Are you looking to purchase a home in Pinellas County and need assistance with your down payment and closing costs? You can purchase your first home for as little as 1% of the purchase price.
Pinellas County offers a mortgage in the form of a Deferred Payment Loan to income-qualified homebuyers purchasing a single-family home within the City of Clearwater & the City of Largo.
Homebuyers Must attend a homebuyer seminar. The applicant must apply for a first mortgage after executing a real estate purchase contract. The lender will then submit the loan to the County for consideration.
A deferred payment loan is second mortgage with no interest (0%), requiring no monthly payments as long as the property remains your primary residence. The deferred loan is secured by a promissory note (second mortgage lien), which defers repayment until a default occurs.
If you have never owned a home, have not owned a home in the last three years, or are a veteran, you may qualify for down payment assistance.
There is a limit on how much can be lent to you, depending on your income level and your household size.
The amount of assistance is adjusted for your family size, all family members are included. Income levels cannot exceed program income limits.
If You Qualify You can Receive Up to $7000 in Down Payment Assistance to Cover the Down Payment & Closing Costs.
The actual amount of mortgage assistance provided by Pinellas County will depend upon a financial analysis of each individual household. Not all buyers will qualify for the maximum amount of assistance.
Single-Family Detached Housing, including Townhomes and Villas are eligible types of housing within the City of Clearwater and the City of Largo
Home Must become applicant's Primary Residence. Rental Properties, Second Homes and Mobile Homes are Not Eligible for Assistance. Maximum purchase price of a home must be at or below $266,583.
The amount of down payment to be provided from your own funds is 1% of the purchase price which goes towards the down payment and closing costs.
This requirement can be satisfied by the down payment on the purchae contract or at closing. No credit is given against this requirement for expenses such as home inspection and appraisal fees.
Please click on my personal website for more information http://www.mortgagestampa.org or contact me directly @ 813-385-1109 to obtain additional information or to assist you in getting started on your home purchase.
Jason R Hands
ResMac Mortgage
5811 Memorial Highway Suite 206
Tampa, FL 33615
813-463-0283 - Direct
813-385-1109 - Cell
866-216-6322 - Fax
jason@res-mac.com
http://www.mortgagestampa.org
NMLS Originator ID: 214834 FL # LO562
Stated Income Loan Program, FHA, VA, USDA, Conventional, "Home Path", "HUD Homes", "My Community" and Hard Money Financing Options Available
ResMac Mortgage is a direct lender in Tampa. We offer the best rates and fees in the industry with in house underwriting and processing, allowing us to close loans in 21 days or less.
We are a full service direct lender with no lender overlays with Stated Income loans, Conventional, Jumbo, FHA, VA, USDA, HUD Homes, My Community, Home Path and Hard Money to 70%.
I also have access to many local county down payment assistance programs in Hillsborough, Pinellas, Pasco and Orange Counties.
• 600 Mid Score on FHA Financing, 620 Mid Score on Conventional, VA & USDA Financing, 640 Mid Score on HomePath, also Stated Income Loan Program
• REO, Short Sale, Foreclosure & Probate Purchase's
• Up to 100% Financing On VA & USDA
• Up to 97% Financing On HomePath
• No Monthly Mortgage Insurance Payments (HomePath, VA & USDA)
• Fixed Rate, ARM & Interest Only Options Available
• I Can Close Your Loan in 21 Days or Less, All Programs
* Up to 6% Seller Paid Closing Costs on FHA, VA & USDA, Up to 3% Seller Oaid Closing Costs on Conventional
* Cash Out Refinance Up to 85% LTV on FHA & Conventional and Cash Out up to 90% LTV on VA.
* Hard Money Purchase Up to 70% for Primary, Second Home and Investment Property
* Very Low Lender Fees, Very Competive Rates and Exceptional Customer Service
Please contact Jason R Hands for information on getting a rate quote. Or if you have a current offer from a lender please fax it to 866-216-6322 and I will beat their offer! Please contact me to discuss our loan programs, current rates and financing options.
