Santa Clarita Short Sales & Bank Owned Properties for sale
As your Santa Clarita Short Sale Specialist team we are here to provide you with the most current short sale (pre foreclosure) and bank owned (REO) property statistics in the Santa Clarita Valley, SCV. Whether you are thinking about buying a home, you need to short sale your home, or are just looking to be educated about the current Santa Clarita real estate market. As of May 28, 2009 here are the average list and sale prices for the Stevenson Ranch, Valencia, Saugus, Newhall, Canyon Country, and Castaic areas.
ACTIVE BANK OWNED LISTINGS IN STEVENSON RANCH MAY 28, 2009:
There are NO active bank owned (REO) single family homes for sale in Stevenson Ranch, 0 in back up 2 pending.
Average pending list price: $635,000
Average sale price: $611,571 from 4/8/2009 - 5/28/2009 7 homes sold.
The bank owned homes sold $23,429 Below the current average pending list price.
ACTIVE SHORT SALE LISTINGS IN STEVENSON RANCH MAY 28, 2009:
There are 12 active short sale, pre foreclosure single family homes for sale in Stevenson Ranch, 12 in back up 7 pending.
Average list price: $567,908
Average sale price: $519,583 from 4/8/2009 - 5/28/2009 12 homes sold.
The short sale homes sold for $48,325 Below the current average list price.
Short sale homes in Stevenson Ranch are listed for less and selling for less then the bank owned homes during the 4/8/2009 - 5/28/2009 time period. During this time period the numbers have changed. Previously Bank owned homes sold for less then short sale listings.
ACTIVE BANK OWNED LISTINGS IN STEVENSON RANCH APRIL 8, 2009:
There was 1 active bank owned (REO) single family homes for sale in Stevenson Ranch, 2 in back up 7 pending.
Average list price: $574,900
Average sale price: $526,980 from 2/3/2009 - 04/8/2009 10 homes sold.
The bank owned homes sold $47,920 Below the current average list price.
ACTIVE SHORT SALE LISTINGS IN STEVENSON RANCH APRIL 8, 2009:
There were 20 active short sale, pre foreclosure single family homes for sale in Stevenson Ranch, 7 in back up 9 pending.
Average list price: $530,237
Average sale price: $534,000 from 2/3/2009 - 04/8/2009 2 homes sold.
The short sale homes sold for $3,763 Above the current average list price.
Short sale homes in Stevenson Ranch are listed for less but are selling for more then the bank owned homes during the 2/3/2009 - 03/2/2009 time period. During this time period the numbers have changed. Previously Bank owned homes sold for more then short sale listings.
ACTIVE BANK OWNED LISTINGS IN VALENCIA MAY 28, 2009:
There are 6 active bank owned (REO's) single family homes for sale in Valencia, 2 in back up 26 pending.
Average list price: $358,083
Average sale price: $417,612 from 4/8/2009 - 5/28/2009, 29 homes sold.
The bank owned homes sold $59,529 Above the current average list price.
ACTIVE SHORT SALE LISTINGS IN VALENCIA MAY 28, 2009:
There are 59 active short sale, pre foreclosure single family homes for sale Valencia, 54 in back up 42 pending.
Average list price: $457,564
Average sale price $472,294 from 4/8/2009 - 5/28/2009, 17 homes sold.
The short sale homes sold for $11,082 Above the current average list price.
Short sale homes in Valencia are listed for more and are selling for more then the bank owned homes during the 4/8/2009 - 5/28/2009 time period. During this time period the numbers have changed. Previously Bank owned homes sold for more then short sale listings.
ACTIVE BANK OWNED LISTINGS IN VALENCIA APRIL 8, 2009:
There were 13 active bank owned (REO's) single family homes for sale in Valencia, 6 in back up 27 pending.
Average list price: $452,600
Average sale price: $424,940 from 2/3/2009 - 04/8/2009, 31 homes sold.
The bank owned homes sold $27,660 Below the current average list price.
ACTIVE SHORT SALE LISTINGS IN VALENCIA APRIL 8, 2009:
There were 86 active short sale, pre foreclosure single family homes for sale Valencia, 30 in back up 24 pending.
Average list price: $452,112
Average sale price $439,625 from 2/3/2009 - 04/8/2009, 16 homes sold.
The short sale homes sold for $12,487 Below the current average list price.
Short sale homes in Valencia are listed for less but are selling for more then the bank owned homes during the 2/3/2009 - 04/8/2009 time period. During this time period the numbers have changed. Previously Bank owned homes sold for more then short sale listings.
ACTIVE BANK OWNED LISTINGS IN SAUGUS MAY 28, 2009:
There are 14 active bank owned (REO's) single family homes for sale in Saugus, 4 in back up 16 pending.
Average list price: $373,006
Average sale price: $361,910 from 4/8/2009 - 5/28/2009, 19 homes sold.
The bank owned homes sold $11,096 Below the current average list price.
Bank owned homes in Saugus are listed for less and selling for less then short sale homes during the 4/8/2009 - 5/28/2009 time period.
ACTIVE SHORT SALE LISTINGS IN SAUGUS MAY 28, 2009:
There are 44 active short sale, pre foreclosure single family homes for sale in Saugus, 41 in back up 23 pending.
Average list price: $437,779
Average sale price: $406,500 from 4/8/2009 - 5/28/2009, 14 homes sold.
