 closing cost credit restrictions apply, call for details
Choice Finance offers FHA loans, VA mortgages, Fannie Mae/Freddie Mac home loans, Jumbo mortgages, Home equity, Fannie Mae refi plus, President Obama's making home affordable mortgage program and dozens of other mortgage products. Contact Josh Burley today to discuss your loan.
For updated USDA, FHA , VA, Conventional and Jumbo mortgage rates go to www.joshburley.net .
Josh Burley
Sr. Loan Officer
Choice Finance Corp.
www.joshburley.net
www.choicefinance.net
301.881.8900 x125
As I mentioned in a prior post, the guidelines for FHA streamline refinances without an appraisal are going to drastically change on 11/18/09. If you currently have and FHA mortgage in Maryland, Virginia or Washington D.C., please call me today for a free streamline mortgage estimate.
Why the rush?
1. On November 18th, the maximum loan amount for FHA streamlines will change. As of today, you can obtain a loan amount equal to your old loan amount. This typically allows you to roll most or all closing cost into your new loan. The result is a NO COST streamline.
If your FHA case number is assigned on or after 11/18, your maximum loan amount will be your current balance MINUS your applicable upfront MI refund. The result of this change will be that you will likely have to come out of pocket with several thousand dollars to streamline your FHA loan without an appraisal.
2. Another significant change will be that you must have made 6 payments on your existing mortgage to be eligible for an FHA streamline. Did you purchase in July with a rate of 5.5%? Want a rate at or below 5%? You better act NOW! You will not be eligible for a streamline until February of 2010! Who know what FHA interest rates will look like in 2010? That is right around the time when most pundits predict that we will see significant rate increases!
Why should you contact me for your FHA streamline mortgage?
I am an FHA mortgage expert. Over the past 3 years I have funded HUNDREDS of FHA loans, both as a direct lender for companies owned by Goldman Sachs and Barclays bank, but also as a Loan Officer for Choice Finance in Rockville, MD. Choice Finance is a LOCAL mortgage broker with in house Fannie Mae underwriting. Do not work with a large internet company that does not care about you. Work with a local broker that relies on your referral! That is how you will get the best rate and service for your mortgage transaction.
Choice Finance offers FHA loans, VA mortgages, Fannie Mae/Freddie Mac home loans, Jumbo mortgages, Home equity, Fannie Mae refi plus, President Obama's making home affordable mortgage program and dozens of other mortgage products. Contact Josh Burley today to discuss your loan.
For updated USDA, FHA , VA, Conventional and Jumbo mortgage rates go to www.joshburley.net .
Josh Burley
Sr. Loan Officer
Choice Finance Corp.
www.joshburley.net
www.choicefinance.net
301.881.8900 x125
Visit www.joshburley.net for daily mortgage rate updates
IMPORTANT NOTE: FHA streamline refinance guidelines will change on November 18th 2009. FHA streamlines will become much more difficult to close with NO OUT OF POCKET expense. Do not wait another day to streamline your FHA mortgage. Contact Josh Burley NOW!
For updated USDA, FHA , VA, Conventional and Jumbo mortgage rates go to www.joshburley.net .
Josh Burley
Sr. Loan Officer
Choice Finance Corp.
www.joshburley.net
www.choicefinance.net
301.881.8900 x125
LOCAL MORTGAGE RATES : MD, VA & DC
Updated 11:55 am 10/14/09
All rates listed below are BASE rates on a 30 day lock. Factors such as credit score, loan to value, occupancy, cash out, loan purpose, property state and lock period can change these rates for better or for worse. Please contact me today for a custom rate quote.
Please call for 10,15,20,25 and 40 year quotes. We also offer ARMS, Interest Only and Super Jumbo mortgages up to $2 million
CALL ABOUT NO CLOSING COST REFINANCES!
Adjustable Rate Mortgage (ARM) Rates
5 yr FHA ARM from 3.5
5 yr Conforming ARM from 3.5
5 yr Jumbo ARM from 3.625
30 yr fixed rate mortgage below $417,000
4.5% 2.125 points
4.875% .25 POINT
5% No Points
Fannie Mae JUMBO mortgage30 yr fixed rate(up to $729,000)
4.8750% 1 point
5.25% NO POINTS
FHA mortgage rates and VA mortgage rates (up to $417,000) /FHA Streamline rates
4.875% .625 point
5% NO POINTS
Call for pricing on NO SCORE and NO COST streamline refinances
FHA JUMBO mortgage rates (up to $729,000)
5.00% 1 POINT
5.25% NO POINTS
FHA JUMBO STREAMLINE mortgage (Up to $729,000)
5.00% .699 point
5.25% NO POINTS $1200 closing cost credit
Contact Josh Burley today to lock your rate
301.881.8900 x125
Apply online now! @ www.choicefinance.net/apply
For updated USDA, FHA , VA, Conventional and Jumbo mortgage rates go to www.joshburley.net .
Josh Burley
Sr. Loan Officer
Choice Finance Corp.
www.joshburley.net
www.choicefinance.net
301.881.8900 x125
FHA, VA, Conforming and Jumbo loans. With 6+ years experience in retail and wholesale, I have what it takes to make your next mortgage experience, your best mortgage experience
Allow my experience to be your resource!
Thank you for visiting my page today. With 6+ years of mortgage finance experience, having worked both as a loan officer and a wholesale account executive for some of the largest banks in the world, I have the experience and knowledge that you need.
My business philosophy is simple:
Whether you are purchasing a home or refinancing your current mortgage, obtaining financing can be intimidating and stressful. This does not have to be the case. Only work with a professional that makes you feel like you matter! Call me today for a free no obligation rate quote!
Over the years, I have had several areas where I have specialized.
Most recently it has been FHA. Working for subsidiaries of Goldman Sachs and Barclays, I closed over 175 FHA loans in 2008. Many of those loans were FHA streamline refinances. While the premise of the streamline is simple, I know the little things that can help save you money, close faster and obtain a lower interest rate. If you have an FHA loan, call me today to inquire about a streamline refinance.
Recently, I have taken a great deal of interest in the Fannie Mae Refi Plus program. This is a program designed to help homeowners who have very little equity, or are upside down on there mortgage.The guidelines on this program change regularly. I have been able to help clients with this already. I have taken clients who had a 6.5% interest rate and a 95% LTV all the way down to 4.375% fixed with no mortgage insurance. If you have very little equity or are upside down on your mortgage, call me today to see if I can help you!
Of course I offer standard conforming loans, conforming jumbo loans up to $729,750, super JUMBO loans up to $3 million, ARM's, interest only and VA loans. As a broker, I have access to almost every program on the market. Allow my experience to be your resource!
Click here to see testimonials for myself and some of my colleagues at Choice Finance
Considering what's going on in the home loan and financial world Josh and Choice were easy to get along with and very professional.
Evelyn Aponte-Sacks and Howard Sacks of Potomac MD
"He (Josh) was very responsive and helpful during a difficult process"
-Brian Koepsell of Frederick, MD
We chose Choice Finance because the rates were low after searching many companies. Our loan agent, Josh Burley was absolutely wonderful from start to finish.
We have refinanced in the past and have never received the type of service that he provided. He didn't make us feel that we were in the dark about anything, he was polite and answered every question that we had. He kept us informed with each step along the way and even got us a lower rate than we requested!
I wouldn't hesitate in a heartbeat to use Josh Burley and Choice Finance again and recommend him to anyone we come in contact with.
Ronald & Michelle Habrat
of Glen Burnie, Maryland
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