Florence Arizona Real Estate Lending
There are many types of lending available in Florence Arizona. Since we are located in a rural community and an area where there are a lot of bank-owned properties, there are even "special" loans available. From FHA and conventional loans, there are $0 down VA loans, HUD 100% down loans, Homepath 3% down, Your Way Home AZ, and more! Special lending that Florence Arizona qualifies for are the $0 down USDA loan and the Your Way Home AZ loan with a silent second mortgage.
With interest rates at an all time low, the $8,000 tax credit extended, and the addition of the $6,500 tax credit for buyers who already own a home, but want to move up into a new home.
Imagine getting up to a 22% silent second mortgage (instant equity!) and the $8,000 tax credit! WOW!
In addition, since Florence Arizona is a prime area for Canadian investors, we also have financing available for Canadians buying a second home in Arizona..
Florence Arizona Real Estate Lending
Foreclosure Stripping is a Crime!
Now that there are so many homes in foreclosure, people are going in and stripping the homes of many things from copper pipes to appliances. But Foreclosure Stripping is a Crime! In Arizona specifically the FBI is starting to crack down on this. The FBI special mortgage task fraun tracks Craig's List, which is where the items typically appear for sale after being stripped. The home in foreclosure may have had things from bathtubs, stoves, refrigerators, washers, dryers, ceiling fans, lighting fixtures, surround sound systems, water softeners, flooring, wiring, countertops, sinks, door knobs, windows, garage doors and even the palm trees from the front yard ripped out and and sold for cash!
Since Foreclosure Stripping devalues the home, it is illegal and when caught, strippers can be prosecuted with a felony charge. If you suspect a neighbor or someone you know may be involved in Foreclosure Stripping, contact your local police department. Since Foreclosure Stripping affects the value of the home, it also affects the value of your home as a neighbor.
Foreclosure Stripping is a Crime!
Capitol Christmas Tree Florence Arizona
This year, the Capitol Christmas Tree will come from the Apache-Sitgreaves National Forests in Arizona's White Mountains. Every November, the Capitol Christmas Tree is cut from a national forest and taken to Washington, DC. The tree tours the state of Arizona along the way to Washington so that Arizonians have a chance to be part of the great event, making 20 to 25 stops in Arizona. The tree is over 70 feet long and travels on an 85-foot long trailer.
Watch for the Capitol Christmas Tree Florence Arizona
Anthem at Merrill Ranch Florence AZ New Home on Market
The newest resale home in Anthem at Merrill Ranch is 2224 N Potomac Ct, Florence AZ. This is a single-level, 3 bedroom, 2 bathroom home with over 1600 SF. Included in the $85 a month HOA fee at Anthem at Merrill Ranch is the 43,000 SF community center with state of the art workout equipment, rock climbing wall, basketball, volleyball, lap pool and water park. More community amenities include sand volleyball, tennis coursts, basketball courts, large playground, catch and release fishing pond, professional Troon gold course with clubhouse and much more!
Priced at only $114,999 and it NOT a short sale or bank owned property! What a value in Anthem at Merrill Ranch!! To see all new homes on the market, visit www.DesertSunRealtors.com
3230 N Spyglass Ct, Florence, AZ 85132 For Sale
The newest home on the market in Anthem at Merrill Ranch is 3230 Spyglass Ct, Florence AZ. It is a bank-owned property with over 3500 square feet of living area. It offers 5 bedrooms 3.5 bathrooms, den, family room, kitchen, dining room, and living room. It includes a 3-car garage and inground pool! Priced at only $185,500!!
Located in Anthem at Merrill Ranch, community features for 3230 N Spyglass Ct, Florence, AZ include a 60-acre park which includes Biking/Walking Path, Children's Playground, Catch and Release Fishing Pond and much more! The 43,000 SF Recreaction Facility includes state of the art equipment and a rock climbing wall, Heated Lap Pool, Water Park, Tennis Courts, Sand Volleyball, Indoor and Outdoor Basketball, a championship Troon Golf Course and much more! Anthem at Merrill Ranch in Florence AZ is resort living at its finest!
Contact us today for more information on 3230 N Spyglass Ct, Florence, AZ 85132
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Real Estate Brokers Joyce & Terry Thomas are proud to service Arizona. Specializing in Short Sales, REO, Home Staging, Canadian Investors, First Time Homebuyers and more!