The short sale homes sold for $31,279 Below the current average list price.
ACTIVE BANK OWNED LISTINGS IN SAUGUS APRIL 8, 2009:
There were 13 active bank owned (REO's) single family homes for sale in Saugus, 7 in back up 14 pending.
Average list price: $352,476
Average sale price: $386,800 from 2/3/2009 - 04/8/2009, 32 homes sold.
The bank owned homes sold $34,324 Above the current average list price.
Bank owned homes in Saugus are listed for less and selling for less then short sale homes during the 2/3/2009 - 03/2/2009 time period.
ACTIVE SHORT SALE LISTINGS IN SAUGUS APRIL 8, 2009:
There were 51 active short sale, pre foreclosure single family homes for sale in Saugus, 31 in back up 26 pending.
Average list price: $420,755
Average sale price: $522,166 from 2/3/2009 - 04/8/2009, 6 homes sold.
The short sale homes sold for $101,411 Above the current average list price.
ACTIVE BANK OWNED LISTINGS IN NEWHALL MAY 28, 2009:
There are 0active bank owned (REO's) single family homes for sale in Newhall, 2 in back up 10 pending.
Average pending list price $347,480
Average sale price $359,072 from 4/8/2009 - 5/28/2009, 11 homes sold.
The bank owned homes sold $11,592 Above the current average list price.
Bank owned homes in Newhall are listed and selling for less then short sale homes during the 4/8/2009 - 5/28/2009 time period.
ACTIVE SHORT SALE LISTINGS IN NEWHALL MAY 28, 2009:
There are 20 active short sale, pre foreclosure single family homes for sale in Newhall, 17 in back up 11 pending.
Average list price: $377,569
Average sale price: $363,800 from 4/8/2009 - 5/28/2009, 10 homes sold.
The short sale homes sold for $13,769 Below the current average list price.
ACTIVE BANK OWNED LISTINGS IN NEWHALL APRIL 8, 2009:
There were 6 active bank owned (REO's) single family homes for sale in Newhall, 1 in back up 12 pending.
Average list price $350,380
Average sale price $396,569 from 2/3/2009 - 04/8/2009, 8 homes sold.
The bank owned homes sold $46,189 Above the current average list price.
ACTIVE SHORT SALE LISTINGS IN NEWHALL APRIL 8, 2009:
There were 34 active short sale, pre foreclosure single family homes for sale in Newhall, 15 in back up 12 pending.
Average list price: $368,434
Average sale price: $345,500 from 2/3/2009 - 04/8/2009, 2 homes sold.
The short sale homes sold for $22,934 Belowthe current average list price.Bank owned homes in Newhall are listed for less But short sale homes are selling for less during the 2/3/2009 - 03/2/2009 time period.
ACTIVE BANK OWNED LISTINGS IN CANYON COUNTRY MAY 28, 2009:
There are 12 active bank owned (REO's) single family homes for sale in Canyon Country, 2 in back up 31 pending.
Average list price: $425,158
Average sale price: $322,079 from 4/8/2009 - 5/28/2009, 42 homes sold.
The bank owned homes sold $103,079 Below the current average list price.
Bank owned homes in Canyon Country are listed for less and are selling for less then short sale homes during the 4/8/2009 - 5/28/2009 time period.
ACTIVE SHORT SALE LISTINGS IN CANYON COUNTRY MAY 28, 2009:
There are 66 active short sale, pre foreclosure single family homes for sale in Canyon Country, 37 in back up 45 pending.
Average list price: $438,883
Average sale price: $340,210 from 4/8/2009 - 5/28/2009, 19 homes sold.
The short sale homes sold for $98,673 Below the current average list price.
ACTIVE BANK OWNED LISTINGS IN CANYON COUNTRY APRIL 8, 2009:
There were 14 active bank owned (REO's) single family homes for sale in Canyon Country, 9 in back up 35 pending.
Average list price: $298,392
Average sale price: $323,992 from 2/3/2009 - 04/8/2009, 39 homes sold.
The bank owned homes sold $25,600 Above the current average list price.
Bank owned homes in Canyon Country are listed for less and are selling for less then short sale homes during the 2/3/2009 - 03/2/2009 time period.
ACTIVE SHORT SALE LISTINGS IN CANYON COUNTRY APRIL 8, 2009:
There were 97 active short sale, pre foreclosure single family homes for sale in Canyon Country, 17 in back up 44 pending.
Average list price: $383,370
Average sale price: $361,991 from 2/3/2009 - 04/8/2009, 12 homes sold.
The short sale homes sold for $21,379 Below the current average list price.
ACTIVE BANK OWNED LISTINGS IN CASTAIC MAY 28, 2009:
There are 8 active bank owned (REO's) single family homes for sale in Castaic, 4 in back up 13 pending.
Average list price: $382,439
Average sale price: $372,891 from 4/8/2009 - 5/28/2009, 11 homes sold.
The bank owned homes sold $9,548 Below the current average list price.
ACTIVE SHORT SALE LISTINGS IN CASTAIC MAY 28, 2009:
There are 24 active short sale, pre foreclosure single family homes for sale in Castaic, 21 in back up 12 pending.
Average list price: $358,412
Average sale price: $354,142 from 4/8/2009 - 5/28/2009, 7 homes sold.
The short sale homes sold for $4,270 Below the current average list price.
