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Joyce & Terry Thomas Anthem Merrill Ranch AZ Real Estate

Understanding Anthem at Merrill Ranch Real Estate Taxes

Understanding Anthem at Merrill Ranch Real Estate Taxes

Well it's that time of year, taxes are due. Since most of us are newer to Anthem at Merrill Ranch and the tax system in Pinal County, here is some information to help homeowners understand how taxes work in Pinal County and Florence, Arizona.

First, lets look at how real estate taxes in Florence, Arizona are assessed. In Florence, Arizona (and in most states) real estate taxes are always paid in arrears. Taxes in Florence Arizona are assessed January 1, 2009. However, you don't receive your first bill until October of 2009. So, when you pay your taxes in October of 2009, you are actually paying for January through June of 2009 (in arrears). Your second bill (2nd half year taxes) is due March of 2009.

You probably just got a bill recently which gives you 3 coupons as different options for payment along with a long list of taxes that you are paying. And it is probably confusing as to what you actually owe right now.

The tax breakdown section is a list of all the taxes your property is being assessed. If you moved here from another state, it looks like a lot of taxes. This is because all levies that have passed and that you are being taxed on are listed on the 2009 Pinal Tax Statement such as school taxes, water conservation, libray taxes, etc.

Next are the three options for payment:

  • Full year payment coupon
  • 2009 2nd half year payment coupon
  • 2009 1st half year payment coupon

Understand that currently you are responsible for for the 2009 1st half year payment which is (was) due October 1, 2009. Note that if not paid, these taxes become delinquent November 2, 2009. Your next tax bill (the second half taxes) is due March 1, 2010 and become delinquent if not paid by May 3, 2010. If you want to pay both half taxes now, you can by using the full year payment coupon. However, you don't save any money by doing this - you are just paying the second half earlier than due.

Understanding Anthem at Merrill Ranch Real Estate Taxes can be confusing. So, to sum this up: To pay your taxes and be current, you must pay the 2009 1st half year payment using that coupon before November 2, 2009. Hopefully our blog helps with some of the confusion during tax time.

Halloween Party at the Gallopin' Goose Coolidge Arizona October 31, 2009

Halloween Party at the Gallopin' Goose Coolidge Arizona October 31, 2009

One of our favorite night spots in the Anthem at Merrill Ranch area is under new management - the owners live in Anthem. They are having their first annual Halloween Party on October 31, 2009 at 9:00 p.m. The "Goose" has live bands every Friday and Saturday night and Rick English and the 100 Proof Band will be there on the 31st (another one of our favorites).

So come join Anthem at Merrill Ranch residents (and the owner) to have a great time at the Halloween Party at the Gallopin' Goose Coolidge Arizona on October 31, 2009 at 9:00 p.m. And don't forget there will be contests for the best costumes!

halloween party gallopin goose coolidge arizona

Social Media Statistics

Social Media Statistics

Did you know?

  • Social media has overtaken porn as the number 1 activity on the net!
  • Facebook added 100 million users in 9 months!
  • If Facebook were a country, it would be the 4th largest in the world!
  • 90 companies use LinkedIn as their first tool for recruiting!
  • You Tube is now the second largest search engine!

My aunts, uncles, cousins, friends, clients, aquaintances, and people I network in are on Facebook. So why aren't you blogging, twittering, and linking in to Social Media?

Home Inspection

HOME INSPECTION - Well you have an accepted purchase contract. What's the next step? Making sure you do all your inspections within the timeframe allotted by your contract.

Home inspection includes but is not limited to:

  • whole house inspection
  • termite inspection
  • radon gas inspection
  • mold inspection
  • pool inspection
  • well/septic inspection

So how do you find an inspector? First, ask someone you trust who works with inspectors on a daily basis, like your real estate agent. A professional home inspection by a reputable home inspector may uncover any problems and alert you to any needed repairs as well as any updates or future expenses. With your agent's help, you may even be able to negotiate for repair or replacement of items before the purchase is complete.

Even if your home inspector finds no problems, the inspection can pay off by making you aware of maintenance issues and can help identify immediate-need repairs. It's always good to know up-front what to expect, and how much such repairs could cost.

Home Buyer Expenses

Home Buyer Expenses

When purchasing a home, you should be aware of potential home buyer expenses you could incur. Your real estate agent should help you with this information when writing the purchase contract. However, here are some things to look for.

  • If there is a HOA (Homeowners Association), they may require prepaid fees at closing
  • If taxes are paid in arrears (which is the most common) there will be taxes due at closing
  • If escrowing your taxes and insurance (which most lenders require) there will be 3 to 4 months of taxes and insurance due at closing
  • In addition, don't forget the costs for any inspections you may order.
  • Also, make a list of things that you know you will be doing such as carpet cleaning, replacing any flooring, and painting.

This way you can budget for your home buyer expenses and not be surprised when closing day comes.