• Oct. 18, 2009 - Selling Your Mt. Helix, CA Home In The Next 6-12 months?
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If You're Going To Sell Your House In The Next Mt. Helix, La Mesa, CA - Even though your house isn't on the market yet, the buyer for your house is already starting to read the real estate magazines - just like you are right now. A recent interview with Jason Kardos, Real Estate Broker revealed several tips for anyone thinking of selling their Mt. Helix -area home. "Most owners think their homes will sell quickly. Everyone thinks that their home is special and will bring a good price. In fact a lot of all new listings that go on the market eventually expire with the home still unsold." If you're going to sell your house in the next six months, there are some things you can do now that will help you get top dollar for your home when you do sell it. You may be reading this publication right now looking for the next home you're going to buy - even though you haven't sold the house you're in now. If that's the case it's especially important for you to plan your move properly. A special report has just been released which shows you step-by-step what you need to do to get ready to sell your house for top dollar quickly.
Jason says the information in this report is the secret to his success in selling homes so quickly, and the reason he's able to sell most of her listings in less than 90 days. To get a free copy of the guide for smart home sellers called How To Sell Your House For Top Dollar - Fast! just call 619 303-2826 and your guide will be mailed today. We've provided a link below to see all the currently active listed homes in the Mt. Helix area as a free service for seller's to research their competition. Seller's can contact us for a current market analysis on their home and schedule an appointment for us to meet you and preview your home for a pre-listing review.
Jason Kardos, Real Estate Broker With McCormack Auction and San Diego County Property Management Cell (619) 347-6337 Check out Homes for Sale, Auctions, & Property Management Services at: DRE Lic# 01324429 |
Spring Valley, CA Real Estate Agent
• Oct. 17, 2009 - How To Save Thousands On Spring Valley, CA Bank Owned Foreclosures, Get a Low-Interest Government Mortgage AND Get A Check For Up To $8000!
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San Diego, CA -- If you've been thinking of buying a home, this is going to be the most exciting news you hear this year! We are trying to make sure that everyone who wants the money and needs the money, gets this message. Right now, you can get up to $8000 in FREE money from the federal government to buy a home in 2009. The money is part of President Obama's economic stimulus package to help more Americans become homeowners. The money is a FREE gift, and never has to be paid back - as long as you live in your new home for three years. You don't have to jump through any hoops to get the money either. All you have to do is buy a home before November 30th, 2009 and the money is yours. Most people in San Diego qualify for the full $8000 - meaning you must make less than $75,000 as an individual, or less than $150,000 as a couple. Even if you make a little more than that, you can still get some of the money. Anyone who has not owned a home in the last 3 years is considered a "first-time" homebuyer. Right now, it's a good time to be living in San Diego, because there are special government backed Low-Interest Mortgages available for many of the homes here. This mortgage program is part of the government's Federal Housing Administration, and interest rates are at their lowest levels in decades. The VERY BEST situation you could take advantage of right now is to find a "Bank-Owned" foreclosure - a home that the bank has taken over and needs to get rid of. They price these homes unbelievably low to get rid of them in less than 30 days. There Are SEVERAL As I write this, there are 223 of these Bank-Owned homes in San Diego priced UNDER $200,000. For example, there's a 2 Bedroom house in North Park with 795 square feet of heated space. The house sold in 2006 for $290,000 - it's for sale right now for $129,900. It qualifies for a low-interest mortgage. There's a 3 bedroom, 3 bath Bank-Owned home for sale in South Park that's on the market right now for $502,900. It sold in 2005 for $610,000. There are 72 bank-owned homes under $100,000. These homes are all bank owned foreclosures and must be sold. The way the banks work when they foreclose on a home is they first make sure the house is vacant. They do whatever clean up and repairs are necessary to get the house ready for the market. Bank-Owned Homes The banks don't care about getting the MOST money for the house... they care about getting RID of it. Most of the time, they'll even pay all of the closing costs. With a bank-owned home, that means you could buy it at a nice discount, have the bank pay your closing costs, AND get a check for up to $8000 you can use for anything you like. You can use the money for decorating your new house, furniture, a new fridge or appliances - even a big screen TV or hot tub. It's your money and you can use it however you want. The amount of money you get depends on the price of the home you buy. You get 10% of the value of the home up to $8000. So if you buy a $70,000 home - you would get $7000. Anything over $80,000 qualifies for the full $8000.Even some manufactured homes qualify for these low-interest mortgages, as long as they are stationary and on "owned" property. Most of these homes will have monthly payments similar or less than what you're paying in rent right now. Today, I just ran off a list of ALL the bank-owned homes in San Diego, and I researched which of those homes are also eligible for a low-interest mortgage. If you want to stop by and pick up the list from our office today... you can call me at Get a FREE Bank Owned Homes List and Map - 888-877-8022 x500 or www.BankOwnedElCajon.com Click here to view your personal property search web site. Jason Kardos, Real Estate Broker With McCormack Auction and San Diego County Property Management Cell (619) 347-6337 Check out Homes for Sale, Auctions, & Property Management Services at: DRE Lic# 01324429 |
The House voted today to extend the $8000 tax credit to Military personnel, Foreign service and Intelligence Officers for an extra year (November 30th 2010)! They have to qualify using the same 1st time buyer rules and they have to have had 90 days of continuous military service during 2009. One new provision: If the military person is forced to sell their home (within the 3 year period) due to military orders or deployment, they will not hve to pay back the $8000. It's expectted to sail thru the Senate shortly. When I have confirmation of that, I'll let you know.
Banks bite bullet on loans
A new report from the Office of the Comptroller of the Currency and the Office of Thrift Supervision shows
that the portion of loan modifications in the second quarter that involved reducing the principal increased to 10 percent from 3.1 percent in the first quarter.
While strategies such as lowering interest rates or extending mortgage terms can temporarily help borrowers struggling to make payments, reports show that often times borrowers redefault because the modifications do not lower payments to a truly affordable level. Of loans modified in the first quarter of 2009, 28 percent were in default again within three months, according to the Office of the Comptroller of the Currency. Among those modified in last year's second quarter, 56 percent were in default again a year later. Banks are beginning to reduce mortgage principal due, in part, to prodding from the Obama administration, whose housing plan includes financial incentives for mortgage-servicing firms that modify loans. At the same time, banks now have more flexibility to modify loans because of their success in stabilizing their balance sheets and, in some cases, raising fresh capital.
What Spring Valley Community Planning Group Meeting
When Tue Oct 13 7pm - Tue Oct 13 9pm (Monthly at 7pm on the second Tuesday) Monthly at 7pm on the second Tuesday
Where map 2554 Sweetwater Springs Boulevard, Spring Valley, CA 91977
Description Otay Water District Headquarters
Jason Kardos is a San Diego native who was born in La Mesa, CA. & is an active investor/agent who buys and sells, including auctions & 1031 tax-deferred exchanges. GRI, RMS, CCRM, and Realtor.
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