Short sale homes in Castaic are listed for less and are selling for less then bank owned homes during the 4/8/2009 - 5/28/2009 time period.
ACTIVE BANK OWNED LISTINGS IN CASTAIC APRIL 8, 2009:
There were 8 active bank owned (REO's) single family homes for sale in Castaic, 1 in back up 11 pending.
Average list price: $380,088
Average sale price: $408,806 from 2/3/2009 - 04/8/2009, 16 homes sold.
The bank owned homes sold $28,718 Above the current average list price.
Bank owned homes in Castaic are listed for less and are selling for less then short sale homes during the
2/3/2009 - 04/8/2009 time period.
ACTIVE SHORT SALE LISTINGS IN CASTAIC APRIL 8, 2009:
There were 33 active short sale, pre foreclosure single family homes for sale in Castaic, 10 in back up 13 pending.
Average list price: $388,611
Average sale price: $414,750 from 2/3/2009 - 04/8/2009, 4 homes sold.
The short sale homes sold for $26,139 Above the current average list price.
With the constantly changing market we are in my goal is to keep you up to date with the most current home sales statistics in the Santa Clarita Valley. As potential buyers or sellers these numbers help you to understand what the price ranges are for bank owned and short sale properties for sale. There is a big misconception when it comes to bank owned properties (foreclosures) and short sales (pre foreclosures). Many are led to believe that there is a fire sale going on, that the banks are giving deep discounts. Banks at this point are in the business to minimize their loss severity. There is a difference between a pre foreclosure and a foreclosure. The time period between the first missed payment and the final bank sale is called the pre foreclosure phase. Foreclosure is a legal process that is initiated whenever a homeowner defaults (stops making payments) on their mortgage(s). When the foreclosure is completed the home is either sold at auction or becomes real property of the lender and is now owned by the lender REO, Real Estate Owned.
Many of you have heard these terms on the news lately or see these type of homes in your communities. Would like to know what these terms mean or understand how the short sale process works? Go to short sale, pre foreclosure definitions.
You as a buyer need an agent who truly understands this market and can help you get your desired home whether it is a bank owned or short sale listing. With so much information and misinformation you need an above average agent to guide you through these investment opportunities.
My husband and I are Santa Clarita's Certified Distressed Property Experts, CDPE. By dealing with an Realtor who has earned the CDPE designation, buyers and sellers ensure that they are working with experienced short sale real estate professionals that are equipped to handle their specific needs.
This real estate market has caused unbearable stress and heartache. As Certified Distressed Property Experts we will give our clients the expertise necessary to save their credit, relieve the uncertainty, and most of all help their families. We feel that education is key in this market with so much misinformation and foreclosure scams out there, we sought out this education to ensure we could properly help Santa Clarita families get on the path to recovery.
If you or someone you know are in a difficult situation with your property consider us. Homeowners who are in the pre foreclosure process need to speak with an educated agent as quickly as possible. For many homeowners foreclosure is not the only option however most do not get the opportunity to explore solutions. We are Santa Clarita's short sale specialists and would like opportunity to sit down with you and give you a free, no obligation, consultation on this process. We want to be the number one short sale agent you call, we are here to help you avoid foreclosure.
Do you know of anyone who is thinking about moving to the Santa Clarita Valley? Let me show you this beautiful community among others here in the Southern California area. If you would like to search specifically for Santa Clarita, or any other areas of Southern California go to: Search the MLS like a Realtor
You can tract the Santa Clarita Short Sales and Bank Owned statistics on a monthly basis. In my archives click on the SANTA CLARITA SHORT SALE AND BANK OWNED PROPERTIES FOR SALE button.
*All information deemed reliable but not guaranteed, information directly from SOCAL MLS
For Santa Clarita first time home buyers it is a very exciting time, you have just finished escrow and are all moved in. Now the mail starts coming and you notice letters that appear to be from government agencies telling you that you need someone to help you to file a Declaration of Homestead. Your asking yourself 1. what is a Declaration of Homestead? and 2. there are more fees? I thought I was done with all the fees associated with buying a house in escrow! I believe in education, the more you know the better you can make an informed decision. So what is a Homestead and what does it Do?
A Homestead helps to protect you from losing your house to people you owe money. If you are sued for money in court and lose, the person
who sued you will receive a judgment from the court. If you do not pay the judgment, they can try to collect the money you owe by garnishing
your wages or bank accounts, or by having your automobile or home sold to pay the debt. The Homestead law protects a certain amount of the
value of your home from being taken to pay the judgment. There are 2 kinds of Homestead Exemptions: one is automatic and the other is declared.
Automatic Homesteads
Every homeowner has an automatic Homestead Exemption of at least $50,000 for his or her residence. This protection does not require the signing or filing of any papers or documents. The amount of the Exemption increases to $75,000 if at least one member of the family unit
living in the house owns no interest in the house, as, for example, when a homeowner lives with his or her minor children. If a homeowner is
65 years or older, or is physically or mentally disabled, the amount of the Exemption is $125,000. The $125,000 Exemption also applies to
persons 55 years of age and older if the person is (1) single and has a gross annual income of not more than $15,000, or (2) married and the
individual and his/her spouse have a combined annual income of less than $20,000, and the sale is involuntary.
