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John Elwell

Federal Fair Housing Law Is Not All You Need to Know! Local Statutes/Ordinances Can Affect You Too!

11-21-09
John Elwell

Fair Housing Logo Most agents, and even most US citizens, are aware that there exists a non-discrimination law that covers housing in the United States. This was first established by the Fair Housing Act in 1968. It says that when dealing with housing "no one can be discriminated against based on race, color, national origin, religion, sex, familial status or handicap. Notice it does not mention "age". The penalties for violations of the Fair Housing Act are severe, to say the least!

To see a lot more information about the Federal Law concerning housing in general and the Fair Housing Act, you can CLICK HERE. Lots of good information for home buyers, sellers, landlords, tenants, and their agents can be found here. Answers to the questions many of you may have. You can also get contact information so you can call and speak with a HUD representative in person.

What many people do not realize is that not only do we need to remember the Federal laws, we also need to be aware of city, county, and state statutes/ordinances that may go even further in creating protected groups. None of these entities can weaken the Federal laws, but they can add to it.

Keep out Here is a case in point. On November 19, 2009 the City of Tampa, Florida put in place an ordinance that prohibits discrimination against transgender persons in many areas of life, including HOUSING. Several years ago they had also included age and sexual orientation under their protective umbrella.

Now, Tampa is located in Hillsborough County which has rejected such protections. So in the non-Tampa parts of the county you just need to follow Federal law, for the time being. But cross over the border into the City of Tampa, and you had better know who is protected and who is not. Otherwise, you could find yourself in a courtroom! You can see the Tampa ordinance that was passed on November 19, 2009 and signed into law by Mayor Pam Iorio by clicking on the following download link: Download Tampa's New Anti-Discrimination Ordinance Other governmental bodies may have created different sets of protections. It is a big country afterall!

Whether or not you agree with a federal, state, or local law, it would behoove you to follow it. Personally I dislike discrimination of any kind. Perhaps that comes from living in Europe for many years and learning to like a lot of people that I would have never associated with back here before I left. Many are still great friends of mine. I also on a few occasions was the victim of discrimination by some people who did not want to rent an apartment to an "Americano Yankee". Until you have experienced this for yourself, it can sometimes be hard to empathize with those on the other side of the street. I KNOW what it feels like from first-hand experience.

So whether you are an agent, seller, landlord, buyer or tenant, know what the your obligations and protections are. If you need legal guidance, contact the Department of Housing and Urban Development in your area or speak with a local real estate attorney.

Welcome mat But whatever you do, make sure you do not break the laws, no matter which governmental body enacted them. Not just to keep yourself from getting punished, but to make sure you are not unfairly treating a protected group. Treat others in the same way that you would like to be treated.

If you would like to contact me, call me at: 813-783-4444 or e-mail me at: jelwell1@tampabay.rr.com  You are also welcome to visit my website at: www.jelwell.century21bnr.com Lots of useful information and links there.

JUST SOLD in Zephyr Shores Near Zephyrhills, Florida

11-20-09
John Elwell

Front 1

JUST SOLD! I just listed this home a few weeks ago and then shortly thereafter found a buyer for it as well. Now a new neighbor will be moving into the area and can enjoy all that Zephyr Shores has to offer.

This makes 6 homes I have sold in just that subdivision in the past 12 months! Lots more in other surrounding areas. So, if you are thinking of selling your home in your park or you know someone who is thinking of buying in our area, just have them contact me at the numbers or addresses below. I will be happy to assist them.

John Elwell REALTOR at CENTURY 21 Bill Nye Realty, Inc. 813-783-4444 or e-mail me at: jelwell1@tampabay.rr.com I also invite you to visit my webpage: www.jelwell.century21bnr.com You will find a lot of very useful information there and also links to my Weblog and my Zephyrhills 55+ Bulletin Board

Click on any of the images below to see larger versions of the pictures.

Living Room 1

Living Room 2

Kitchen 1

Kitchen 2



Bonus Room 1 Bathroom

Master Bedroom Lanai 1



Utility Room Clubhouse 2

Pool 1 Shuffleboard 1



Six Mile Pond

Golf Courses in Eastern Pasco County and Zephyrhills, Florida For You to Enjoy All Year Round!

11-18-09
John Elwell

Golf ball My real estate customers have many reasons for coming to Florida, whether as full-time residents or as seasonal visitors. Some like going to the special attractions like Busch Gardens, Disney World, Sea World, etc. Others come to escape the winter snowing and blowing of the north. And even more come to partake of all of the activities that take place locally on smaller scales.

