Dear All,
I would like to take a brief moment to offer you my sincere thanks for your hard work in making Gold Star the strong and successful company that it has become today. Our company has developed into a model for excellence, and each and every one of you is owed a special thank you for making that happen.
As you all know, April was a very hectic month in all aspects of the business, and May is poised to be even busier. New lending regulations combined with the nature of a constantly evolving industry require diligent and consummate professionals to maintain our upward trajectory. Indeed, we have been able to continue to climb path of growth and success that started many years ago, even in the midst of an economic recession, as we currently have over $132 million in loans ready to close over the next 40 days with more on the way. I attribute this in no small part to the dedication and hard work of everybody in the Gold Star family, from sales staff operations staff to our business partners. Without your continued support, none of this would have been possible. It is continuing proof that Gold Star is a first class company. We have first class borrowers and first class lenders. Our service is first class and our rates are first class. We have first class branches, first class salespeople, first class processors, first class underwriters, and first class support staff. It is why you are a part of the team, as each and every one of you is a first class professional.
As always, if there is anything that I can do to assist you please feel free to let me know; my door is always open. I will close by expressing my extreme gratitude for your hard work and dedication, and with much anticipation and excitement as well; with individuals such as you on board, our company's future is extremely bright.
Sincerely,
Dan Milstein.
Chief Executive Officer
#1 Loan Officer in the USA
Gold Star Mortgage Financial Group. an Inc500 Company
GOLD STAR MORTGAGE FINANCIAL GROUP WELCOMES THE RETURN OF THE 5% DOWN CONVENTIONAL LOAN!!
Going forward, borrowers who previously experienced a deed-in-lieu of foreclosure won't have to wait as long to get approved for a subsequent mortgage.
Last week, mortgage financier Fannie Mae changed its required waiting period (the amount of time that must elapse after a pre-foreclosure event) to reflect current market conditions.
In the past, borrowers had to wait four years after a deed-in-lieu of foreclosure to get approved for a mortgage with Fannie Mae.
That time period has been slashed to just two years, though the maximum loan-to-value is limited to 80 percent. After four years, the maximum LTV climbs to 90 percent.
Pre-foreclosure sales and short sales, which Fannie categorizes as the same event, a property sold in lieu of foreclosure for less than the total amount owed, will also have a two year waiting period with the same LTV requirements.
Additionally, certain extenuating circumstances will allow borrowers to get loans after just two years at up to 90 percent LTV.
In all cases, borrowers must re-establish their credit, meaning they must meet minimum credit score requirements and eligibility requirements.
Fannie Mae and Freddie Mac currently require a five-year waiting period after foreclosure to re-establish credit; the waiting period is only three years for an FHA loan and two years for a VA loan.
For Potential Home Buyers in Grand Rapids, MI. There are 5 Important Factors to Consider.
Purchasing a new home is an extremely exciting time in people's lives. It is the single largest investment most will ever make. It is a memory making spot for families and holds many treasures inside it. It is not a decision to be taken lightly so take note of the following:
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Home buyer seminar in Grand Rapids, MI
Buying a home can be one of the more exciting and rewarding events in your life. Whether you are a first time home buyer or looking to relocate to a different home, let us help you reach your home ownership goals. Join us for this informative home buyer seminar, brought to you by Gold Star Mortgage Financial Group in Grand Rapids, MI! This home buyer seminar is not only a great opportunity for those looking to purchase their first home, but those looking to move or refinance their current home.
Topics at this home buyer seminar will include:
Receive free pre-approval, a free credit report, and a coupon worth $500 towards
closing costs for those in attendance at this home buyer seminar.
Please join us for this informative home buyer seminar! The seminar is to be held on Tuesday, March 23rd 2010 from 6:30 PM to 8:00 PM, and snacks and beverages will be served. Please RSVP for this home buyer seminar to Jennifer Tabor Storre @ (616) 241-5325 by April 13,2010
The $8,000.00
Home Buyer Tax Credit ENDS
April 30, 2010
DON'T MISS OUT!!!
Our home buyer seminar will give you the tools to take advantage of this limited-time benefit!
This home buyer seminar is sponsored by:
Gold Star Mortage Financial Group
2335 Burton SE Suite B30
Grand Rapids, MI 49506
(Behind Panopoulos Salon off Burton SE or
Behind Chase bank off Breton SE)
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Specializing in FHA and VA Home Loans, 0 Down Financing, Jumbo Loans, First Time Home Buyers, Credit Repair, and Conventional Financing in the Greater Grand Rapids, MI. area. NMLS # 206497
Gold Star Mortgage Financial Group is a full service mortgage business with its main headquarters located in Ann Arbor, MI. It was founded by Dan Milstein, who is the number one originator in the state of Michigan, and #3 nationwide. Dan has built the company in his own image, and all employees are held to the same exacting standards he exhibits. It is our primary fiduciary goal to build and develop relationships with our clients that are professional and last a lifetime. Because of this, many of our employees relate to Gold Star as their second family. Our most important mission is measured by quality, and not quantity. At Gold Star Mortgage, our goal is to represent the highest quality principals in an ethical and professional manner in all aspects of our business. Quite often, this entails counseling our customers, providing customized loan programs, and helping them to pursue financial freedom. This goal can be put into four words: FAMILY-ORIENTED & CUSTOMER FOCUSED.