Jason R Hands
ResMac Mortgage
5811 Memorial Highway, Suite 206
Tampa, FL 33615
800-917-7002 Ext 103 - Office
813-463-0283 Direct
813-385-1109 - Mobile
866-216-6322 - Fax
http://www.mortgagesorlando.net
NMLS Originator ID: 214834 FL # LO562
Stated Income Program, FHA, VA, USDA, Conventional, Jumbo, Home Path, HUD Homes, My Community and Hard Money Financing Options Avaialable
Are you looking to purchase a home in Pasco County Florida and you are Short on funds to close?
Pasco Opportunity Program (POP) is a partnership between Pasco County and several not for profit agencies. These agencies buy homes, have them repaired, and make them available for sale. They already meet all the rehabilitation standards of Pasco County and FHA..
You can purchase a Single Family Home, Townhome or a Villa. The home must be in the targeted areas within Pasco County. The maximum sales price cannot exceed $240,000. You do not have to be a 1st time homebuyer or live in Pasco to utilize the program.
In order to apply for assistance, you must apply through one of the partner financial institutions that have signed agreements with the County. The financial institution will make an initial determination on whether you need and are eligible for the Pasco DPA Funds. If you do, they will reserve funds in your name with the Community Development Division. County staff will also ensure that the home meets the standards of the Pasco County Homebuyer Assistance Program Minimum Housing Standards Checklist. You must also attend a County sponsored Homebuyer class in order to receive assistance, and before you sign a contract to purchase a house.
There is a limit on how much can be lent, depending on your income level and your occupation.
The amount of assistance is adjusted for your family size, all family members are included.
If you qualify you can receive one of two different types of down payment assistance.
•1. Low Income - 50% of Sales Price Deferred for 5 Years at 0% and Closing Costs
•2. Moderate Income - $20,000 in Assistance Deferred for 5 Years at 0% and Closing Costs
You may also receive an additional $10,000 in Assistance if you are an essential service employee, which are defined as government, school board, educational, law enforcement, active military and health care employees along with retiree's on a fixed income.
You do have to put some of your own money into the purchase of the house. They do not differentiate between your down payment, closing costs, or other paid items. The amount that you will have to put down depends on your income level and the sales price of the home.
Your Minimum Investment is as follows:
•1. Low Income = $500.00
•2. Moderate Income = $1,250.00
Please click on my website http://www.mortgagestampa.org or contact me directly @ 727-376-2085 for more information or to assist you in getting started on your new home purchase. ResMac Mortgage is a Partner Financial Institution with Pasco County.
Jason R. Hands
ResMac Mortgage
8511 Memorial Highway, Suite 206
Tampa, FL 33615
727-376-2085 Direct
813-385-1109 - Mobile
866-216-6322 - Fax
NMLS Originator ID: 214834 FL # LO 562
Stated Income Loan program, FHA, VA, USDA, Conventional, Home Path, HUD Homes, My Community and Hard Money Financing Options Available
Are you looking to purchase a home in Orange County (Orlando) Florida and you are short on funds to close?
Orange County Down Payment Assistance Program has received Millions from the Department of Housing and Urban Development to help homebuyers purchase their first home in order to stabilize neighborhoods. This program includes down payment assistance and help with all or a portion of the closing costs.
You can purchase a Single Family Home, Townhome, Condo or a Villa. The home must be in Orange County.
The maximum sales price cannot exceed $219,000.
You are required to have one year residency in Orange County to utilize the program.
You Must have legal right to permanently reside in the United States.
Homebuyers Must attend a pre and post purchase homebuyers seminar.
There is a limit on how much can be lent, depending on your income level and your household size..
The amount of assistance is adjusted for your family size, all family members are included. Income levels cannot exceed program income limits.
If you qualify you can receive one of three different types of down payment assistance.
* Very Low Income - $17,500 in Down Payment Assistance Deferred for 15 Years @ 0%
* Low Income - $10,000 in Down Payment Assistance Deferred for 15 Years @ 0%
* Moderate Income - $5,000 in Down Payment Assistance Deferred for 15 Years @ 0%
You do have to put some of your own money into the purchase of the home. The amount that you will have to put down will be the greater of $1000 or 1.75% of the purchase price towards a down payment and closing costs.
Please click on my personal website http://www.mortgagesorlando.net for more information or contact me directly @ 407-966-4503 for income qualifying levels or to assist you in getting started on your home purchase.