Declared Homestead Exemption
The homeowner can have a Declared Homestead Exemption as well as filing a Homestead Declaration form with the County Recorder in the
county where the house is located. It is important to note that the amount of the Exemption does not change or increase when a Homestead
Declaration is filed. A Declared Homestead offers extra protection in that it is not automatically lost when a homeowner moves. It will also protect proceeds of the sale exempted by the Homestead from creditors for six months after the house is sold, even if the homeowner voluntarily sold the house.
How Do I File A Declared Homestead?
It is easy to file a Declared Homestead by yourself. You do not need to pay someone to do it for you. Simply buy a Homestead Declaration form from an office supply store that carries legal forms. To fill out the form all you need is your name, the name of the co-owner, if any, and the legal description of the property, which can be found on your deed. Sign the form and have it notarized. Take or mail the form to the County Recorder’s office along with the required recording fees. What A Homestead Does Not Do A Homestead does not protect against the forced sale of a house by a bank, savings and loan or other lender holding a mortgage Deed of Trust on the home, or against the enforcement of a valid mechanic’s lien, or a judgment for child support or spousal support. Warning!
Homestead Filing Services
Many homeowners, especially those who have just purchased a home, receive mail from Homestead filing services. The letters often look like
they are a government office and lead you to believe that you must file a Declared Homestead. Don’t be fooled. The law prohibits Homestead-
filing agencies from making false or misleading statements or presenting themselves as a government agency. The law also prohibits them from
charging more than $25 to file a Homestead Declaration or from collecting any fees until after they have recorded a Homestead Declaration.
Content derived from Los Angeles County Department of Consumer Affairs website, as a homeowner verify all information.
Many qualified new home buyers today are struggling to come up with a down payment to purchase in today's market today. There is great news fresh off the presses that helps FHA buyers. Shaun Donovan, Secretary of the U.S. Department of Housing and Urban Development, said that the Federal Housing Administration is going to permit its lenders to allow homeowners to use the $8,000 tax credit as a down payment.
Donovan’s remarks came in an address to several thousand Realtors® gathered this morning at The Real Estate Summit: Advancing the U.S. Economy. Secretary Donovan said that important changes, which the National Association of Realtors® has been calling for, will help consumers purchase a home. “We all want to enable FHA consumers to access the home buyer tax credit funds when they close on their home loans so that the cash can be used as a down payment,” Donovan said. According to Donovan, the FHA’s approved lenders will be permitted to “monetize” the tax credit through short-term bridge loans. This will allow eligible home buyers to access the funds immediately at the closing table. Again, this only applies to new home buyers, make sure to consult your tax adviser about this new change before you proceed with your purchase. If you would like to search for properties for sale in Santa Clarita go to your Santa Clarita First Time Home Buyers search. Just click on the buyers link to get your free no obligation Santa Clarita home search started.
Condo owners not only share common walls and roofs, they also share one anothers financial burdens. Lending practices are constantly changing which is forcing lenders to look more closely at the makeup of entire complexes before they fund loans to prospective buyers or to people who have equity and want to refinance.
With the ever changing real estate market it's making it tougher to buy and sell condos, which are widely considered the housing market's shakiest segment because they are popular with entry-level buyers. The lending practices are also charging higher fees and requiring larger down payments from condo buyers while limiting where they can live. A lot of foreclosure-related losses have come from condo lending, pushing prices lower and wrecking condo association budgets.
In the recent past, FHA policies barely affected the condo market. Home buyers had abandoned FHA mortgages being lured by subprime loans and easy credit. Developers did not bother to get their buildings approved by HUD, Housing and Urban Development when they were first built. But after the subprime market crashed, borrowers flocked back to the FHA, and suddenly, its policies matter.
Here is an example of what is happening: A buyer wants to purchase a condo with a conventional loan because they can get a lower interest rates and pay no PMI, private mortgage insurance. But days before they close on their condo purchase the lender learns that to many residents in a complex were overdue on condo association dues. The only other option to purchase the condo is to go with FHA financing. Now here's the tricky part is the condo on the FHA approved list? If the condo complex is not FHA approved the borrowers only option is to try and get a the spot-approval to obtain FHA financing, which may take time and not be granted.
The stakes are even higher for buyers interested in newly built condos. In those buildings, 70% of the units must be presold before Fannie Mae or Freddie Mac will buy related loans, though exceptions are made. Previously, only 50% had to be presold.
You as a buyer need an experienced agent that understands 1. which complexes are FHA approved 2. which ones could get a spot approval. Buying a condo is an important financial decision. You want to make the right choice - an informed decision.
As a buyer you need an agent who truely understands the in's and out's of this market and can help you get your desired condo whether it be a bank owned, short sale, or a traditional listing. With so much information and misinformation you need an agent that is not an average agent to guide you through these investment opportunities.
My husband and I are Santa Clarita's Certified Distressed Property Experts, CDPE. By dealing with an agent who has earned the CDPE designation, buyers ensure that they are working with experienced real estate professionals that are equipped to handle their specific needs.
If you would like to search for a condo in Santa Clarita, or any other areas of Southern California go to: Search the MLS like a Realtor.
If your interested in selling your Santa Clarita condo and would like a free over the phone market evaluation call 1.800.805.2409 extension 3011. This service is available 24 hours a day, 7 days a week with no obligation. With this call you can receive a copy of our special report "How to Sell Your Home Quickly and for the Most Money". The reason were are making this information available to you is we want you to know what your home is worth before you talk to an agent.