One reason many people come here is to enjoy the local golf courses that are nearby. Unlike up north, here they can enjoy a round of golf in January just as easily as they can in July. No need to put chains on the golf carts down here. Just pop on a tee-shirt and some shorts, grab your clubs and you are ready to go!

Here are some of the local courses that are available to you, along with their contact information:

Zephyrhills

Zephyrhills City Golf Course - 39428 B Avenue, Zephyrhills 813-782-0714

The Links of Lake Bernadette - 5430 Golf Links Blvd, Zephyrhills 813-788-4653

Silverado Golf & Country Club - 36841 Eiland Blvd, Zephyrhills 813-788-1225

Southport Springs Golf Club - 3509 Zephyr Springs Pkwy, Zephyrhills 813-780-7637

Valley Oaks Golf Course - 8850 Wire Road, Zephyrhills 813-788-4112

Wesley Chapel

Lexington Oaks Golf Club - 26140 Lexington Oaks Blvd, Wesley Chapel 813-907-7270

Quail Hollow Golf Club - 6225 Old Pasco Road, Wesley Chapel 813-973-0097

San Antonio, Dade City, & St. Leo

Tampa Bay Golf Club - 10641 Old Tampa Bay Dr., San Antonio 352-588-5454

Abbey Course at St. Leo University - 33640 State Road 52, St. Leo 352-588-2016

Triple S Golf - 17751 US Highway 301, Dade City 352-567-6622

Scotland Yards Golf Club - 4600 US 301, Dade City 352-567-7600

Ridge Manor

Whispering Oaks Country Club - 34450 Whispering Oaks Blvd, Ridge Manor 352-583-4233

Sherman Hills Golf Club - 31200 Eagle Falls Dr., Brooksville 866-743-7445

For more information about living in the Zephyrhills and surrounding areas, do not hesitate to call me at: 813-783-4444 or e-mail me at: jelwell1@tampabay.rr.com You are also invited to visit my webpage at: www.jelwell.century21bnr.com While there click on the menu button for my Zephyrhills 55+ Bulletin Board site. Lots of good information there!

Looks Like Florida Will Make It Through the 2009 Hurricane Season With No Major Storms

11-15-09
John Elwell

Nov. 15 Atlantic Storm View
Looks like we will likely make it through the 2009 hurricane season with nary a storm of any kind making landfall in the Sunshine State. Of course, that still does not stop the major insurance carriers from crying poverty. Thank goodness the little companies are picking up the slack. Personally, I hope these smaller firms make a bundle for assuming the risk the "big boys" were too afraid to take.

At this point it would be very unusual for a storm to start up. The waters in the Atlantic Ocean and the Gulf of Mexico are getting too cool to power-up the major hurricanes. Though it is possible, it is unlikely. Let's keep our fingers crossed.

For those of you who are currently paying high insurance rates, you may want to check with your agent and others after the season is over, perhaps in January 2010, and see if cheaper rates are available.

If I can be of further assistance, call me at: 813-783-4444 or e-mail me at: jelwell1@tampabay.rr.com You can also visit my webpage at: www.jelwell.century21bnr.com where you will even find a menu button for the local weekly forcast for Zephyrhills, Florida. For those of you still up in the frigid north you can see what you are missing!

Latest News About the Extended & Expanded Home Buyer Tax Credit You May Qualify For

11-14-09
John Elwell
As many of you know, the tax credit that has been in place for most of 2009 has now been extended into the first part of 2010 (2011 for some active servicemen/women, intelligence personnel, and foreign service workers). It has also been expanded so that now persons who currently own a home may benefit from the credit if they meet certain criteria.
 
Keep in mind that the tax credits are maximums and depending on how much you pay to buy your next home, you may not get the full credit. Many of the papers on this subject say "up to $8,000" etc. So keep that in mind.
 
My suggestion is that you check out the following link that was provided by the National Association of REALTORS (NAR) that has lots of good information about the program. To go to this page, just: CLICK HERE
 
You can also download a comparison chart that you might find useful. Just click on this link: Download Tax Credit Comparison Chart
 
Again, keep in mind that the tax credit amounts they mention are maximums. If you buy a more modest home you may get a smaller credit.
 
Then, if you are considering going for the tax credit, speak with your personal tax expert, CPA or even the Internal Revenue Service to determine IF you qualify and for HOW MUCH? They can advise you best.
 
If I can be of further assistance, do not hesitate to contact me. You can call me at: 813-783-4444 or e-mail me at: jelwell1@tampabay.rr.com