Trust in Thomas
The Thomas Team is the trusted name in real estate. Joyce & Terry Thomas have a strong philosophy regarding real estate. They believe that helping others help themselves is what helping people is all about. Joyce & Terry believe in having a relationship with their clients to help them reach their goal during their home buying or selling experience. They know you are embarking on an important decision - whether it's your first or fifth time buying or selling - and they are committed to help you along the way
Experience the Difference
Joyce & Terry didn't become top producers in real estate by following in the footsteps of someone else. Rooted in family, innovation and results, The Thomas Team puts a spin on the familiar - by ensuring that your buying or selling experience is fun as well as successful. They focus on the trends in our industry and have the best tools and resources for marketing homes. They can provide you with the information, technology, and research that you demand as a savvy consumer. Sign up for a personalized My Real Living account to see how!
Philosophy
Part of Joyce & Terry's core values is to live by the "get by giving philosophy". They believe in helping people meet their goals. In doing so, they always make their client's number one goal their number one goal, working toward a common good.
Having grown up and lived in the Miami County area all their lives, The Thomas' are both very knowledgeable of the Miami Valley and surrounding areas. As a Residential Relocation Specialist, Joyce helps people relocating to the area feel comfortable and relaxed with their move.
Experience Success
In addition, Real Living Realty Services offers the most innovative tools for home buyers and home sellers such as Real Deals, Real Finder, My Real Living 2.0, a user friendly website and voted Innovator of the Year in 2005 by Inman News. Buyers can know what's for sale faster with Real Living. Seller's homes appear on RealLiving.com before the MLS (multiple listing services) or Realtor.com.
Work with Joyce or Terry and find out why they are leaders in the real estate profession. With sales achievements, negotiation skill, and attention to detail and commitment, they provide you with an enjoyable - and Real - buying or selling experience. You can trust the Thomas' to help you sell or buy your next home.
To experience how The Thomas Team is different, contact Joyce or Terry today at 937-623-9468 or 480-620-5586 or E-mail thomas@thomasteam.info.
Home Staging
Did you know that "Staged" homes typically sell faster and for more money? Statistics show that Staged homes sell for 6.9% more than non-staged homes and with 50% less time on the market. Want your home sold faster and for more money? As an Accredited Staging Professional (ASP), Joyce will give you the Staged Home Advantage.
Home Selling Facts:
Staged Homes sell for top dollar in any market
The investment of staging your home is less than your first price reduction
Buyers only know what they see - not what it's going to be
The way you live in your home and the way you sell your house are two different things
Staged Home - under contract in 10 days!
Removing clutter, adding the power of 3 and focusing on the room's purpose, made this master bedroom stand out to potential buyers.
This kitchen shows the functionality and not the personalization by showing only a few personal items. After neutralizing the room and adding accent color, the buyer's attention is drawn to the kitchen.
Again the power of 3 welcomes your eye into this staged dining room.
See How Staging Can Help You!!
Call Joyce Thomas today at 937-623-9468 for more information. There is no obligation.
What is an Accredited Staging Professional?
Why Choose The Thomas Team?
"Terry & Joyce Thomas were great! They provided us with an excellent marketing plan and realistic figures for listing our home. Our home sold within an incredible four days on the market. The closing process was so smooth due to in part excellent communication from our realtor to all the buyers' agents and vendors. To top it all off, we even used their personal moving truck to complete the process with only sweat and gas money out of our pockets. Will definitely use their services again!" - Derek & Amy, Troy
"We used Terry & Joyce Thomas to sell our home and to help us find our next home to move into. We highly recommend them as they were very comfortable to talk to and very informative. My husband and I are so happy with the turn out of selling our home and finding the home of our dreams! Terry and Joyce were always available if we had questions or concerns. I know that if my husband and I decide to move again, we will definitely call Terry and Joyce Thomas because we are so pleased with what a good job they have done for us. Thank you so much!" - Bret & Marla, West Milton
"Gran hombre y mujer! Muchas gracias!!" - Jose
"Joyce was so great! She answered all my questions and went above and beyond. I really appreciate everything Joyce did to help me during this exciting (but scary) process." - Lacey
"Joyce was very dependable and always willing to assist in any and all matters. She was friendly and honest. We found her online - and we just got lucky!" - Joe & Heather
"The difference between Joyce and other realtors is night and day!!" - Sandy
"You are wonderful! Thank you so much for helping us find our home!" Cassandra & Terry
"Joyce is knowledgable and honest. I would definitely use her again." Jeff
"I appreciate all your help. Your patience has been a blessing...Thanks again for all your effort - someone else might not have gone the extra mile like you did (to sell my home) and I truly appreciate it." Lori
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