Join the community of Santa Clarita on Sunday, May 3, 2009 from 1pm - 5pm for the 21st annual Taste of the Town - Santa Clarita's Premiere food & wine tasting event for a day of dining, wining, dancing and fun at the 2009 Taste of the Town!
Over thirty of Santa Clarita's finest restaurants, caterers, wine vendors and micro-brewers will serve up their culinary masterpieces to hundreds of guests. Plus there will be live entertainment by Platinum recording artists Mark LeVang & Friends and a silent auction to help raise funds for the Child & Family Center.
It is important to remember the many children and families who are helped every day by the Child & Family Center's mental health services. Taste of the Town provides much needed funds to continue helping kids with emotional and behavioral problems.
Participating restaurants to date include Babe's Dessert Bar, BJ's Restaurant, Bristol Farms, Castaic Lake Water Agency, Cavi Cucina Italia, Clarice's Cake & Candy Supplies, Frankies NY Italian Restaurant, Freshers, Indian Wells Brewing Co., Jill's Cake Creations, Maru, New Moon, The Paseo Club, Rattler's Bar-B-Que, Roast House, RSVP the Catering Company, Salt Creek Grille Catering, Sisley Italian Kitchen, Stonefire Grill, Tandoori Grill, Trader Joe's, Tropical Smoothie Café, Vines, Vino 100, Vintner's Cellar, Vivoli Café & Trattoria, Wolf Creek Restaurant & Brewing Co.
Don't miss the chance to taste all the exceptional restaurants located here in Santa Clarita while supporting the Child & Family Center a very worth while cause!
Click here The Child & Family Center Website for further information on the center.
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Serving the LA area focusing on the Santa Clarita Valley. SCV is comprised of Stevenson Ranch, Valencia, Newhall, Saugus, Canyon Country, and Castaic. I am a Certified Distressed Property Expert CDPE
I am a Keller Williams Realtor. I provide superior personalized service to all those I represent whether your buying or selling a home, making a local move or relocating out of state. I have your real estate needs covered.
A bit about me originally from Minnesota, I have lived in Southern California for over 23 years, making the Santa Clarita Valley home for the past 14 plus years. I am an active member of this community, I am a original committee member for our local Boy Scout Troop #499 out of Stevenson Ranch. I am also a member of the Santa Clarita Chamber of Commerce and the Women's Council of Realtors. While at RE/MAX of Santa Clarita I earned the Executive Club award. I am recently retired from the Los Angeles Police Department. I have devoted my life to serving others through leadership in my profession and in my community.
I specialize in residential real estate, single family homes, condominiums and investment properties. I am pleased to provide my professional guidance to assist you in evaluating your real estate needs. I listen to my clients and formulate a plan that is tailored to their specifics needs whether your buying or selling. My commitment in real estate is to give you the personal service you deserve from a name you can trust. You will receive quality consulting through continous improvement this is my promise to you. As this market changes I change with it by continuing education, I am staying on top of latest real estate trends whether the market is up or down.
I am a Certified Pre Foreclosure Specialist, PSC with a Distressed Property Expert desgination, CDPE. With many homeowners facing financial hardships I have found it critical to be able to sit down with a homeowner and educate them on the current market conditions. With this evaluation I am able show my clients what these transactions entail having a system in place to get my clients on the path to recovery. Dealing with these transactions requires an agent that has taken the time to understand them from start to finish. Many agents shy away from taking short sale listings as well as showing their buyers homes in distress. I caution you if you are working with an agent that is not confident in these transaction, you need an Expert in your corner and by your side. If your facing a foreclosure you need an Expert, not an average real estate agent. The great news is not only have I earned my PSC and CDPE desginations but my husband Gary has also earned the PSC and CDPE designations. We are Experienced Santa Clarita Certified Distressed Property Experts.
www.SantaClaritaCertifiedDistressedPropertyExperts.com
I am an e-PRO Realtor. This designation is specifically designed to provide real estate professionals with the technology tools needed to assist consumers in the purchase or sale of a home as well as stay at the leading edge of technology and identify, evaluate and implement new Internet business models.
One of my focuses is to help law enforcement and military familes with both my husband and I having worn the badge and my husband also having served in the United States Marine Corp (Semper Fi). While our men and women are serving our local communities or our country I am here to help those families with what could be the largest and most daunting purchase of their lives with honesty and integrity.
Are you headed to a Foreclosure or your just thinking about walking away from your home... now what?!? There are solutions, you would like to help but are unfamiliiar with the short pay/pre forclosure process, let's sit down. As a retired Los Angeles Police Officer I have the skills to deal with the banks loss mitigation/home retention departments. Many agents dont want to take the time or are unfamiliar with the system itself, I have a system and team in place to assess a homeowners situation and give them an honest confidential evaluation to see what can be done for them. The goal is to try to look at the situation without attaching the homeowners emotions. If viewing the situation from a strictly business viewpoint, one can more successfully analyze which option might best suit ones needs and desires and move you towards resolving your financial difficulties. One very important thing to remember: Time is of the essence, so sit and take serious thought of your situation and take quick action in order to allow yourself enough time to complete the chosen process. Before the process chooses you.