Jason R Hands
ResMac Mortgage
8511 Memorial Highway, Suite 206
Tampa, FL 33615
407-966-4503 - Office
813-385-1109 - Mobile
866-216-6322 - Fax
http://www.mortgagesorlando.net
NMLS Originator ID: 214834 FL # LO562
Stated Loan program, FHA, VA, USDA, Conventional, Home Path, HUD Homes, My Community and Hard Money Financing Options Available
Are you looking to purchase a home in the City of Tampa and need assistance with your down payment and closing costs? You can purchase your first home with as little as 1% of the purchase price.
The City of Tampa offers a mortgage in the form of a Deferred Payment Loan to income-qualified homebuyers purchasing a single-family home within the City of Tampa.
Homebuyers Must attend a homebuyer seminar. The applicant must apply for a first mortgage after executing a real estate purchase contract. The lender will then submit the loan to the City for consideration.
A deferred payment loan is second mortgage with no interest (0%), requiring no monthly payments as long as the property remains your primary residence. The deferred loan is secured by a promissory note (second mortgage lien), which defers repayment until a default occurs.
If you have never owned a home, have not owned a home in the last three years, or are a veteran, you may qualify for down payment assistance.
There is a limit on how much can be lent to you, depending on your income level and your household size.
The amount of assistance is adjusted for your family size, all family members are included. Income levels cannot exceed program income limits.
If you qualify you can receive one of the following types of down payment assistance
* Very Low Income - Up to a Maximum of $40,000 in Down Payment Assistance
* Low to Moderate Income - Up to 20% of the Purchase Price with a Maximum of $25,000 in Down Payment Assistance
The actual amount of mortgage assistance provided by City of Tampa will depend upon a financial analysis of each individual household. Not all buyers will qualify for the maximum amount of assistance.
Single-Family Detached Housing, including Townhomes and Villas are eligible types of housing within the City of Tampa limits. Homes with in ground swimming pools are not eligible.
Home Must become applicant's Primary Residence. Rental Properties, Second Homes and Mobile Homes are Not Eligible for Assistance. Maximum purchase price of a home must be at or below $165,000.00.
The amount of down payment to be provided from your own funds is 1% of the purchase price which goes towards the down payment and closing costs.
This requirement can be satisfied by the down payment on the purchae contract or at closing. No credit is given against this requirement for expenses such as home inspection and appraisal fees.
Please click on my personal website for more information http://www.mortgagestampa.org or contact me directly @ 813-385-1109 to obtain additional information or to assist you in getting started on your home purchase.
Jason R Hands
ResMac Mortgage
5811 Memorial Highway Suite 206
Tampa, FL 33615
813-463-0283 - Direct
813-385-1109 - Cell
866-216-6322 - Fax
jason@res-mac.com
http://www.mortgagestampa.org
NMLS Originator ID: 214834 FL # LO562
Stated Income Loan Program, FHA, VA, USDA, Conventional, "Home Path", "HUD Homes","My Community" and Hard Money Financing Options Available
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I am a licensed mortgage loan originator with over 10 years experience in the industry. I work on integrity, honesty and always put customer service first. I will make sure you receive the best loan.
We are Licensed to Originate Loans in Florida, California, New Jersey, Maryland, Virginia & Pennsylvania
I offer adjustable and fixed rate mortgages allowing up to 100% financing for primary residence, purchase and rate/term transactions along with cash-out refinances to 90.00% LTV.
Programs include 10,15,20,25 and 30 year fixed, one (1) month LIBOR, six (6) month LIBOR, one (1) year, 3/1, 5/1, 7/1 and 10/1 LIBOR ARMs. Fully Amortizing and Interest Only options are available.
For more information call 813-385-1109
Our conventional product line is extensive dealing with primary, second homes, & investment properties.
Realtors: What is your current mortgage specialist doing to help you in the current environment? Call today to discuss the benefits of partnering with Bay To Bay Lending.
Jason worked hard to assist me for many months prior to submitting my loan helping raise my credit scores and lower my debt to income ratios so I would qualify for my first home purchase.
Jason took many hours out of his busy schedule to assure me that I would be able to get a loan with the lowest rate and fee's available. Jason followed through on all of his promises and even offered me a lender credit at closing.
I will recommend him to all of my friends and family members.
Sarah D
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