We are committed to providing the highest level of personal financial services in a professional manner. First and foremost, we represent our clients ensuring they have access to the best rates and a variety of mortgage products. Our high standards provide our clients with mortgage-based savings and increased knowledge to properly manage and control their own financial well being. Internally, Gold Star Mortgage Financial Group upholds sound management to maintain earnings for our continued growth and provide employees with a challenging and rewarding career. With these principles, Gold Star Mortgage Financial is able to provide our clients with the peace of mind they deserve for years to come.
Gold Star is excited to bring these core values to West Michigan under the direction of Jennifer Storre and her staff. We look forward to being an integral part of the community for years to come.
As a direct result of our core values, Gold Star has become the fastest rising star in the mortgage industry. Our executives, as well as the company as a whole, have been the subject of numerous accolades and awards throughout the nation. We are very proud of these achievements, however, it also is a reminder that we need to live up to them every single day, with every single client. Below is a series of links to some of our more recent achievements.
Rest assured that when you choose Gold Star, you will experience the same world class level of attention that allowed us to scale these lofty heights.
Gold Star Mortgage ranks #3 on Crain's 2009 List of Largest Mortgage Lenders
Gold Star Mortgage ranks #349 on Inc. 500 fastest-growing companies in America
Gold Star Financial Receives 2009 Best of Ann Arbor Award
Gold Star Mortgage Financial Group surpasses national banks in local FHA market
Gold Star Mortgage Financial doubling offices, hiring in downturn
Jennifer Tabor Storre - Division President NMLS#206497
With over 25 years in both the Real Estate and Mortgage industries, Jennifer knows what it takes to bring her clients to a place they can call "home!" It has been her life's work to have helped thousands of clients purchase or refinance their homes, earning her top achievement awards within the industry.
Jennifer believes strongly in two values; Family and Loyalty. Those two values are a part of every transaction with Jennifer. It's easy to see why her clients rave about her to everyone they know. Whether you are purchasing or refinancing her extensive knowledge of loan programs will allow you to choose the best financing options for your personal needs.
As the West Michigan Branch owner it is Jennifer's primary focus to create a nurturing office environment conducive to positive thinking and creative problem solving. Having a gifted team of mortgage professionals is a true joy for her.
When she is not working Jennifer enjoys skiing and golfing with her husband and daughter. A true people-person it would not be uncommon to find her meeting people at the ski slope, as well as, the numerous industry and community groups to which she is a member.
Jennifer Cooper - Vice President of Sales and Marketing
Jennifer Cooper has been in the Real Estate and Mortgage industries for over 12 years. Her industry knowledge, excellent people skills and attention to detail have always served her and her clients in having everything come together and close their loans in a timely fashion.
Jennifer is the glue that keeps everything together both in the office and as a single mother of three children. She loves the water, the outdoors and watching the Green Bay Packers. You can usually find her cheering her kids from the stands at their baseball games in the Spring time.
Ed Masselink - Operations Manager
Ed joined Gold Star Financial in 2008 and brings with him over 8 years of successful mortgage lending experience. Ed has functioned as an originator, loan processor and manager. When you want answers and need them fast, Ed is the person to call. Ed's expertise and tenacious problem solving abilities help both him and his clients navigate today's complex lending environment.
Ed is married with two sons ages 12 and 8, and a 4 year old daughter. When he is not working, Ed enjoys watching and coaching his kid's sports teams, playing golf and relaxing at the Lake Michigan shore with his family
Bill Herceg - Senior Loan Consultant
Bill brings over 12 years of experience in the home mortgage industry. Bill began his career as a Loan Officer and progressed to become the Broker/Owner of a multi-state licensed brokerage. Bill's goal is always to find the best loan program available to fit his client's specific needs.
Bill's experiences working with lenders, title companies and third party service providers has not only increased his knowledge but has helped him to better service his clients.
A graduate of Michigan State University, Bill is an avid Spartan fan and active alumnus. When not assisting his valued customers, Bill enjoys mountain biking, hockey, skiing and tennis.
Jeffrey Gusky-Senior Mortgage Consultant
Jeffrey Gusky has over 20 years of experience in both banking and mortgage lending industries. He has served in a number of different capacities from Loan Originator to Vice President. Jeffrey's integrity, customer focused, relationship orientation and responsiveness are all hallmarks of the reputation he has earned with clients and business partners.
Born and raised in Pittsburgh, PA, Jeffrey moved his then young family to Michigan in 1987. He is the father of two sons, both in their twenties. Jeffrey's commitment to community has always been an important part of his life, from sponsoring the Special Olympics to coaching Lacrosse at both East Grand Rapids and Rockford High Schools.
"I've worked with Dan Milstein and Gold Star on several occasions, and he is extremely knowledgeable and efficient. His help in all my financing matters is greatly appreciated, and I would recommend him to anyone." -Charles "Chili" Davis, Former New York Yankee
I came to America as a foreign national to play for the Red Wings. I was purchasing a home for my family during the Stanley Cup Playoffs in 2002. I encountered problem after problem due to my lack of any American credit. Gold Star helped me establish alternative forms of credit so that I could be eligible for a loan. They handled the whole transaction and we closed in seven days."
Pavel Datsyuk
Detroit Red Wings #13
Your #1 fan for life
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