Testimonials
"Caring, diligent, aggressive, thoughtful are just some of the character traits that describe the dynamic duo of Jennifer & Gary Ricco. The short sale process was a long process that had its share of frustration and angst; however, Jennifer & Gary never gave an inch to the lender, worked constantly with the lender and other parties to ensure we received the best possible terms for the sale of our property. In addition, they walked us through the process, kept us up to date with the latest information, and remained positive throughout the entire process. Jennifer & Gary worked out a great deal for us that allowed us to sell our property as well move on with our life at a new residence that Jennifer & Gary were instrumental in helping us to secure. We could not have closed the sale of our home with such agreeable terms and moved on successfully to our new residence without the tremendous efforts & skills of both Jennifer & Gary. We sincerely thank you and will recommend you both to our friends, family & peers."
Daren F. Stevenson Ranch, Ca Fri Apr 17
"Over the last 20 years, I have experienced the purchase and sell of several homes, and have dealt with a variety of Realtors. By far, my experience with Gary and Jennifer Ricco has been the most satisfying of all. From the moment we met Gary and Jennifer, I was extremely impressed with their professionalism. The sale of this house was a very difficult decision for my family and me, due to the tragic circumstances surrounding this resolution. When I called Jennifer to arrange the first meeting, she was empathetic, showed great compassion for my situation, and was strongly equipped with all sorts of relevant information. Through the entire process they explained every procedure, had great strategy in place, and went above and beyond to promote the sale of the house. Additionally, for hours and days at a time, Gary relentlessly negotiated with the mortgage company in order to get the lengthy and tedious process sorted out. Fortunately and thanks to all their great efforts the house was sold! My family and I will forever be grateful for their hard work and determination. Because of this wonderful support; we can now look forward to owning another home in the not so distant future."
Jeanette M. Canyon Country, Ca Mon Jun 1
People continue to flock to the Santa Clarita Valley in record numbers, and for good reason. As one of the fastest-growing communities in both California and the nation, the Santa Clarita Valley is a destination of choice for people seeking both a family-oriented atmosphere and a business-friendly environment. Many say this valley is the brightest discovery in the Golden State. In fact, USA Today named Santa Clarita one of the nation's 100 best communities in 2007. Spend some time in this thriving community and you'll discover why so many families and businesses call it home.
City of Santa Clarita
Population: 177,418
Elevation 1,200 to 1,400 feet
Santa Clarita is a city that reflects all the best of the Golden State - past, present and future. Located in a picturesque valley south of the Sierra Pelona Mountains and north of the Santa Susanna and San Gabriel mountains, Santa Clarita is big, bold and confident in its growing role as a first-choice community for raising families and building businesses. Within 35 miles of downtown Los Angeles, it is a bustling urban area with a variety of industries, affordable housing, abundant jobs and easy access to the Los Angeles basin.
The majority of the population is concentrated in the City of Santa Clarita, which contains most of the communities of Canyon Country, Newhall, Saugus and Valencia. The City of Santa Clarita encompasses 46.7 square miles of the approximately 200-square-mile Santa Clarita Valley, which was named for the Spanish Saint Clare by the early padres and explorers.
A movement to establish greater local control over the valley's destiny began in 1969, when an editorial written in The Signal newspaper urged readers to unite. It took years to convince residents that becoming its own municipality would bring more political clout within Los Angeles County, meaning more tax dollars could be spent on providing much-needed infrastructure improvements in the booming valley. The independence movement took several forms, including a failed attempt at creating a new county. Critics of independence argued they would have to pay more taxes if the community became incorporated, but a citizens' committee successfully demonstrated that the proposed city's area was actually generating more money than Los Angeles County was spending in it and that if the city formed, taxes could be better spent right here at home.
Voters approved the formation of the new city on November 3, 1987. The City of Santa Clarita was officially created on Dec. 15, 1987, becoming the 85th city in Los Angeles County and the largest area incorporated in California's history.
The City of Santa Clarita is the fourth-largest city in Los Angeles County based on the 2000 Census, and it is the 25th largest city in the state. Based on 2001 statistics, Santa Clarita was the fourth fastest-growing city in Los Angeles County and the 14th fastest-growing city in California.
More business leaders are taking a close look at how the city has accomplished so much in so little time. The city has earned numerous accolades. Among them, California Business magazine named Santa Clarita the second best mid-sized city in the state in which to do business, and City & State magazine named Santa Clarita one of the top five "up and coming" cities in the nation. The city has consistently placed in the Top-10 safest U.S. cities with populations over 150,000 and within Los Angeles County, according to FBI statistics. The Ladies Home Journal rated the city as having the best government benefiting women. The special report ranked the largest 200 cities across the country in several categories, including: low crime, health care, child-care, lifestyles, jobs, education, government and overall best cities.
The Santa Clarita Valley is, in fact, Southern California's best-kept secret with its low crime, sunny climate and family-friendly environment. It's a great place to live, work, play and stay. Its unique blend of rural, old west heritage and urban sophistication has contributed to this fast-growing community's enviable balance of high-quality living and growth. That balance is carefully maintained through long-term planning and fiscal responsibility, community involvement, respect for the environment, and strong public and private support for business development. Santa Clarita's successes are evident in its residential neighborhoods and recreational attractions, in its business parks and its cultural, commercial, educational and health-care centers.
Canyon Country
Canyon Country has carved a unique identity apart from its neighbors to the west. It is the largest of the four primary bedroom communities that make up the City of Santa Clarita: Saugus, Newhall, Valencia and Canyon Country. The area started as a collection of rural homes nestled into canyons and smaller communities - Mint Canyon, Tick Canyon, Iron Canyon, Sand Canyon, Whites Canyon, Vasquez Canyon, Soledad Canyon, Honby, Pinetree, Forrest Park, Sulphur Springs and Solemint Junction. The area south and north of the Santa Clara River was renamed Canyon Country in 1968 by a residents' ballot.
