Have you thought about a short sale? Not sure where to turn? For more information about keeping your home you can visit www.PhoenixHomeRescue.org or simply call me at 623.271.4234.
Before you make the desicion to walk away from your home or short ssell it, you should go to the the new website from the federal government. This site offers online tools that will allow a homeowner to determine if they are eligible to participate in the "Making Home Affordable" loan modification and refinancing program.
The site is http://www.MakingHomeAffordable.com and shares information about how this program works and who is eligible for assistance. This is the same $75 billion program you may have heard of recently in the media.
You'll need the following available:
* Information about your first mortgage, such as your monthly mortgage statement.
* Information about any second mortgage or home equity line of credit on the house.
* Account balances and minimum monthly payments due on all of your credit cards.
* Account balances and monthly payments on all your other debts such as student loans and car loans.
* Your most recent income tax return.
* Information about your savings and other assets
* Information about the monthly gross (before tax) income of your household, including recent pay stubs if you receive them or documentation of income you receive from other sources.
* It may also be helpful to have: A letter describing any circumstances that caused your income to be reduced or expenses to be increased (job loss, divorce, illness, etc.) if applicable.
If you still have questions about keeping your home or have decided you need to sell your home, feel free to visit www.PhoenixHomeRescue.org or call me directly at 623.271.4234.
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I spent a few hours this week taking pictures of a couple of active adult communites for the revision of my website, www.Retiring2Az.com. I did it during the week in the morning and early afternoon because I didn't think there would be a lot of people out and about. OK I was wrong!
I went to Corte Bella first and the pool was packed, the golf course had them stacked up at the first tee and people were relaxing at the clubhouse. It was interesting to see so many people out enjoying themselves. I've had people ask "do you ever get tired of the rec center?" and these people don't. I have a few freinds that are retired and live in this community and now I see what they like about it.
From there I went to Sun City West and it was the same story. When I went to the main recreation center everywhere I look there were people having fun. The Bocci Ball courts were packed and the pool of course ahd it's share of people relaxing in the sun. I went over to the arts & crafts center and I can see why people love these active adult communites. This center had everything you could imagine including a great wood & metal working area.
One last stop, Pebble Creek near Litchfield Park. I've never really liked this area all that much but I've had a couple of clients look at the new homes in the community they call Tuscany. I've never had time to take a good look around so I did it this time in. WOW!!! This new area in Pebble Creek has to the best recreation center I've seen (sorry Sun CIty Festival) and I spent a lot of time looking around. This new area offers everything the other communties do only they do it better!
If you're considering a move to active adult living you owe it to yourself to look around before you make a desicion. Give me call before you come into town and I'll help you decide which communites fit your needs best and we can take a little time to visit a few before you make a desicion. I can be reached on my cell phone at 623.271.4234 or send me an email to Jay@valleyREadvisor.com.
Check out www.Retiring2Az.com for more information and watch for out relaunch the end of the month...you're going to love all the extra features we're adding!
This last week was a good week for working with clients. It all started early on Sunday and continued through yesterday with 2 listing presentations. It's funny, every time someone here's I'm a REALTOR they say something like "Oh I'm sorry" or "Things must be really bad". The good part is I get to say that I've never been busier then I am right now. Of course they look at me wondering if I'm telling the truth.
I had 2 clients from out of town and 3 clients local looking at homes and asking about selling their home. I spent a lot of time out at Sun City Festival in Buckeye, in fact they started to think I worked there after seeing almost everyday last week. Then Trilogy at Vistancia and Sun City Grand a couple of times before heading to north-central Phoenix to show homes and ending up in Glendale and Ventana Lakes on a listing appointments.
If anyone wondered if homes were selling or if the market is getting better I can tell you in Arizona things have started to heatup. I guess the combo of Low Pricing and Really Low Interest Rates is combanation to bring out the buyers.
How about this week? So far only 2 clients want to see homes but the weeks early!
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