Geographically, Friendly Valley and Serena Park are part of Canyon Country, as is prestigious Sand Canyon with its large estate homes, equestrian ranches and the new Robinson Ranch golf course community. Soledad Canyon Road, which runs through Canyon Country, is a primary retail boulevard surrounded by a diversity of residential neighborhoods, a Metrolink train depot and shopping centers. Some of the newer attractions along Soledad include an Regal-Edwards 10-screen multiplex and entertainment center, as well as the new Jo Anne Darcy Canyon Country Library, named after the councilwoman who retired from public office in 2002 after having served the city since its creation in 1987. College of the Canyons maintains an educational center in the library complex, bringing much-needed classrooms and a computer center into the valley's most populous community.
Pioneer Col. Thomas F. Mitchell started the first school in the valley in Sulphur Springs in 1872, while John Lang used the springs for his health resort and hotel. He has the distinction of shooting the largest grizzly bear on record, weighing in at a decidedly hefty 2,340 pounds.
Newhall
After several years of planning, Old Town Newhall is emerging as a thriving venue of unique shops, live theaters and unique restaurants. The most visible early redevelopment of the area occurred in the late 1990s when Railroad Avenue was renovated with period light fixtures and landscaping, followed closely by nearly a block of retail renovation to the structure that now holds the Repertory East Playhouse and El Trocadero Steakhouse. That same block south of Market is also the new home of the Canyon Theatre Guild, whose playhouse hosts some of the finest community theater found anywhere. Across Railroad Avenue is the third Metrolink station to open in Santa Clarita, the Jan Heidt Metrolink Station, named after one of the city's first council members.
The oldest and most historic community in Santa Clarita also features the Walk of Western Stars, a Hollywood Boulevard-style sidewalk that honors western stars and other noteworthy individuals; the Cowboy Poetry and Music Festival at the nearby historic Melody Ranch, a working movie ranch once owned by western legend and California Angels owner Gene Autry; William S. Hart Park, a county-run facility that also includes the home-turned-museum of silent western star William S. Hart, a petting zoo and expansive grounds; Placerita Nature Center; historic Heritage Junction and the historic Pioneer Oil Refinery.
Newhall was founded in 1876. Railroad tycoon Henry Mayo Newhall had a major influence on this valley's destiny, recognizing the impact railroads would have on the area. He bought the old del Valle rancho and sold the railroad right-of-way to the Southern Pacific railroad for $1 and a town site for another dollar. Southern Pacific named the little town after him.
Newhall was the setting for filming of the earliest western movies, and this heritage was maintained by silent western star William S. Hart, who bequeathed his famous home and property to the county. His home is maintained as he left it, and it is open to the public for tours. Originally an oil, mining and farming community, Newhall now holds a generous portion of the still-visible history of this valley.
Saugus
Until the late 1940s, when people moved west after World War II, Saugus was a sleepy little town surrounded by several large ranches. Today, the community caters to family living, with much of its development built along Bouquet Canyon Road, which extends through the picturesque hills all the way to the Antelope Valley, Seco Canyon Road and Copper Hill Drive. A recent residents' survey revealed that 70 percent of the homeowners want to maintain Saugus as a bedroom community and not a business-oriented area. The community is the home of the Saugus Speedway and Swap Meet, one of the oldest and largest open-air markets in Southern California; Castaic Lake Water Agency's new filtration plant and education center, and a large Metrolink Station adjacent to the speedway.
One of the newest additions to the community is the 40-acre Central Park, which includes many amenities such as lighted sports fields and some 500 trees. Phase 2 of the park opened in January 2003, boasting four additional sports fields, a new restroom facility, walkways and shade trees.
Parks have been a priority since the city was created. The city opened another park in 2001, in the Circle J Ranch area of Saugus. The 5-acre Circle J Ranch Park at 22651 Via Princessa includes a picnic area, walkways, trails and children's play area. Another neighborhood park, the 5-acre Pamplico Park, opened next to James Foster Elementary School.
Saugus also is home to the Mountasia Family Fun Center, a year-round entertainment complex that celebrates its 10th anniversary in 2005. The center is home to the only laser-tag arena in the valley. It also features video and redemption games, a rock-climbing wall, bumper boats, roller-skating and blading, go-kart racing and miniature golf. The complex also features a Farrell's Ice Cream Parlour & Restaurant, which offers a full menu as well as a variety of ice cream desserts. Mountasia also is a popular spot for birthday parties and corporate events.
The Santa Clarita Sports Complex, renamed the George A. Caravalho Sports Complex after the longtime city manager who recently left, features basketball, volleyball and raquetball courts, as well as a specially designed outdoor skate park. The complex recently underwent an expansion that introduced a teen center, arcade, arts and crafts room, dance room, computer room and various community and multipurpose rooms. The newest addition to the complex is an aquatics center, boasting three pools, including a 50-meter competition pool with a professional timing system, a 25-meter dive pool, and an activity pool complete with water play equipment and a 160-foot water slide. The recently completed $9 million facility also provides concession facilities and locker/changing rooms on its landscaped, lighted grounds. With plenty of parking and ample deck space for lounging, the Aquatic Center is sure to be a popular summer destination.
Saugus also has a connection to the man after which Newhall was named. In 1887 the Southern Pacific railroad established a second train stop at Saugus, which was named for Henry Mayo Newhall's Massachusetts birthplace. The term Saugus is Narragansut Indian, meaning "sandy spit of land."
The Newhall-Saugus area became Hollywood's back lot for filming westerns. Actors William S. Hart, Tom Mix and Gene Autry took advantage of the rugged and varied topography to create the visual traditions that would define the classic western. In fact, Saugus was the scene for one of the West's last train robberies - and it was not a fictional movie tale. In 1929 "Buffalo" Tom Vernon derailed Engine No. 59 and separated passengers from their valuables. The famous Saugus Cafe opened in 1887 inside the Saugus Train Station, and in 1905 it moved across the railroad tracks to where it stands today. Among the celebrities who have dined in the cafe were President Theodore Roosevelt, President Benjamin Harrison, the King of Spain, Clark Gable, John Wayne and California Governor Gage.
Valencia
Abiding by its slogan "Built as Promised," Valencia has been carefully planned, designed and built over the last 40 years and has become one of the most popular areas in Southern California for people to raise their families. Valencia is regarded as one of the nation's leading master-planned communities and was named one of the 50 best places in the U.S. to live in the publication "Fifty Fabulous Places to Raise Your Family."
Newhall Land has developed Valencia in accordance with a master plan created by legendary planner Victor Gruen in 1965. Rather than focusing solely on residential development, the community's master plan includes every aspect of modern life - diverse residential neighborhoods that are balanced by thriving work centers, top-quality schools, abundant recreation, dynamic shopping, dining and entertainment, and public services such as medical care, government centers, a library and more.
Partly located in the heart of the City of Santa Clarita, the community occupies a portion of the original 48,000-acre Newhall Ranch. It encompasses more than 15,000 homes, tens of thousands of jobs, and distinguished institutions such as College of the Canyons and the Disney-endowed California Institute of the Arts. These two institutions will soon be joined by the future campus of the University of California at Los Angeles (UCLA) Film and Television Preservation Center on 60 acres at McBean Parkway and Rockwell Canyon Road, between CalArts and College of the Canyons.
Also unique to the community is its extensive paseo system, a series of scenic walkways and bike paths that connect homes to shops, parks and schools. There are currently about 30 miles of these innovative paseos, which are featured within each residential neighborhood Newhall Land plans. The company has partnered with the City of Santa Clarita to build miles of trails along the Santa Clara River and its tributaries.
Valencia is renowned for its open space and abundant recreation. There are currently 11 parks, all built by Newhall Land, within the community, dozens of private neighborhood recreation centers and acres of natural areas and oak woodlands that the company has set aside as permanent open space.
Valencia is home to government, health care, dining and entertainment, as well. The Santa Clarita Valley Chamber of Commerce, Santa Clarita City Hall, Henry Mayo Newhall Memorial Hospital, the county's civic center, Six Flags Magic Mountain and Hurricane Harbor, Westfield Valencia Town Center, Valencia Marketplace, Valencia Country Club and TPC at Valencia, California's first and only Tournament Players Club course, are all located here
Westfield Valencia Town Center, an enclosed regional shopping center, and Town Center Drive, a half-mile pedestrian-oriented retail destination, create the hub of shopping, dining and entertainment for the valley. In addition to three major department stores, Town Center is home to a mix of quaint boutiques, leading national retailers, great restaurants, the Hyatt Valencia and Santa Clarita Conference Center, a Spectrum Health Club, and major employers including Princess Cruises and Morgan Stanley Dean Witter. The mall recently unveiled plans to undergo a major expansion, which would include a larger Macy's department store.
Newhall Land has also developed Valencia Gateway, a series of planned business and technology centers that currently provide more than 55,000 jobs. As the major employment center for the Santa Clarita Valley, Valencia Gateway is home to numerous light industrial and manufacturing businesses, and is an established center for entertainment, production, and biotechnology-related industries.
Also in Valencia are numerous state and nationally distinguished elementary, junior and senior high schools, private child-care centers and Legacy Academy, a private elementary school.
Stevenson Ranch
Stevenson Ranch, set in the foothills of the Santa Susanna Mountains in the Santa Clarita Valley, offers wide-open spaces, breathtaking views, and a variety of home choices to suit a wide variety of family needs. An ideal community bringing families together to grow and experience the small-town spirit shared among neighbors, Stevenson Ranch fosters close-knit neighborhoods and family-oriented community-wide activities such as festivals and holiday celebrations. The 4,000-acre community of more than 8,000 homes features an estimated 1,000 acres of designated open spaces and parklands, and is close to various work centers and recreation.
Stevenson Ranch Elementary School, has been honored as one of the select few "California Distinguished Schools." One of community's newest schools is Pico Canyon Elementary School, which opened in 2003 at 25255 Pico Canyon Road. Education is a major concern of the community, and Stevenson Ranch provides unequaled education opportunities to its residents. Projected at the build-out of the community, a full spectrum of new educational facilities will be operational, including a middle school and a high school. Additionally, the new Dr. Richard H. Rioux Memorial County Park includes soccer fields, baseball diamonds, basketball, two children's play areas and an outdoor amphitheater.
Information courtesy of the Santa Clarita Resource Guide 2007-2008
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